Beacon Credit Union (IN)

Overview / Commentary
586 S Wabash St
Wabash, IN 46992

Beacon Credit Union (IN) is headquartered in Wabash and is the 10th largest credit union in the state of Indiana. It is also the 289th largest credit union in the nation. It was established in 1931 and as of June of 2021, it had grown to 261 employees and 46,650 members at 20 locations. Beacon Credit Union (IN) has an A+ health rating.

Field of Membership Restrictions

Membership in Beacon Credit Union is open to those who live or work in Adams, Allen, Bartholomew, Blackford, Carroll, Cass, Clark, Clinton, Daviess, Decatur, DeKalb, Delaware, Dubois, Fayette, Fulton, Grant, Hancock, Henry, Howard, Huntington, Jackson, Johnson, Knox, Kosciusko, Madison, Marshall, Miami, Montgomery, Morgan, Noble, Pulaski, Randolph, Rush, Shelby, Steuben, St. Joseph, Union, Wabash, Wayne, White, or Whitley Counties in Indiana.
See current membership details

Reviews (1)

Costly Fees And Rudeness

Posted by: |

Do not use this credit union for checking services. They took approximately $150 in fees from my checking account over the course of several years because their mailing address on file was incorrect after I moved. They had a perfectly good email address and phone number with which to contact me about these fees and never did so. Beacon refused to refund any portion of the fees when asked. Unflexible, rude, and uncooperative.


Health Grade Components

NCUA #82791
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.31%
Return on Equity - YTD2.33%
Annual Interest Income$18.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$1.47B$1.33B
LoansQ2 2021vs Q2 2020$902.3MM$914.8MM
DepositsQ2 2021vs Q2 2020$1.26B$1.12B
Equity CapitalQ2 2021vs Q2 2020$198.0MM$199.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$3.8MM$3.5MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$6.8MM$6.8MM
Real Estate OwnedQ2 2021vs Q2 2020$137.00K$437.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Credit Union (IN) Savings Account Rates

0.20%*$100k*-Savings Plus
OTHER TIERS: 0.05% Up to $10k | 0.15% $10k - $100k
0.20%*$100k*-Health Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.15% $10k - $100k
0.20%*$100k*-IRA Savings
OTHER TIERS: 0.05% Up to $10k | 0.15% $10k - $100k

Beacon Credit Union (IN) Checking Account Rates

0.10%*$25k*-Business Checking Pro
OTHER TIERS: 0.05% $1k - $25k
0.05%$100-Interest Advantage Checking

Beacon Credit Union (IN) CD Rates

1.11%$100k-5 Year Jumbo CD
1.01%$1k-5 Year CD
1.01%$1k-5 Year HSA Certificate
1.01%$100k-4 Year Jumbo CD
0.91%$1k-4 Year CD
0.91%$100k-3 Year Jumbo CD
0.91%$1k-4 Year HSA Certificate
0.81%$1k-3 Year CD
0.81%$1k-3 Year HSA Certificate
0.81%$100k-2 Year Jumbo CD
0.76%$100k-18 Month Jumbo CD
0.71%$1k-2 Year CD
0.71%$1k-2 Year HSA Certificate
0.66%$1k-18 Month CD
0.66%$1k-18 Month HSA Certificate
0.61%$100k-1 Year Jumbo CD
0.51%$1k-1 Year CD
0.51%$1k-1 Year HSA Certificate
0.41%$100k-6 Month Jumbo CD
0.31%$1k-6 Month CD
0.31%$1k-6 Month HSA Certificate

Beacon Credit Union (IN) IRA Rates

1.01%$1k-5 Year IRA Certificate
0.91%$1k-4 Year IRA Certificate
0.81%$1k-3 Year IRA Certificate
0.71%$1k-2 Year IRA Certificate
0.66%$1k-18 Month IRA Certificate
0.51%$1k-1 Year IRA Certificate
0.31%$1k-6 Month IRA Certificate


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