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BCBST Employee Credit Union

Popular Accounts at this Credit Union

0.85%1-year CD12 Month Share Certificate
0.15%SavingsRegular Share Account
1.00%2-year CD24 Month Share Certificate

Overview / Commentary
1 Cameron Hill Cir
Chattanooga, TN 37402

BCBST Employee Credit Union is headquartered in Chattanooga and is the 104th largest credit union in the state of Tennessee. It is also the 4,045th largest credit union in the nation. It was established in 1971 and as of September of 2017, it had grown to 4 employees and 2,675 members at 2 locations. BCBST Employee Credit Union has a B+ health rating.

Field of Membership Restrictions

BCBST Employee CU is open to BCBST employees, current or retired, their husband/wife, and their children; if they are still considered to be dependent on the CU membership holder.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. BCBST Employee Credit Union has a low asset base.

Health Grade Components

NCUA #67738
Year Chartered1971
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD4.15%
Annual Interest Income$231.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$11.3MM$11.0MM
LoansQ3 2017vs Q3 2016$3.4MM$3.8MM
DepositsQ3 2017vs Q3 2016$9.1MM$8.9MM
Equity CapitalQ3 2017vs Q3 2016$2.0MM$2.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$35.00K$39.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$27.00K$33.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BCBST Employee Credit Union Savings Account Rates

0.25%$100-Individual Retirement Accumulation
0.15%*$501*-Regular Share Account
OTHER TIERS: 0.10% Up to $500
0.05%--Christmas Club Account

BCBST Employee Credit Union CD Rates

1.00%$1k-24 Month Share Certificate
0.95%$1k-18 Month Share Certificate
0.85%$1k-12 Month Share Certificate
0.60%$1k-180 Day Share Certificate

BCBST Employee Credit Union IRA Rates

1.00%$1k-24 Month IRA Share Certificate
0.95%$1k-18 Month IRA Share Certificate
0.85%$1k-12 Month IRA Share Certificate
0.60%$1k-180 Day IRA Share Certificate

BCBST Employee Credit Union Locations
Branch Office401 W ML King BlvdChattanooga, TN 37402
Branch Office1 Cameron Hill CirChattanooga, TN 37402