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Beach Municipal Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.beachmunicipal.org
757-333-7787
4164 Virginia Beach Blvd
Virginia Beach, VA 23452

Beach Municipal Federal Credit Union is headquartered in Virginia Beach and is the 39th largest credit union in the state of Virginia. It is also the 1,371st largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 33 employees and 8,935 members at 2 locations. Beach Municipal Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Must be an employee, appointed member or volunteer of the City of Virginia Beach.
See current membership details

Reviews

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Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #20394
Year Chartered1970
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD9.71%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$175.6MM$166.9MM
LoansQ1 2025vs Q1 2024$93.3MM$88MM
DepositsQ1 2025vs Q1 2024$151.8MM$145.6MM
Equity CapitalQ1 2025vs Q1 2024$22.8MM$20.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$355K$278K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$632K$847K
Real Estate OwnedQ1 2025vs Q1 2024$0$213K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beach Municipal Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1k*-Share Account
OTHER TIERS: 0.10% → $250 - $1k
0.15%$0-Long John Saver
0.15%$0-Holiday Club
0.15%$0-The Pipeline
0.15%$0-Vacation Club

Beach Municipal Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$100k*-Money Market Account
OTHER TIERS: 0.15% → $0 - $2.5k | 0.60% → $2.5k - $10k | 0.75% → $10k - $25k | 1.11% → $25k - $100k

Beach Municipal Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft Checking Account

Beach Municipal Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-60 Month Youth Certificate-New Money
4.47%*$10k*-12 Month Share Certificate
OTHER TIERS: 1.18% → $500 - $1k | 2.58% → $1k - $10k
4.47%*$10k*-18 Month Share Certificate
OTHER TIERS: 2.81% → $1k - $10k
4.37%*$10k*-30 Month Share Certificate
OTHER TIERS: 1.35% → $500 - $1k | 2.96% → $1k - $10k
4.32%$10k-24 Month Share Certificate
4.19%$500-60 Month Share Certificate
1.92%*$1k*$10k6 Month Share Certificate
OTHER TIERS: 1.03% → $500 - $1k | 1.55% → $10k+
1.35%$50-Me Too Share Certificate
0.90%$1k-91 Day Share Certificate

Beach Municipal Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%*$2.5k*-12 Month IRA Share Certificate
OTHER TIERS: 2.16% → $500 - $2.5k
0.50%$0-IRA Share Account
Locations


Beach Municipal Federal Credit Union Locations
Branch Office4164 Virginia Beach BlvdVirginia Beach, VA 23452
Branch Office2440 Princess Anne RdVirginia Beach, VA 23456-3409

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