Beacon Community Bank is headquartered in MOUNT PLEASANT and is the 15th largest bank in the state of South Carolina. It is also the 1,201st largest bank in the nation. It was established in 2018 and as of March of 2025, it had grown to 74 employees at 6 locations. Beacon Community Bank's CD rates are 5X the national average, and it has an A health rating.
Overall | |
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FDIC Certificate # | 59106 |
Year Established | 2018 |
Employees | 74 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.4% |
Return on Equity - YTD | 5.57% |
Annual Interest Income | $10.8MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $836.8MM$676.6MM |
Loans | Q1 2025vs Q1 2024 | $745.7MM$588.3MM |
Deposits | Q1 2025vs Q1 2024 | $672.8MM$507.9MM |
Equity Capital | Q1 2025vs Q1 2024 | $60.8MM$49.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $6MM$5.6MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $300K$0 |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.55% | $0 | - | Savings | |
0.55% | $0 | - | Business Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $100k* | - | Interest Checking | ||
OTHER TIERS: 0.10% → $0 - $100k | |||||
0.15%* | $100k* | - | Business Interest Checking | ||
OTHER TIERS: 0.10% → $0 - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.10% | $250 | - | 12 Month IRA CD | |
3.85% | $250 | - | 24 Month IRA CD | |
3.75% | $250 | - | 36 Month IRA CD | |
3.75% | $250 | - | 48 Month IRA CD | |
3.75% | $250 | - | 60 Month IRA CD |
Beacon Community Bank Locations | ||
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Beacon Community Bank | 578 E Bay St Ste D | Charleston, SC 29403 |
Mount Pleasant Branch | 966 Houston Northcutt Blvd., Suite C | Mount Pleasant, SC 29464 |
Daniel Island Branch | 20 Fairchild Street | Charleston, SC 29492 |
Sea Island Shopping Center Branch | 1210 Ben Sawyer Blvd | Mount Pleasant, SC 29464 |