Beacon Credit Union (IN)

Overview / Commentary
586 S Wabash St
Wabash, IN 46992

Beacon Credit Union (IN) is headquartered in Wabash and is the 11th largest credit union in the state of Indiana. It is also the 288th largest credit union in the nation. It was established in 1931 and as of March of 2022, it had grown to 256 employees and 46,761 members at 20 locations. Beacon Credit Union (IN) has an A+ health rating.

Field of Membership Restrictions

Membership in Beacon Credit Union is open to those who live or work in Adams, Allen, Bartholomew, Blackford, Carroll, Cass, Clark, Clinton, Daviess, Decatur, DeKalb, Delaware, Dubois, Fayette, Fulton, Grant, Hancock, Henry, Howard, Huntington, Jackson, Johnson, Knox, Kosciusko, Madison, Marshall, Miami, Montgomery, Morgan, Noble, Pulaski, Randolph, Rush, Shelby, Steuben, St. Joseph, Union, Wabash, Wayne, White, or Whitley Counties in Indiana.
See current membership details

Reviews (1)

Costly Fees And Rudeness

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Do not use this credit union for checking services. They took approximately $150 in fees from my checking account over the course of several years because their mailing address on file was incorrect after I moved. They had a perfectly good email address and phone number with which to contact me about these fees and never did so. Beacon refused to refund any portion of the fees when asked. Unflexible, rude, and uncooperative.


Health Grade Components

NCUA #82791
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.49%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$1.53B$1.47B
LoansQ1 2022vs Q1 2021$902.1MM$873.0MM
DepositsQ1 2022vs Q1 2021$1.34B$1.26B
Equity CapitalQ1 2022vs Q1 2021$178.3MM$195.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.7MM$3.8MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$4.0MM$8.0MM
Real Estate OwnedQ1 2022vs Q1 2021$0$137.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Credit Union (IN) Savings Account Rates

0.30%*$100k*-Savings Plus
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $100k
0.30%*$100k*-Health Savings Account
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $100k
0.30%*$100k*-IRA Savings
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $100k
0.30%*$100k*-Business Savings Plus
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $100k

Beacon Credit Union (IN) Checking Account Rates

2.00%*-$10kAdvantage Plus Checking
OTHER TIERS: 0.05% $10k+
0.15%$100-Interest Advantage Checking
0.15%*$25k*-Business Checking Pro
OTHER TIERS: 0.10% $1k - $25k

Beacon Credit Union (IN) CD Rates

1.61%$100k-5 Year Jumbo CD
1.51%$1k-5 Year CD
1.51%$1k-5 Year HSA Certificate
1.41%$100k-4 Year Jumbo CD
1.31%$1k-4 Year CD
1.31%$100k-3 Year Jumbo CD
1.31%$1k-4 Year HSA Certificate
1.21%$1k-3 Year CD
1.21%$1k-3 Year HSA Certificate
0.90%$100k-2 Year Jumbo CD
0.80%$1k-2 Year CD
0.80%$100k-18 Month Jumbo CD
0.80%$1k-2 Year HSA Certificate
0.70%$1k-18 Month CD
0.70%$100k-1 Year Jumbo CD
0.70%$1k-18 Month HSA Certificate
0.60%$1k-1 Year CD
0.60%$1k-1 Year HSA Certificate
0.50%$100k-6 Month Jumbo CD
0.40%$1k-6 Month CD
0.40%$1k-6 Month HSA Certificate

Beacon Credit Union (IN) IRA Rates

1.51%$1k-5 Year IRA Certificate
1.31%$1k-4 Year IRA Certificate
1.21%$1k-3 Year IRA Certificate
0.80%$1k-2 Year IRA Certificate
0.70%$1k-18 Month IRA Certificate
0.60%$1k-1 Year IRA Certificate
0.40%$1k-6 Month IRA Certificate


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