Overview / Commentary
Beacon Community Credit Union is headquartered in Louisville and is the 22nd largest credit union in the state of Kentucky. It is also the 2,143rd largest credit union in the nation. It was established in 1947 and as of March of 2025, it had grown to 26 employees and 9,555 members at 3 locations. Beacon Community Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Beacon Community Credit Union is open to anyone who lives, works, or worships in Jefferson County, Kentucky including the KIPDA, Bluegrass, Lincoln Trail and Northern Kentucky Development Districts, as well as, Clark and Floyd Counties in Southern Indiana
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Beacon Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 60883 |
| Year Chartered | 1947 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.71% |
| Return on Equity - YTD | 6.1% |
| Annual Interest Income | $672K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $70.9MM$75.1MM |
| Loans | Q1 2025vs Q1 2024 | $36.2MM$38.6MM |
| Deposits | Q1 2025vs Q1 2024 | $62.3MM$66.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $8.1MM$7.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $291K$305K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $240K$167K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |