Beacon Community Bank is headquartered in Charleston and is the 36th largest bank in the state of South Carolina. It is also the 3,966th largest bank in the nation. It was established in 2018 and as of September of 2019, it had grown to 30 employees at 2 locations. Beacon Community Bank has an A+ health rating.
My wife and I started banking at Beacon Community Bank this summer and already we can tell it was the right move for us!! We have moved all of our banking to them to include checking, savings, money market, CD, mortgage, and HELOC. Kristen Hopson, our Branch Manager and Jason Wall, our Loan Officer, could not have been more professional or easier to work with. Jason even showed up at our closings to be there to answer any questions we might have had. This is the 6th real estate closing my wife and I have been through and we have NEVER, not once, had the loan officer show up at the closing. This shows me that Beacon Community Bank is more concerned about their relationships with their customers than they are about their account balances. Every single step of the way has been easy and great!! The friendly service and thorough explanations of their wide variety of products is outstanding. If you want a branch you can walk in to and speak with a friendly, smiling associate, you have it with Beacon. If you want to do all your banking online with the latest and greatest technology, you have it with Beacon. If you want a local bank that will serve your every banking need and do it like no other bank, then Beacon Community Bank is for you. Go sit and speak with them. It will be worth your time.
We love our bank!!
| Overall | |
|---|---|
| FDIC Certificate # | 59106 |
| Year Established | 2018 |
| Employees | 30 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -3.11% |
| Return on Equity - YTD | -9.64% |
| Annual Interest Income | $2.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $105.0MM$49.4MM |
| Loans | Q3 2019vs Q3 2018 | $84.7MM$27.3MM |
| Deposits | Q3 2019vs Q3 2018 | $75.4MM$18.1MM |
| Equity Capital | Q3 2019vs Q3 2018 | $27.8MM$30.2MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $986.00K$345.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $129.00K$0 |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
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| Beacon Community Bank Locations | ||
|---|---|---|
| Houston Northcutt | 966 Houston Northcutt Blvd | Mount Pleasant, SC 29464 |