BCM Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bcmfcu.com

713-798-4820

One Baylor Plaza
Houston, TX 77030

BCM Federal Credit Union is headquartered in Houston and is the 203^rd largest credit union in the state of Texas. It is also the 2,583^rd largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 8 employees and 4,840 members at 2 locations. BCM Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. BCM Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	12892
Year Chartered	1959
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	1.38%
Return on Equity - YTD	12.2%
Annual Interest Income	$581K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$42.4MM$46.4MM
Loans	Q1 2025vs Q1 2024	$21.7MM$21.3MM
Deposits	Q1 2025vs Q1 2024	$37.4MM$41.9MM
Equity Capital	Q1 2025vs Q1 2024	$4.8MM$4.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$903K$1.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$284K$562K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not BCM Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BCM Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.36%^*	$10k^*	-	Share Account
OTHER TIERS: 1.26% → $50 - $5k \| 1.31% → $5k - $10k

BCM Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	Share Draft Account

BCM Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%	$1k	-	36 Month CD
3.76%	$1k	-	24 Month CD
3.71%	$1k	-	12 Month CD
3.61%	$1k	-	6 Month CD
3.56%	$1k	-	3 Month CD

BCM Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$500	-	IRA Share
0.50%	$500	-	24 Month IRA

Locations

BCM Federal Credit Union Locations
Branch Office	1 Baylor Plz Ste 59E Mail Stop BCM 140	Houston, TX 77030-3411
Branch Office	4003 Bellaire Blvd Suite A	Houston, TX 77025

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.