Beacon Community Bank


Overview / Commentary
843-990-5510
578 E. Bay Street, Suite D
Charleston, SC 29403

Beacon Community Bank is headquartered in Charleston and is the 27th largest bank in the state of South Carolina. It is also the 2,293rd largest bank in the nation. It was established in 2018 and as of September of 2021, it had grown to 41 employees at 3 locations. Beacon Community Bank's money market rates are 59% higher than the national average, and it boasts an A+ health rating.

Related Posts

Beacon Community Bank CDs Continue To Be Near Rate Leaders - 7/19/2021

Beacon Community Bank (Charleston area, SC) continues to offer competitive rates on its entire product line of CDs. Minimum opening deposit is $250, with no balance cap.

Beacon Community Bank (SC) Has Competitive 30-Month CD - 4/16/2021

Beacon Community Bank (SC) currently offers competitive rates on its long-term CDs. Minimum opening deposit is $250, with no stated balance caps.

Reviews (1)

We Love Beacon Community Bank!!!!!

My wife and I started banking at Beacon Community Bank this summer and already we can tell it was the right move for us!! We have moved all of our banking to them to include checking, savings, money market, CD, mortgage, and HELOC. Kristen Hopson, our Branch Manager and Jason Wall, our Loan Officer, could not have been more professional or easier to work with. Jason even showed up at our closings to be there to answer any questions we might have had. This is the 6th real estate closing my wife and I have been through and we have NEVER, not once, had the loan officer show up at the closing. This shows me that Beacon Community Bank is more concerned about their relationships with their customers than they are about their account balances. Every single step of the way has been easy and great!! The friendly service and thorough explanations of their wide variety of products is outstanding. If you want a branch you can walk in to and speak with a friendly, smiling associate, you have it with Beacon. If you want to do all your banking online with the latest and greatest technology, you have it with Beacon. If you want a local bank that will serve your every banking need and do it like no other bank, then Beacon Community Bank is for you. Go sit and speak with them. It will be worth your time.

We love our bank!!



Health
A+

Health Grade Components

Overall
FDIC Certificate #59106
Year Established2018
Employees41
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD14.21%
Annual Interest Income$9.5MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$343.8MM$261.3MM
LoansQ3 2021vs Q3 2020$280.5MM$234.5MM
DepositsQ3 2021vs Q3 2020$294.4MM$184.5MM
Equity CapitalQ3 2021vs Q3 2020$32.9MM$28.4MM
Loan Loss AllowanceQ3 2021vs Q3 2020$3.3MM$2.3MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$0$0
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Beacon Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%--Savings
0.55%--Business Savings

Beacon Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$250k*-Money Market
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $25k | 0.50% $25k - $100k | 0.65% $100k - $250k
0.70%*$250k*-Business Money Market
OTHER TIERS: 0.15% Up to $2.5k | 0.25% $2.5k - $25k | 0.50% $25k - $100k | 0.65% $100k - $250k

Beacon Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Interest Checking
OTHER TIERS: 0.10% Up to $100k
0.15%*$100k*-Business Interest Checking
OTHER TIERS: 0.10% Up to $100k

Beacon Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$250-30 Month CD
1.00%$250-36 Month CD
1.00%$250-48 Month CD
1.00%$250-60 Month CD
0.90%$250-24 Month CD
0.80%$250-18 Month CD
0.75%$250-10 Month CD
0.75%$250-12 Month CD
0.70%$250-6 Month CD
Locations


Beacon Community Bank Locations
Beacon Community Bank578 East Bay Street, Suite DCharleston, SC 29403
Mount Pleasant Branch966 Houston Northcutt Blvd., Suite CMount Pleasant, SC 29464
Daniel Island Branch20 Fairchild StreetCharleston, SC 29492

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