BCBST Employee Credit Union is headquartered in Chattanooga and is the 102nd largest credit union in the state of Tennessee. It is also the 3,903rd largest credit union in the nation. It was established in 1971 and as of March of 2019, it had grown to 4 employees and 2,741 members at 2 locations. BCBST Employee Credit Union's CD rates are 67% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
BCBST Employee CU is open to BCBST employees, current or retired, their husband/wife, and their children; if they are still considered to be dependent on the CU membership holder.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67738 |
| Year Chartered | 1971 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.18% |
| Return on Equity - YTD | 0.97% |
| Annual Interest Income | $89.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $11.7MM$11.5MM |
| Loans | Q1 2019vs Q1 2018 | $3.0MM$3.2MM |
| Deposits | Q1 2019vs Q1 2018 | $9.4MM$9.3MM |
| Equity Capital | Q1 2019vs Q1 2018 | $2.1MM$2.0MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $41.00K$50.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $26.00K$17.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not BCBST Employee Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
BCBST Employee Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35% | $100 | - | Individual Retirement Accumulation | ||
| 0.30%* | $501* | - | Regular Share Account | ||
| OTHER TIERS: 0.25% → $5 - $501 | |||||
| 0.05% | $5 | - | Christmas Club Account | ||
BCBST Employee Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 24 Month Share Certificate | |
| 1.75% | $1k | - | 18 Month Share Certificate | |
| 1.50% | $1k | - | 12 Month Share Certificate | |
| 1.25% | $1k | - | 180 Day Share Certificate |
BCBST Employee Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 24 Month IRA Share Certificate | |
| 1.75% | $1k | - | 18 Month IRA Share Certificate | |
| 1.50% | $1k | - | 12 Month IRA Share Certificate | |
| 1.25% | $1k | - | 180 Day IRA Share Certificate |
| BCBST Employee Credit Union Locations | ||
|---|---|---|
| Branch Office | 401 W Martin Luther King Blvd | Chattanooga, TN 37402-1632 |
| Branch Office | 1 Cameron Hill Cir | Chattanooga, TN 37402 |