Beacon Credit Union (IN)

Overview / Commentary
586 S Wabash St
Wabash, IN 46992

Beacon Credit Union (IN) is headquartered in Wabash and is the 9th largest credit union in the state of Indiana. It is also the 276th largest credit union in the nation. It was established in 1931 and as of June of 2020, it had grown to 264 employees and 46,065 members at 21 locations. Beacon Credit Union (IN) has an A+ health rating.

Field of Membership Restrictions

Membership in Beacon Credit Union is open to those who live or work in Adams, Allen, Bartholomew, Blackford, Carroll, Cass, Clark, Clinton, Daviess, Decatur, DeKalb, Delaware, Dubois, Fayette, Fulton, Grant, Hancock, Henry, Howard, Huntington, Jackson, Johnson, Knox, Kosciusko, Madison, Marshall, Miami, Montgomery, Morgan, Noble, Pulaski, Randolph, Rush, Shelby, Steuben, St. Joseph, Union, Wabash, Wayne, White, or Whitley Counties in Indiana.
See current membership details

Reviews (1)

Costly Fees And Rudeness

Posted by: |

Do not use this credit union for checking services. They took approximately $150 in fees from my checking account over the course of several years because their mailing address on file was incorrect after I moved. They had a perfectly good email address and phone number with which to contact me about these fees and never did so. Beacon refused to refund any portion of the fees when asked. Unflexible, rude, and uncooperative.


Health Grade Components

NCUA #82791
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD2.86%
Annual Interest Income$21.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$1.33B$1.24B
LoansQ2 2020vs Q2 2019$914.8MM$957.6MM
DepositsQ2 2020vs Q2 2019$1.12B$1.03B
Equity CapitalQ2 2020vs Q2 2019$199.1MM$187.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.5MM$4.9MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$6.8MM$18.6MM
Real Estate OwnedQ2 2020vs Q2 2019$437.00K$537.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Beacon Credit Union (IN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Credit Union (IN) Savings Account Rates

0.20%*$100k*-Savings Plus
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $100k
0.20%*$100k*-Health Savings Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $100k
0.20%*$100k*-IRA Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $100k
0.10%$25-Passbook Savings

Beacon Credit Union (IN) Checking Account Rates

0.10%$100-Interest Advantage Checking

Beacon Credit Union (IN) CD Rates

1.11%$100k-5 Year Jumbo CD
1.06%$100k-4 Year Jumbo CD
1.01%$1k-5 Year CD
1.01%$1k-5 Year HSA Certificate
1.01%$100k-2 Year Jumbo CD
1.01%$100k-3 Year Jumbo CD
0.96%$1k-4 Year CD
0.96%$100k-18 Month Jumbo CD
0.96%$1k-4 Year HSA Certificate
0.91%$1k-2 Year CD
0.91%$1k-3 Year CD
0.91%$1k-3 Year HSA Certificate
0.91%$1k-2 Year HSA Certificate
0.86%$1k-18 Month CD
0.86%$1k-18 Month HSA Certificate
0.81%$100k-1 Year Jumbo CD
0.71%$1k-1 Year CD
0.71%$1k-1 Year HSA Certificate
0.51%$100k-6 Month Jumbo CD
0.41%$1k-6 Month CD
0.41%$1k-6 Month HSA Certificate

Beacon Credit Union (IN) IRA Rates

1.01%$1k-5 Year IRA Certificate
0.96%$1k-4 Year IRA Certificate
0.91%$1k-3 Year IRA Certificate
0.91%$1k-2 Year IRA Certificate
0.86%$1k-18 Month IRA Certificate
0.71%$1k-1 Year IRA Certificate
0.41%$1k-6 Month IRA Certificate


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.