Beach Municipal Federal Credit Union is headquartered in Virginia Beach and is the 39th largest credit union in the state of Virginia. It is also the 1,371st largest credit union in the nation. It was established in 1970 and as of March of 2025, it had grown to 33 employees and 8,935 members at 2 locations. Beach Municipal Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.
Must be an employee, appointed member or volunteer of the City of Virginia Beach.
See current membership details
Overall | |
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NCUA # | 20394 |
Year Chartered | 1970 |
Employees | 33 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.29% |
Return on Equity - YTD | 9.71% |
Annual Interest Income | $1.9MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $175.6MM$166.9MM |
Loans | Q1 2025vs Q1 2024 | $93.3MM$88MM |
Deposits | Q1 2025vs Q1 2024 | $151.8MM$145.6MM |
Equity Capital | Q1 2025vs Q1 2024 | $22.8MM$20.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $355K$278K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $632K$847K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$213K |
Always verify rates and promotions with the bank or credit union. We are not Beach Municipal Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $1k* | - | Share Account | ||
OTHER TIERS: 0.10% → $250 - $1k | |||||
0.15% | $0 | - | Long John Saver | ||
0.15% | $0 | - | Holiday Club | ||
0.15% | $0 | - | The Pipeline | ||
0.15% | $0 | - | Vacation Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.71%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.15% → $0 - $2.5k | 0.60% → $2.5k - $10k | 0.75% → $10k - $25k | 1.11% → $25k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $500 | - | Share Draft Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.45%* | $2.5k* | - | 12 Month IRA Share Certificate | ||
OTHER TIERS: 2.16% → $500 - $2.5k | |||||
0.50% | $0 | - | IRA Share Account |
Beach Municipal Federal Credit Union Locations | ||
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Branch Office | 4164 Virginia Beach Blvd | Virginia Beach, VA 23452 |
Branch Office | 2440 Princess Anne Rd | Virginia Beach, VA 23456-3409 |