BCBST Employee Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.50% | 1-year CD | |
| 0.30% | Savings | 2.20% - Barclays Online Savings Account |
| 2.00% | 2-year CD | 1.67% - National Average |
BCBST Employee Credit Union is headquartered in Chattanooga and is the 107th largest credit union in the state of Tennessee. It is also the 4,033rd largest credit union in the nation. It was established in 1971 and as of December of 2018, it had grown to 5 employees and 2,689 members at 2 locations. BCBST Employee Credit Union's CD rates are 67% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
BCBST Employee CU is open to BCBST employees, current or retired, their husband/wife, and their children; if they are still considered to be dependent on the CU membership holder.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67738 |
| Year Chartered | 1971 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.54% |
| Return on Equity - YTD | 2.87% |
| Annual Interest Income | $323.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $10.2MM$10.1MM |
| Loans | Q4 2018vs Q4 2017 | $3.3MM$3.4MM |
| Deposits | Q4 2018vs Q4 2017 | $8.1MM$8.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.1MM$2.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $38.00K$48.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $11.00K$66.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not BCBST Employee Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
BCBST Employee Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35% | $100 | - | Individual Retirement Accumulation | ||
| 0.30%* | $501* | - | Regular Share Account | ||
| OTHER TIERS: 0.25% → $5 - $501 | |||||
| 0.05% | $5 | - | Christmas Club Account | ||
BCBST Employee Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 24 Month Share Certificate | |
| 1.75% | $1k | - | 18 Month Share Certificate | |
| 1.50% | $1k | - | 12 Month Share Certificate | |
| 1.25% | $1k | - | 180 Day Share Certificate |
BCBST Employee Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 24 Month IRA Share Certificate | |
| 1.75% | $1k | - | 18 Month IRA Share Certificate | |
| 1.50% | $1k | - | 12 Month IRA Share Certificate | |
| 1.25% | $1k | - | 180 Day IRA Share Certificate |
| BCBST Employee Credit Union Locations | ||
|---|---|---|
| Branch Office | 401 W ML King Blvd | Chattanooga, TN 37402 |
| Branch Office | 1 Cameron Hill Cir | Chattanooga, TN 37402 |