Beacon Credit Union (IN)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.73% | 5-year CD | |
| 2.12% | 1-year CD | |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
Beacon Credit Union (IN) is headquartered in Wabash and is the 7th largest credit union in the state of Indiana. It is also the 246th largest credit union in the nation. It was established in 1931 and as of December of 2018, it had grown to 249 employees and 44,816 members at 21 locations. Beacon Credit Union (IN)'s CD rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Beacon Credit Union is open to those who live or work in Adams, Allen, Bartholomew, Blackford, Carroll, Cass, Clark, Clinton, Daviess, Decatur, DeKalb, Delaware, Dubois, Fayette, Fulton, Grant, Hancock, Henry, Howard, Huntington, Jackson, Johnson, Knox, Kosciusko, Madison, Marshall, Miami, Montgomery, Morgan, Noble, Pulaski, Randolph, Rush, Shelby, Steuben, St. Joseph, Union, Wabash, Wayne, White, or Whitley Counties in Indiana.
See current membership details
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Costly Fees And Rudeness
Do not use this credit union for checking services. They took approximately $150 in fees from my checking account over the course of several years because their mailing address on file was incorrect after I moved. They had a perfectly good email address and phone number with which to contact me about these fees and never did so. Beacon refused to refund any portion of the fees when asked. Unflexible, rude, and uncooperative.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 82791 |
| Year Chartered | 1931 |
| Employees | 249 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 5.58% |
| Annual Interest Income | $45.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.22B$1.24B |
| Loans | Q4 2018vs Q4 2017 | $942.0MM$973.1MM |
| Deposits | Q4 2018vs Q4 2017 | $1.02B$1.00B |
| Equity Capital | Q4 2018vs Q4 2017 | $180.5MM$172.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $4.5MM$3.3MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $16.2MM$17.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $1.4MM$1.5MM |
Always verify rates and promotions with the bank or credit union. We are not Beacon Credit Union (IN); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Beacon Credit Union (IN) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Savings Plus | ||
| OTHER TIERS: 0.45% → Up to $10k | 0.50% → $10k - $100k | |||||
| 0.55%* | $100k* | - | Health Savings Account | ||
| OTHER TIERS: 0.45% → Up to $10k | 0.50% → $10k - $100k | |||||
| 0.55%* | $100k* | - | IRA Savings | ||
| OTHER TIERS: 0.45% → Up to $10k | 0.50% → $10k - $100k | |||||
| 0.10% | $25 | - | Passbook Savings | ||
Beacon Credit Union (IN) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $100 | - | Interest Advantage Checking |
Beacon Credit Union (IN) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.94% | $100k | - | 5 Year Jumbo CD | |
| 2.73% | $1k | - | 5 Year CD | |
| 2.73% | $1k | - | 5 Year HSA Certificate | |
| 2.73% | $100k | - | 4 Year Jumbo CD | |
| 2.63% | $100k | - | 3 Year Jumbo CD | |
| 2.53% | $1k | - | 4 Year CD | |
| 2.53% | $100k | - | 2 Year Jumbo CD | |
| 2.53% | $1k | - | 4 Year HSA Certificate | |
| 2.48% | $100k | - | 18 Month Jumbo CD | |
| 2.42% | $1k | - | 3 Year CD | |
| 2.42% | $1k | - | 3 Year HSA Certificate | |
| 2.32% | $1k | - | 2 Year CD | |
| 2.32% | $100k | - | 1 Year Jumbo CD | |
| 2.32% | $1k | - | 2 Year HSA Certificate | |
| 2.27% | $1k | - | 18 Month CD | |
| 2.27% | $1k | - | 18 Month HSA Certificate | |
| 2.12% | $1k | - | 1 Year CD | |
| 2.12% | $1k | - | 1 Year HSA Certificate | |
| 1.91% | $100k | - | 6 Month Jumbo CD | |
| 1.71% | $1k | - | 6 Month CD | |
| 1.71% | $1k | - | 6 Month HSA Certificate |
Beacon Credit Union (IN) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.73% | $1k | - | 5 Year IRA Certificate | |
| 2.53% | $1k | - | 4 Year IRA Certificate | |
| 2.42% | $1k | - | 3 Year IRA Certificate | |
| 2.32% | $1k | - | 2 Year IRA Certificate | |
| 2.27% | $1k | - | 18 Month IRA Certificate | |
| 2.12% | $1k | - | 1 Year IRA Certificate | |
| 1.71% | $1k | - | 6 Month IRA Certificate |
