Beach Municipal Federal Credit Union


Overview / Commentary
757-333-7787
4164 Virginia Beach Blvd
Virginia Beach, VA 23452

Beach Municipal Federal Credit Union is headquartered in Virginia Beach and is the 39th largest credit union in the state of Virginia. It is also the 1,371st largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 33 employees and 8,935 members at 2 locations. Beach Municipal Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Must be an employee, appointed member or volunteer of the City of Virginia Beach.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #20394
Year Chartered1970
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD9.71%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$175.6MM$166.9MM
LoansQ1 2025vs Q1 2024$93.3MM$88MM
DepositsQ1 2025vs Q1 2024$151.8MM$145.6MM
Equity CapitalQ1 2025vs Q1 2024$22.8MM$20.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$355K$278K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$632K$847K
Real Estate OwnedQ1 2025vs Q1 2024$0$213K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Beach Municipal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beach Municipal Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1k*-Share Account
OTHER TIERS: 0.10% $250 - $1k
0.15%$0-Long John Saver
0.15%$0-Holiday Club
0.15%$0-The Pipeline
0.15%$0-Vacation Club

Beach Municipal Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$100k*-Money Market Account
OTHER TIERS: 0.15% $0 - $2.5k | 0.60% $2.5k - $10k | 0.75% $10k - $25k | 1.11% $25k - $100k

Beach Municipal Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft Checking Account

Beach Municipal Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-60 Month Youth Certificate-New Money
4.47%*$10k*-12 Month Share Certificate
OTHER TIERS: 1.18% $500 - $1k | 2.58% $1k - $10k
4.47%*$10k*-18 Month Share Certificate
OTHER TIERS: 2.81% $1k - $10k
4.37%*$10k*-30 Month Share Certificate
OTHER TIERS: 1.35% $500 - $1k | 2.96% $1k - $10k
4.32%$10k-24 Month Share Certificate
4.19%$500-60 Month Share Certificate
1.92%*$1k*$10k6 Month Share Certificate
OTHER TIERS: 1.03% $500 - $1k | 1.55% $10k+
1.35%$50-Me Too Share Certificate
0.90%$1k-91 Day Share Certificate

Beach Municipal Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%*$2.5k*-12 Month IRA Share Certificate
OTHER TIERS: 2.16% $500 - $2.5k
0.50%$0-IRA Share Account
Locations


Beach Municipal Federal Credit Union Locations
Branch Office4164 Virginia Beach BlvdVirginia Beach, VA 23452
Branch Office2440 Princess Anne RdVirginia Beach, VA 23456-3409

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