Beach Municipal Federal Credit Union


Overview / Commentary
757-333-7787
4164 Virginia Beach Blvd
Virginia Beach, VA 23452

Beach Municipal Federal Credit Union is headquartered in Virginia Beach and is the 40th largest credit union in the state of Virginia. It is also the 1,403rd largest credit union in the nation. It was established in 1970 and as of December of 2024, it had grown to 32 employees and 9,112 members at 2 locations. Beach Municipal Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Must be an employee, appointed member or volunteer of the City of Virginia Beach.
See current membership details

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Health

Health Grade Components

Overall
NCUA #20394
Year Chartered1970
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD9.39%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$167.1MM$163.2MM
LoansQ4 2024vs Q4 2023$93.2MM$85.9MM
DepositsQ4 2024vs Q4 2023$144MM$143.2MM
Equity CapitalQ4 2024vs Q4 2023$22.3MM$19.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$325K$279K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$570K$533K
Real Estate OwnedQ4 2024vs Q4 2023$0$213K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Beach Municipal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beach Municipal Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$1k*-Share Account
OTHER TIERS: 0.10% $250 - $1k
0.15%$0-Long John Saver
0.15%$0-Holiday Club
0.15%$0-The Pipeline
0.15%$0-Vacation Club

Beach Municipal Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$100k*-Money Market Account
OTHER TIERS: 0.15% $0 - $2.5k | 0.60% $2.5k - $10k | 0.75% $10k - $25k | 1.11% $25k - $100k

Beach Municipal Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft Checking Account

Beach Municipal Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-60 Month Youth Certificate-New Money
4.47%*$10k*-12 Month Share Certificate
OTHER TIERS: 1.18% $500 - $1k | 2.58% $1k - $10k
4.47%*$10k*-18 Month Share Certificate
OTHER TIERS: 2.81% $1k - $10k
4.37%*$10k*-30 Month Share Certificate
OTHER TIERS: 1.35% $500 - $1k | 2.96% $1k - $10k
4.32%$10k-24 Month Share Certificate
4.19%$500-60 Month Share Certificate
1.92%*$1k*$10k6 Month Share Certificate
OTHER TIERS: 1.03% $500 - $1k | 1.55% $10k+
1.35%$50-Me Too Share Certificate
0.90%$1k-91 Day Share Certificate

Beach Municipal Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%*$2.5k*-12 Month IRA Share Certificate
OTHER TIERS: 2.16% $500 - $2.5k
0.50%$0-IRA Share Account
Locations


Beach Municipal Federal Credit Union Locations
Branch Office4164 Virginia Beach BlvdVirginia Beach, VA 23452
Branch Office2440 Princess Anne RdVirginia Beach, VA 23456-3409

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