Beacon Community Bank

Overview / Commentary
578 E. Bay Street, Suite D
Charleston, SC 29403

Beacon Community Bank is headquartered in MOUNT PLEASANT and is the 20th largest bank in the state of South Carolina. It is also the 1,465th largest bank in the nation. It was established in 2018 and as of September of 2023, it had grown to 66 employees at 5 locations. Beacon Community Bank's CD rates are 5X the national average, and it has an A health rating.

Reviews (1)

We Love Beacon Community Bank!!!!!

My wife and I started banking at Beacon Community Bank this summer and already we can tell it was the right move for us!! We have moved all of our banking to them to include checking, savings, money market, CD, mortgage, and HELOC. Kristen Hopson, our Branch Manager and Jason Wall, our Loan Officer, could not have been more professional or easier to work with. Jason even showed up at our closings to be there to answer any questions we might have had. This is the 6th real estate closing my wife and I have been through and we have NEVER, not once, had the loan officer show up at the closing. This shows me that Beacon Community Bank is more concerned about their relationships with their customers than they are about their account balances. Every single step of the way has been easy and great!! The friendly service and thorough explanations of their wide variety of products is outstanding. If you want a branch you can walk in to and speak with a friendly, smiling associate, you have it with Beacon. If you want to do all your banking online with the latest and greatest technology, you have it with Beacon. If you want a local bank that will serve your every banking need and do it like no other bank, then Beacon Community Bank is for you. Go sit and speak with them. It will be worth your time.

We love our bank!!


Health Grade Components

FDIC Certificate #59106
Year Established2018
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD4.29%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$619.1MM$469.2MM
LoansQ3 2023vs Q3 2022$532.4MM$402.2MM
DepositsQ3 2023vs Q3 2022$518.9MM$395.8MM
Equity CapitalQ3 2023vs Q3 2022$48.1MM$36.9MM
Loan Loss AllowanceQ3 2023vs Q3 2022$5.6MM$4.8MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$0$0
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Beacon Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Community Bank Savings Account Rates

0.55%--Business Savings

Beacon Community Bank Money Market Rates

1.00%*$250k*-Money Market
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $25k | 0.50% $25k - $100k | 0.85% $100k - $250k
1.00%*$250k*-Business Money Market
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $25k | 0.50% $25k - $100k | 0.85% $100k - $250k

Beacon Community Bank Checking Account Rates

0.15%*$100k*-Interest Checking
OTHER TIERS: 0.10% Up to $100k
0.15%*$100k*-Business Interest Checking
OTHER TIERS: 0.10% Up to $100k

Beacon Community Bank CD Rates

4.75%$250-6 Month CD
4.75%$250-10 Month CD
4.75%$250-12 Month CD
4.05%$250-18 Month CD
3.75%$250-24 Month CD
3.75%$250-30 Month CD
3.75%$250-36 Month CD
3.75%$250-48 Month CD
3.75%$250-60 Month CD

Beacon Community Bank IRA Rates

4.75%$250-12 Month IRA
4.05%$250-18 Month IRA
3.75%$250-30 Month IRA CD
3.75%$250-36 Month IRA CD
3.75%$250-48 Month IRA CD
3.75%$250-60 Month IRA CD
3.75%$250-24 Month IRA

Beacon Community Bank Locations
Daniel Island Branch20 Fairchild StreetCharleston, SC 29492
Beacon Community Bank578 E Bay St Ste DCharleston, SC 29403
Mount Pleasant Branch966 Houston Northcutt Blvd., Suite CMount Pleasant, SC 29464
Sea Island Shopping Center Branch1210 Ben Sawyer BlvdMount Pleasant, SC 29464

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