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Beach Municipal Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.beachmunicipal.org
757-333-7787
4164 Virginia Beach Blvd
Virginia Beach, VA 23452

Beach Municipal Federal Credit Union is headquartered in Virginia Beach and is the 40th largest credit union in the state of Virginia. It is also the 1,403rd largest credit union in the nation. It was established in 1970 and as of December of 2024, it had grown to 32 employees and 9,112 members at 2 locations. Beach Municipal Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Must be an employee, appointed member or volunteer of the City of Virginia Beach.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #20394
Year Chartered1970
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD9.39%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$167.1MM$163.2MM
LoansQ4 2024vs Q4 2023$93.2MM$85.9MM
DepositsQ4 2024vs Q4 2023$144MM$143.2MM
Equity CapitalQ4 2024vs Q4 2023$22.3MM$19.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$325K$279K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$570K$533K
Real Estate OwnedQ4 2024vs Q4 2023$0$213K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beach Municipal Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1k*-Share Account
OTHER TIERS: 0.10% → $250 - $1k
0.15%$0-Long John Saver
0.15%$0-Holiday Club
0.15%$0-The Pipeline
0.15%$0-Vacation Club

Beach Municipal Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$100k*-Money Market Account
OTHER TIERS: 0.15% → $0 - $2.5k | 0.60% → $2.5k - $10k | 0.75% → $10k - $25k | 1.11% → $25k - $100k

Beach Municipal Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft Checking Account

Beach Municipal Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-60 Month Youth Certificate-New Money
4.47%*$10k*-12 Month Share Certificate
OTHER TIERS: 1.18% → $500 - $1k | 2.58% → $1k - $10k
4.47%*$10k*-18 Month Share Certificate
OTHER TIERS: 2.81% → $1k - $10k
4.37%*$10k*-30 Month Share Certificate
OTHER TIERS: 1.35% → $500 - $1k | 2.96% → $1k - $10k
4.32%$10k-24 Month Share Certificate
4.19%$500-60 Month Share Certificate
1.92%*$1k*$10k6 Month Share Certificate
OTHER TIERS: 1.03% → $500 - $1k | 1.55% → $10k+
1.35%$50-Me Too Share Certificate
0.90%$1k-91 Day Share Certificate

Beach Municipal Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%*$2.5k*-12 Month IRA Share Certificate
OTHER TIERS: 2.16% → $500 - $2.5k
0.50%$0-IRA Share Account
Locations


Beach Municipal Federal Credit Union Locations
Branch Office4164 Virginia Beach BlvdVirginia Beach, VA 23452
Branch Office2440 Princess Anne RdVirginia Beach, VA 23456-3409

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