Overview / Commentary
Beacon Federal Credit Union is headquartered in La Porte and is the 102nd largest credit union in the state of Texas. It is also the 1,246th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 44 employees and 14,665 members at 4 locations. Beacon Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Beacon Federal Credit Union is open to all who live, work, worship, or attend school in eastern Harris County, Texas, including the cities of Baytown, Clear Lake, Deer Park, Friendswood, La Porte, Pasadena, Pearland, Seabrook, South Houston, and Webster.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6062 |
| Year Chartered | 1949 |
| Employees | 44 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.19% |
| Return on Equity - YTD | 17.12% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $210MM$203.1MM |
| Loans | Q1 2025vs Q1 2024 | $102.1MM$108.1MM |
| Deposits | Q1 2025vs Q1 2024 | $194.4MM$190.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $14.4MM$11.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $333K$339K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $161K$450K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |