BCBST Employee Credit Union
LOCATIONS
2
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
0.65% APY
24 Month Share Certificate
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.50% | 1-year CD | 12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Regular Share Account 1.15% - CIT Bank Spring Savings |
| 0.65% | 2-year CD | 24 Month Share Certificate 1.65% - Synchrony Bank 24 Month CD |
Overview / Commentary
BCBST Employee Credit Union is headquartered in Chattanooga and is the 106th largest credit union in the state of Tennessee. It is also the 4,108th largest credit union in the nation. It was established in 1971 and as of March of 2017, it had grown to 4 employees and 2,603 members at 2 locations. BCBST Employee Credit Union has a B+ health rating.
Field of Membership Restrictions
BCBST Employee CU is open to BCBST employees, current or retired, their husband/wife, and their children; if they are still considered to be dependent on the CU membership holder.
See current membership details
Health
B+
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. BCBST Employee Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67738 |
| Year Chartered | 1971 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.05% |
| Return on Equity - YTD | 5.57% |
| Annual Interest Income | $78.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $11.2MM$11.3MM |
| Loans | Q1 2017vs Q1 2016 | $3.6MM$4.0MM |
| Deposits | Q1 2017vs Q1 2016 | $9.4MM$9.3MM |
| Equity Capital | Q1 2017vs Q1 2016 | $2.0MM$2.0MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $46.00K$27.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $19.00K$36.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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Always verify rates and promotions with the bank or credit union. We are not BCBST Employee Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
BCBST Employee Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | Individual Retirement Accumulation | |
| 0.10% | - | - | Regular Share Account | |
| 0.05% | - | - | Christmas Club Account |
BCBST Employee Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | $1k | - | 24 Month Share Certificate | |
| 0.60% | $1k | - | 18 Month Share Certificate | |
| 0.50% | $1k | - | 12 Month Share Certificate | |
| 0.35% | $1k | - | 6 Month Share Certificate |
BCBST Employee Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.65% | $1k | - | 24 Month IRA Share Certificate | |
| 0.60% | $1k | - | 18 Month IRA Share Certificate | |
| 0.50% | $1k | - | 12 Month IRA Share Certificate | |
| 0.35% | $1k | - | 6 Month IRA Share Certificate |
Locations
| BCBST Employee Credit Union Locations | ||
|---|---|---|
| Branch Office | 401 W ML King Blvd | Chattanooga, TN 37402 |
| Branch Office | 1 Cameron Hill Cir | Chattanooga, TN 37402 |