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Beacon Community Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.beacon.bank
843-990-5510
578 E. Bay Street, Suite D
Charleston, SC 29403

Beacon Community Bank is headquartered in MOUNT PLEASANT and is the 15th largest bank in the state of South Carolina. It is also the 1,201st largest bank in the nation. It was established in 2018 and as of March of 2025, it had grown to 74 employees at 6 locations. Beacon Community Bank's CD rates are 5X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #59106
Year Established2018
Employees74
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD5.57%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$836.8MM$676.6MM
LoansQ1 2025vs Q1 2024$745.7MM$588.3MM
DepositsQ1 2025vs Q1 2024$672.8MM$507.9MM
Equity CapitalQ1 2025vs Q1 2024$60.8MM$49.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6MM$5.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$300K$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Beacon Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$0-Savings
0.55%$0-Business Savings

Beacon Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$250k*-Money Market
OTHER TIERS: 0.15% → $0 - $2.5k | 0.25% → $2.5k - $25k | 0.50% → $25k - $100k | 0.85% → $100k - $250k
1.00%*$250k*-Business Money Market
OTHER TIERS: 0.15% → $0 - $2.5k | 0.25% → $2.5k - $25k | 0.50% → $25k - $100k | 0.85% → $100k - $250k

Beacon Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$100k*-Interest Checking
OTHER TIERS: 0.10% → $0 - $100k
0.15%*$100k*-Business Interest Checking
OTHER TIERS: 0.10% → $0 - $100k

Beacon Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$250-5 Month CD
4.50%$250-7 Month CD
4.45%$250-10 Month CD
4.20%$250-6 Month CD
4.10%$250-12 Month CD
3.95%$250-18 Month CD
3.85%$250-24 Month CD
3.80%$250-30 Month CD
3.75%$250-36 Month CD
3.75%$250-48 Month CD
3.75%$250-60 Month CD

Beacon Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$250-12 Month IRA CD
3.85%$250-24 Month IRA CD
3.75%$250-36 Month IRA CD
3.75%$250-48 Month IRA CD
3.75%$250-60 Month IRA CD
Locations


Beacon Community Bank Locations
Beacon Community Bank578 E Bay St Ste DCharleston, SC 29403
Mount Pleasant Branch966 Houston Northcutt Blvd., Suite CMount Pleasant, SC 29464
Daniel Island Branch20 Fairchild StreetCharleston, SC 29492
Sea Island Shopping Center Branch1210 Ben Sawyer BlvdMount Pleasant, SC 29464

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