BayVanguard Bank

Overview / Commentary
7114 North Point Road
Baltimore, MD 21219

BayVanguard Bank is headquartered in Baltimore and is the 13th largest bank in the state of Maryland. It is also the 1,136th largest bank in the nation. It was established in 1873 and as of June of 2022, it had grown to 111 employees at 16 locations. BayVanguard Bank has an A+ health rating.

Reviews (1)

Former Depositor

Posted by: |

Would not recommend.


Health Grade Components

FDIC Certificate #32527
Year Established1873
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD10.62%
Annual Interest Income$15.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$849.9MM$800.8MM
LoansQ2 2022vs Q2 2021$630.4MM$600.7MM
DepositsQ2 2022vs Q2 2021$722.8MM$685.3MM
Equity CapitalQ2 2022vs Q2 2021$117.5MM$104.7MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.1MM$2.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$4.4MM$7.1MM
Real Estate OwnedQ2 2022vs Q2 2021$2.0MM$1.8MM
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Always verify rates and promotions with the bank or credit union. We are not BayVanguard Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BayVanguard Bank Savings Account Rates

0.05%$50-Statement Savings Accounts
0.05%$10-IRA Statement Accounts
0.05%$10-Business IRA Statement Accounts
0.05%$50-Business Statement Savings Accounts
0.05%$5-Christmas Club Savings
0.05%$5-Budget Bee Saving
0.05%$5-CESA Account

BayVanguard Bank Money Market Rates

0.30%*$50k*-Money Market Accounts
OTHER TIERS: 0.01% $100 - $2.5k | 0.05% $2.5k - $10k | 0.10% $10k - $50k
0.30%*$50k*-Business Money Market Accounts
OTHER TIERS: 0.01% $100 - $2.5k | 0.05% $2.5k - $10k | 0.10% $10k - $50k

BayVanguard Bank Checking Account Rates

0.05%$100-Interest Checking
0.05%$5k-Business Interest Checking
0.05%*-$10kReward Checking
OTHER TIERS: 0.01% $10k+

BayVanguard Bank CD Rates

2.53%$1k-60 Month CD
2.53%$1k-Business 60 Month CD
2.02%$1k-25 - 42 Month CD
2.02%$1k-43 - 59 Month CD
2.02%$1k-36 Month Bump-Up CD
2.02%$1k-Business 25 - 42 Month CD
2.02%$1k-Business 36 Month Bump-Up CD
2.02%$1k-Business 43 - 59 Month CD
1.51%$1k-4 - 6 Month CD
1.51%$1k-7 - 12 Month CD
1.51%$1k-13 - 24 Month CD
1.51%$1k-Business 4 - 6 Month CD
1.51%$1k-Business 7 - 12 Month CD
1.51%$1k-Business 13 - 24 Month CD

BayVanguard Bank IRA Rates

2.53%$1k-60 Month IRA
2.02%$1k-25 - 42 Month IRA
2.02%$1k-36 Month Bump-Up IRA
2.02%$1k-43 - 59 Month IRA
1.51%$1k-4 - 6 Month IRA
1.51%$1k-7 - 12 Month IRA
1.51%$1k-13 - 24 Month IRA


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