Deposits held and insured by Evolve Bank & Trust

Overview / Commentary
1540 Market St, Suite 100
San Francisco, CA 94102
Deposits held and insured by Evolve Bank & Trust

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You’Re Off The Waitlist! Earn 1.50—7.0% APY - 12/11/2019

I don't recall signing up. But here is the email. Dear Fellow Beam-Liever, The. Wait. Is. Over. Download Beam open beta for FREE now and start earning 1.50—7.0% APY, all funds FDIC-insured. Takes just 1 minute (really easy) to start, and you do NOT need to switch banks to use it. No minimum balance, unlimited withdrawals, interest earned daily. On your phone, tap on the icons below to download Beam, and—if you're the diligent type—read on as we walk you through how this Beam open beta works. QUESTIONS? ANSWERED. 1. HOW DOES 1.50—7.0% APY WORK? ? Start with 1.50% minimum rate, already competitive and designed to match the Fed funds rate. ? Instant Interest Boosts = Billies. When you invite friends to subscribe to Beam's no-obligation mailing list (no app download needed!), you're instantly rewarded with short-term interest boosts called "Billies". (Boost rewards are variable. All boosts add up and are capped at 7.0% APY each day. Consider it Beam's version of "loya

Review of Beam - 10/17/2019

Beam doesn’t offer your everyday, run-of-the-mill savings account. In this article, we review this mobile-only account in great detail.

Reviews (2)

Beam Fraud Company

Posted by: |

Beam is fraud company , dont fall into there trap.once they got money u r taking more then 3 weeks or months.. to get money when u request withdraw money hear all story from them , the other banks not giving money to them so they cant give you....stay away..dont fall into there trap.

A Dumpster Fire

Posted by: |

Beam is trash that has peddled false/misleading promises beginning with their waitlist ads on Facebook.

Once you get off this waitlist that both doesn't move and they lie about how it operates, you get access to a laughably awful banking experience. Their app is broken or programmed by the C team more often than not and their customer service is instructed to lie to your face.

tl;dr Do not waste your time. Assume you're getting the bottom of the APY or a few bps above. You do know you can find savings accounts that offer more than 1.70% APY without deposit limits and stupid games on this very site right?


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Beam Checking Account Rates

4.00%-$400Trial Account

Beam is an Internet only bank and does not have branch locations. Its headquarters is located at 1540 Market St, Suite 100 - San Francisco, CA 94102

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