Beacon Community Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.beacon.bank

843-990-5510

578 E. Bay Street, Suite D
Charleston, SC 29403

Beacon Community Bank is headquartered in MOUNT PLEASANT and is the 15^th largest bank in the state of South Carolina. It is also the 1,201^st largest bank in the nation. It was established in 2018 and as of March of 2025, it had grown to 74 employees at 6 locations. Beacon Community Bank's CD rates are 5X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	59106
Year Established	2018
Employees	74
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	5.57%
Annual Interest Income	$10.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$836.8MM$676.6MM
Loans	Q1 2025vs Q1 2024	$745.7MM$588.3MM
Deposits	Q1 2025vs Q1 2024	$672.8MM$507.9MM
Equity Capital	Q1 2025vs Q1 2024	$60.8MM$49.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6MM$5.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$300K$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Community Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%	$0	-	Savings
0.55%	$0	-	Business Savings

Beacon Community Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$250k^*	-	Money Market
OTHER TIERS: 0.15% → $0 - $2.5k \| 0.25% → $2.5k - $25k \| 0.50% → $25k - $100k \| 0.85% → $100k - $250k
1.00%^*	$250k^*	-	Business Money Market
OTHER TIERS: 0.15% → $0 - $2.5k \| 0.25% → $2.5k - $25k \| 0.50% → $25k - $100k \| 0.85% → $100k - $250k

Beacon Community Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$100k^*	-	Interest Checking
OTHER TIERS: 0.10% → $0 - $100k
0.15%^*	$100k^*	-	Business Interest Checking
OTHER TIERS: 0.10% → $0 - $100k

Beacon Community Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.75%	$250	-	5 Month CD
4.50%	$250	-	7 Month CD
4.45%	$250	-	10 Month CD
4.20%	$250	-	6 Month CD
4.10%	$250	-	12 Month CD
3.95%	$250	-	18 Month CD
3.85%	$250	-	24 Month CD
3.80%	$250	-	30 Month CD
3.75%	$250	-	36 Month CD
3.75%	$250	-	48 Month CD
3.75%	$250	-	60 Month CD

Beacon Community Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$250	-	12 Month IRA CD
3.85%	$250	-	24 Month IRA CD
3.75%	$250	-	36 Month IRA CD
3.75%	$250	-	48 Month IRA CD
3.75%	$250	-	60 Month IRA CD

Locations

Beacon Community Bank Locations
Beacon Community Bank	578 E Bay St Ste D	Charleston, SC 29403
Mount Pleasant Branch	966 Houston Northcutt Blvd., Suite C	Mount Pleasant, SC 29464
Daniel Island Branch	20 Fairchild Street	Charleston, SC 29492
Sea Island Shopping Center Branch	1210 Ben Sawyer Blvd	Mount Pleasant, SC 29464

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