BCBST Employee Credit Union
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.50% APY
24 Month Share Certificate
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Regular Share Account 1.00% - Ally Bank Online Savings Account |
| 0.50% | 2-year CD | 24 Month Share Certificate |
Overview / Commentary
BCBST Employee Credit Union is headquartered in Chattanooga and is the 107th largest credit union in the state of Tennessee. It is also the 4,171st largest credit union in the nation. It was established in 1971 and as of June of 2016, it had grown to 5 employees and 2,788 members at 2 locations. BCBST Employee Credit Union has a B+ health rating.
Field of Membership Restrictions
BCBST Employee CU is open to BCBST employees, current or retired, their husband/wife, and their children; if they are still considered to be dependent on the CU membership holder.
See current membership details
Health
B+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. BCBST Employee Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67738 |
| Year Chartered | 1971 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.2% |
| Return on Equity - YTD | 1.12% |
| Annual Interest Income | $157.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $10.7MM$10.4MM |
| Loans | Q2 2016vs Q2 2015 | $4.0MM$4.1MM |
| Deposits | Q2 2016vs Q2 2015 | $8.7MM$8.5MM |
| Equity Capital | Q2 2016vs Q2 2015 | $2.0MM$1.9MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $37.00K$48.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $10.00K$33.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
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Always verify rates and promotions with the bank or credit union. We are not BCBST Employee Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
BCBST Employee Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | Individual Retirement Accumulation | |
| 0.05% | - | - | Regular Share Account | |
| 0.05% | - | - | Christmas Club Account |
BCBST Employee Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1k | - | 24 Month Share Certificate | |
| 0.45% | $1k | - | 18 Month Share Certificate | |
| 0.40% | $1k | - | 12 Month Share Certificate | |
| 0.35% | $1k | - | 6 Month Share Certificate |
BCBST Employee Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $1k | - | 24 Month IRA Share Certificate | |
| 0.45% | $1k | - | 18 Month IRA Share Certificate | |
| 0.40% | $1k | - | 12 Month IRA Share Certificate | |
| 0.35% | $1k | - | 6 Month IRA Share Certificate |
Locations
| BCBST Employee Credit Union Locations | ||
|---|---|---|
| Branch Office | 401 W ML King Blvd | Chattanooga, TN 37402 |
| Branch Office | 1 Cameron Hill Cir | Chattanooga, TN 37402 |