Beacon Credit Union (IN)

Overview / Commentary
586 S Wabash St
Wabash, IN 46992-3328

Beacon Credit Union (IN) is headquartered in Wabash and is the 8th largest credit union in the state of Indiana. It is also the 255th largest credit union in the nation. It was established in 1931 and as of December of 2019, it had grown to 252 employees and 45,552 members at 21 locations. Beacon Credit Union (IN)'s CD rates are 34% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Beacon Credit Union is open to those who live or work in Adams, Allen, Bartholomew, Blackford, Carroll, Cass, Clark, Clinton, Daviess, Decatur, DeKalb, Delaware, Dubois, Fayette, Fulton, Grant, Hancock, Henry, Howard, Huntington, Jackson, Johnson, Knox, Kosciusko, Madison, Marshall, Miami, Montgomery, Morgan, Noble, Pulaski, Randolph, Rush, Shelby, Steuben, St. Joseph, Union, Wabash, Wayne, White, or Whitley Counties in Indiana.
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Reviews (1)

Costly Fees And Rudeness

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Do not use this credit union for checking services. They took approximately $150 in fees from my checking account over the course of several years because their mailing address on file was incorrect after I moved. They had a perfectly good email address and phone number with which to contact me about these fees and never did so. Beacon refused to refund any portion of the fees when asked. Unflexible, rude, and uncooperative.


Health Grade Components

NCUA #82791
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD4.26%
Annual Interest Income$46.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.26B$1.22B
LoansQ4 2019vs Q4 2018$929.5MM$942.0MM
DepositsQ4 2019vs Q4 2018$1.06B$1.02B
Equity CapitalQ4 2019vs Q4 2018$191.7MM$180.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.9MM$4.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$4.9MM$16.2MM
Real Estate OwnedQ4 2019vs Q4 2018$437.00K$1.4MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Credit Union (IN) Savings Account Rates

0.30%*$100k*-Savings Plus
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $100k
0.30%*$100k*-Health Savings Account
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $100k
0.30%*$100k*-IRA Savings
OTHER TIERS: 0.20% Up to $10k | 0.25% $10k - $100k
0.10%$25-Passbook Savings

Beacon Credit Union (IN) Checking Account Rates

0.15%$100-Interest Advantage Checking

Beacon Credit Union (IN) CD Rates

1.56%$100k-5 Year Jumbo CD
1.46%$100k-4 Year Jumbo CD
1.36%$1k-5 Year CD
1.36%$1k-5 Year HSA Certificate
1.36%$100k-3 Year Jumbo CD
1.31%$100k-2 Year Jumbo CD
1.26%$1k-4 Year CD
1.26%$100k-18 Month Jumbo CD
1.26%$1k-4 Year HSA Certificate
1.21%$100k-1 Year Jumbo CD
1.16%$1k-3 Year CD
1.16%$1k-3 Year HSA Certificate
1.11%$1k-2 Year CD
1.11%$1k-2 Year HSA Certificate
1.06%$1k-18 Month HSA Certificate
1.01%$1k-1 Year CD
1.01%$1k-1 Year HSA Certificate
0.96%$100k-6 Month Jumbo CD
0.76%$1k-6 Month CD
0.76%$1k-6 Month HSA Certificate

Beacon Credit Union (IN) IRA Rates

1.36%$1k-5 Year IRA Certificate
1.26%$1k-4 Year IRA Certificate
1.16%$1k-3 Year IRA Certificate
1.11%$1k-2 Year IRA Certificate
1.01%$1k-1 Year IRA Certificate
0.76%$1k-6 Month IRA Certificate


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