Beacon CU (IN)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.63% | 5-year CD | 5 Year HSA certificate 2.50% - Ally Bank High Yield 5 Year CD |
| 1.40% | 1-year CD | 1 Year HSA certificate |
| 0.10% | Savings | Passbook Savings |
Beacon CU (IN) is headquartered in Wabash and is the 7th largest credit union in the state of Indiana. It is also the 233rd largest credit union in the nation. It was established in 1931 and as of December of 2017, it had grown to 237 employees and 43,848 members at 20 locations. Beacon CU (IN)'s CD rates are 78% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Beacon Credit Union is open to those who live or work in Adams, Allen, Bartholomew, Blackford, Carroll, Cass, Clark, Clinton, Daviess, Decatur, DeKalb, Delaware, Dubois, Fayette, Fulton, Grant, Hancock, Henry, Howard, Huntington, Jackson, Johnson, Knox, Kosciusko, Madison, Marshall, Miami, Montgomery, Morgan, Noble, Pulaski, Randolph, Rush, Shelby, Steuben, St. Joseph, Union, Wabash, Wayne, White, or Whitley Counties in Indiana.
See current membership details
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Costly Fees And Rudeness
Do not use this credit union for checking services. They took approximately $150 in fees from my checking account over the course of several years because their mailing address on file was incorrect after I moved. They had a perfectly good email address and phone number with which to contact me about these fees and never did so. Beacon refused to refund any portion of the fees when asked. Unflexible, rude, and uncooperative.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 82791 |
| Year Chartered | 1931 |
| Employees | 237 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 4.98% |
| Annual Interest Income | $42.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $1.24B$1.19B |
| Loans | Q4 2017vs Q4 2016 | $973.1MM$921.3MM |
| Deposits | Q4 2017vs Q4 2016 | $1.00B$972.5MM |
| Equity Capital | Q4 2017vs Q4 2016 | $172.7MM$164.6MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $3.3MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $17.1MM$4.4MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $1.5MM$1.7MM |
Always verify rates and promotions with the bank or credit union. We are not Beacon CU (IN); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Beacon CU (IN) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Savings Plus Account | ||
| OTHER TIERS: 0.45% → Up to $10k | 0.50% → $10k - $100k | |||||
| 0.55%* | $100k* | - | Health Savings Account | ||
| OTHER TIERS: 0.45% → Up to $10k | 0.50% → $10k - $100k | |||||
| 0.10% | $25 | - | Passbook Savings | ||
Beacon CU (IN) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $100 | - | Interest Advantage Checking |
Beacon CU (IN) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.83% | $100k | - | 5 Year Jumbo Certificate | |
| 2.63% | $1k | $100k | 5 Year Certificate | |
| 2.63% | $1k | - | 5 Year HSA certificate | |
| 2.63% | $100k | - | 4 Year Jumbo Certificate | |
| 2.42% | $1k | $100k | 4 Year Certificate | |
| 2.42% | $1k | - | 4 Year HSA Certificate | |
| 2.32% | $100k | - | 3 Year Jumbo Certificate | |
| 2.11% | $1k | $100k | 3 Year Certificate | |
| 2.11% | $1k | - | 3 Year HSA certificate | |
| 2.06% | $100k | - | 2 Year Jumbo Certificate | |
| 1.91% | $100k | - | 18 Month Jumbo Certificate | |
| 1.86% | $1k | $100k | 2 Year Certificate | |
| 1.86% | $1k | - | 2 Year HSA Certificate | |
| 1.70% | $1k | $100k | 18 Month Certificate | |
| 1.70% | $1k | - | 18 Month HSA Certificate | |
| 1.60% | $100k | - | 1 Year Jumbo Certificate | |
| 1.40% | $1k | $100k | 1 Year Certificate | |
| 1.40% | $1k | - | 1 Year HSA certificate | |
| 1.20% | $100k | - | 6 Month Jumbo Certificate | |
| 1.00% | $1k | $100k | 6 Month Certificate | |
| 1.00% | $1k | - | 6 Month HSA Certificate |
Beacon CU (IN) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.63% | $1k | - | 5 Year IRA Certificate | |
| 2.42% | $1k | - | 4 Year IRA Certificate | |
| 2.11% | $1k | - | 3 Year IRA Certificate | |
| 1.86% | $1k | - | 2 Year IRA Certificate | |
| 1.70% | $50 | - | 18 Month IRA Certificate | |
| 1.40% | $1k | - | 1 Year IRA Certificate | |
| 1.00% | $1k | - | 6 Month IRA Certificate |
