Thanks god for the FTC for taking SWIFT action against this FRAUDULENT company. Please be very careful where you deposit your hard earned money.
In this case, your money was ALWAYS at risk. NEVER EVER DEPOSIT YOUR MONEY WITH A NON-BANK ACTING AS MIDDLE MAN...NEVER!
Hello-Like many I was lured in by their interest rates and the easy ability to get Billies and boost the rates just by signing up for emails. Well that's garbage, the email-rates only last for a day and then push you back to .02%. But that's nothing compared to withdrawing.
MANY PEOPLE have requested withdrawals OVER ONE MONTH AGO, yet still haven't received their $$. I am one of them Beam has totally stopped responding. . If anyone knows how to file this issue with the FDIC, please post here!
Beam is fraud company , dont fall into there trap.once they got money u r screed..it taking more then 3 weeks or months.. to get money when u request withdraw money back...you hear all story from them , the other banks not giving money to them so they cant give you....stay away..dont fall into there trap.
Beam is trash that has peddled false/misleading promises beginning with their waitlist ads on Facebook.
Once you get off this waitlist that both doesn't move and they lie about how it operates, you get access to a laughably awful banking experience. Their app is broken or programmed by the C team more often than not and their customer service is instructed to lie to your face.
tl;dr Do not waste your time. Assume you're getting the bottom of the APY or a few bps above. You do know you can find savings accounts that offer more than 1.70% APY without deposit limits and stupid games on this very site right?
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Beam is an Internet only bank and does not have branch locations. Its headquarters is located at 1540 Market St, Suite 100 - San Francisco, CA 94102