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Beacon Credit Union (IN)


Overview / Commentary
www.beaconcu.org
260-563-7443
586 S Wabash St
Wabash, IN 46992

Beacon Credit Union (IN) is headquartered in Wabash and is the 9th largest credit union in the state of Indiana. It is also the 279th largest credit union in the nation. It was established in 1931 and as of December of 2020, it had grown to 259 employees and 46,149 members at 20 locations. Beacon Credit Union (IN) has an A+ health rating.

Field of Membership Restrictions

Membership in Beacon Credit Union is open to those who live or work in Adams, Allen, Bartholomew, Blackford, Carroll, Cass, Clark, Clinton, Daviess, Decatur, DeKalb, Delaware, Dubois, Fayette, Fulton, Grant, Hancock, Henry, Howard, Huntington, Jackson, Johnson, Knox, Kosciusko, Madison, Marshall, Miami, Montgomery, Morgan, Noble, Pulaski, Randolph, Rush, Shelby, Steuben, St. Joseph, Union, Wabash, Wayne, White, or Whitley Counties in Indiana.
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Reviews (1)

Costly Fees And Rudeness

Posted by: |

Do not use this credit union for checking services. They took approximately $150 in fees from my checking account over the course of several years because their mailing address on file was incorrect after I moved. They had a perfectly good email address and phone number with which to contact me about these fees and never did so. Beacon refused to refund any portion of the fees when asked. Unflexible, rude, and uncooperative.

2


Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #82791
Year Chartered1931
Employees259
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD2.62%
Annual Interest Income$40.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.40B$1.26B
LoansQ4 2020vs Q4 2019$891.1MM$929.5MM
DepositsQ4 2020vs Q4 2019$1.19B$1.06B
Equity CapitalQ4 2020vs Q4 2019$198.6MM$191.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$3.7MM$2.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.6MM$4.9MM
Real Estate OwnedQ4 2020vs Q4 2019$422.00K$437.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Beacon Credit Union (IN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Credit Union (IN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Savings Plus
OTHER TIERS: 0.05% → Up to $10k | 0.15% → $10k - $100k
0.20%*$100k*-Health Savings Account
OTHER TIERS: 0.05% → Up to $10k | 0.15% → $10k - $100k
0.20%*$100k*-IRA Savings
OTHER TIERS: 0.05% → Up to $10k | 0.15% → $10k - $100k

Beacon Credit Union (IN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Business Checking Pro
OTHER TIERS: 0.05% → $1k - $25k
0.05%$100-Interest Advantage Checking

Beacon Credit Union (IN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%$100k-5 Year Jumbo CD
1.01%$1k-5 Year CD
1.01%$1k-5 Year HSA Certificate
1.01%$100k-4 Year Jumbo CD
0.91%$1k-4 Year CD
0.91%$100k-3 Year Jumbo CD
0.91%$1k-4 Year HSA Certificate
0.81%$1k-3 Year CD
0.81%$1k-3 Year HSA Certificate
0.81%$100k-2 Year Jumbo CD
0.76%$100k-18 Month Jumbo CD
0.71%$1k-2 Year CD
0.71%$1k-2 Year HSA Certificate
0.66%$1k-18 Month CD
0.66%$1k-18 Month HSA Certificate
0.61%$100k-1 Year Jumbo CD
0.51%$1k-1 Year CD
0.51%$1k-1 Year HSA Certificate
0.41%$100k-6 Month Jumbo CD
0.31%$1k-6 Month CD
0.31%$1k-6 Month HSA Certificate

Beacon Credit Union (IN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-5 Year IRA Certificate
0.91%$1k-4 Year IRA Certificate
0.81%$1k-3 Year IRA Certificate
0.71%$1k-2 Year IRA Certificate
0.66%$1k-18 Month IRA Certificate
0.51%$1k-1 Year IRA Certificate
0.31%$1k-6 Month IRA Certificate
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.