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Beacon Credit Union (IN)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.beaconcu.org
260-563-7443
586 S Wabash St
Wabash, IN 46992

Beacon Credit Union (IN) is headquartered in Wabash and is the 11th largest credit union in the state of Indiana. It is also the 311th largest credit union in the nation. It was established in 1931 and as of March of 2025, it had grown to 259 employees and 48,010 members at 19 locations. Beacon Credit Union (IN)'s money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Beacon Credit Union is open to those who live or work in the Indiana counties of Adams, Allen, Bartholomew, Blackford, Boone, Carroll, Cass, Clark, Clinton, Daviess, Decatur, DeKalb, Delaware, Dubois, Fayette, Fountain, Fulton, Grant, Hancock, Henry, Howard, Huntington, Jackson, Jasper, Jennings, Johnson, Knox, Kosciusko, LaPorte, Madison, Marshall, Miami, Montgomery, Morgan, Noble, Pulaski, Randolph, Rush, Shelby, Starke, Steuben, St. Joseph, Tippecanoe, Tipton, Union, Wabash, Wayne, Wells, White, or Whitley.
See current membership details

Reviews (1)

America Share Insurance Insured—NOT NCUA Insured

Posted by: |

I was just reviewing the CU website and noticed they are NOT Federally insured. They disclose this fact clearly. This may be a no-go for some.

2


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #82791
Year Chartered1931
Employees259
Primary Regulator
Profit Margin
Return on Assets - YTD0.24%
Return on Equity - YTD2.14%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.53B$1.5B
LoansQ1 2025vs Q1 2024$1.06B$999.1MM
DepositsQ1 2025vs Q1 2024$1.24B$1.25B
Equity CapitalQ1 2025vs Q1 2024$170.3MM$156.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.4MM$3.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.9MM$609K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Beacon Credit Union (IN); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beacon Credit Union (IN) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$0-Savings Plus
0.15%$0-Health Savings Account
0.15%$0-Business Savings Plus

Beacon Credit Union (IN) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.15%*$500k*-Business Advantage Money Market
OTHER TIERS: 0.95% → $10k - $50k | 1.95% → $50k - $100k | 2.45% → $100k - $250k | 2.95% → $250k - $500k
2.95%*$250k*-Advantage Money Market
OTHER TIERS: 0.45% → $1k - $10k | 0.95% → $10k - $50k | 1.95% → $50k - $100k | 2.45% → $100k - $250k

Beacon Credit Union (IN) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$0$10kAdvantage Plus Checking
0.65%*$25k*-Business Checking Pro
OTHER TIERS: 0.15% → $0 - $1k | 0.40% → $1k - $25k
0.15%$100-Interest Advantage Checking

Beacon Credit Union (IN) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.16%$100k-3 Month Jumbo CD
4.05%$1k-3 Month CD
4.05%$1k-3 Month HSA Certificate
3.56%$100k-2 Year Jumbo CD
3.56%$100k-3 Year Jumbo CD
3.56%$100k-4 Year Jumbo CD
3.45%$1k-2 Year CD
3.45%$1k-3 Year CD
3.45%$1k-4 Year CD
3.45%$1k-3 Year HSA Certificate
3.45%$1k-2 Year HSA Certificate
3.45%$1k-4 Year HSA Certificate
3.10%$100k-5 Year Jumbo CD
3.00%$1k-5 Year CD
3.00%$1k-5 Year HSA Certificate
2.81%$100k-1 Year Jumbo CD
2.70%$1k-1 Year CD
2.70%$1k-1 Year HSA Certificate
2.46%$100k-18 Month Jumbo CD
2.41%$100k-6 Month Jumbo CD
2.35%$1k-18 Month CD
2.35%$1k-18 Month HSA Certificate
2.30%$1k-6 Month CD
2.30%$1k-6 Month HSA Certificate

Beacon Credit Union (IN) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%$1k-3 Month IRA Certificate
3.45%$1k-3 Year IRA Certificate
3.45%$1k-2 Year IRA Certificate
3.45%$1k-4 Year IRA Certificate
3.00%$1k-5 Year IRA Certificate
2.70%$1k-1 Year IRA Certificate
2.35%$1k-18 Month IRA Certificate
2.30%$1k-6 Month IRA Certificate
0.15%$0-IRA Savings
Locations

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