Beacon Credit Union (IN)


Overview / Commentary
260-563-7443
586 S Wabash St
Wabash, IN 46992-3328

Beacon Credit Union (IN) is headquartered in Wabash and is the 8th largest credit union in the state of Indiana. It is also the 252nd largest credit union in the nation. It was established in 1931 and as of September of 2019, it had grown to 252 employees and 45,598 members at 21 locations. Beacon Credit Union (IN)'s CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Beacon Credit Union is open to those who live or work in Adams, Allen, Bartholomew, Blackford, Carroll, Cass, Clark, Clinton, Daviess, Decatur, DeKalb, Delaware, Dubois, Fayette, Fulton, Grant, Hancock, Henry, Howard, Huntington, Jackson, Johnson, Knox, Kosciusko, Madison, Marshall, Miami, Montgomery, Morgan, Noble, Pulaski, Randolph, Rush, Shelby, Steuben, St. Joseph, Union, Wabash, Wayne, White, or Whitley Counties in Indiana.
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Reviews (1)

Costly Fees And Rudeness

Posted by: |

Do not use this credit union for checking services. They took approximately $150 in fees from my checking account over the course of several years because their mailing address on file was incorrect after I moved. They had a perfectly good email address and phone number with which to contact me about these fees and never did so. Beacon refused to refund any portion of the fees when asked. Unflexible, rude, and uncooperative.



Health

Health Grade Components

Overall
NCUA #82791
Year Chartered1931
Employees252
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD4.48%
Annual Interest Income$34.8MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$1.25B$1.25B
LoansQ3 2019vs Q3 2018$948.2MM$969.4MM
DepositsQ3 2019vs Q3 2018$1.04B$1.00B
Equity CapitalQ3 2019vs Q3 2018$190.8MM$178.5MM
Loan Loss AllowanceQ3 2019vs Q3 2018$5.0MM$4.2MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$11.3MM$16.3MM
Real Estate OwnedQ3 2019vs Q3 2018$437.00K$1.4MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Beacon Credit Union (IN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Credit Union (IN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Savings Plus
OTHER TIERS: 0.35% Up to $10k | 0.40% $10k - $100k
0.45%*$100k*-Health Savings Account
OTHER TIERS: 0.35% Up to $10k | 0.40% $10k - $100k
0.45%*$100k*-IRA Savings
OTHER TIERS: 0.35% Up to $10k | 0.40% $10k - $100k
0.10%$25-Passbook Savings

Beacon Credit Union (IN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Interest Advantage Checking

Beacon Credit Union (IN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%$100k-4 Year Jumbo CD
2.12%$100k-5 Year Jumbo CD
2.07%$100k-2 Year Jumbo CD
2.07%$100k-3 Year Jumbo CD
2.02%$100k-18 Month Jumbo CD
1.91%$1k-4 Year CD
1.91%$1k-5 Year CD
1.91%$1k-5 Year HSA Certificate
1.91%$100k-1 Year Jumbo CD
1.91%$1k-4 Year HSA Certificate
1.86%$1k-2 Year CD
1.86%$1k-3 Year CD
1.86%$1k-3 Year HSA Certificate
1.86%$1k-2 Year HSA Certificate
1.81%$1k-18 Month CD
1.81%$1k-18 Month HSA Certificate
1.71%$1k-1 Year CD
1.71%$1k-1 Year HSA Certificate
1.71%$100k-6 Month Jumbo CD
1.51%$1k-6 Month CD
1.51%$1k-6 Month HSA Certificate

Beacon Credit Union (IN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%$1k-5 Year IRA Certificate
1.91%$1k-4 Year IRA Certificate
1.86%$1k-3 Year IRA Certificate
1.86%$1k-2 Year IRA Certificate
1.81%$1k-18 Month IRA Certificate
1.71%$1k-1 Year IRA Certificate
1.51%$1k-6 Month IRA Certificate
Locations

Availability



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