Beardstown Savings
LOCATIONS
2
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HEALTH RATING
B
View health report
CURRENT TOP RATE
1.26% APY
Traditional IRA
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.30% | Savings | Statement Savings 1.00% - Ally Bank Online Savings Account |
| 0.95% | 3-year CD | 30 Month CD 1.55% - Ally Bank High Yield 3 Year CD |
Overview / Commentary
Beardstown Savings is headquartered in Beardstown and is the 409th largest bank in the state of Illinois. It is also the 5,484th largest bank in the nation. It was established in 1911 and as of June of 2016, it had grown to 11 employees at 2 locations. Beardstown Savings' money market rates are 2X the national average, and it has a B health rating.
Health
B
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Beardstown Savings has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30043 |
| Year Established | 1911 |
| Employees | 11 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 3.35% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $48.5MM$45.0MM |
| Loans | Q2 2016vs Q2 2015 | $30.0MM$28.3MM |
| Deposits | Q2 2016vs Q2 2015 | $37.1MM$34.9MM |
| Equity Capital | Q2 2016vs Q2 2015 | $5.4MM$5.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $382.00K$371.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $660.00K$982.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $333.00K$467.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Beardstown Savings Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $250 | - | Traditional IRA | |
| 1.26% | $250 | - | Roth IRA | |
| 0.30% | $50 | - | Statement Savings |
Beardstown Savings Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.06%* | $10k* | - | Money Market Account (MMDA) | ||
| OTHER TIERS: 0.30% → Up to $10k | |||||
Beardstown Savings Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $50 | - | Now Checking |
Beardstown Savings CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.05% | $1k | - | 36 Month CD | |
| 1.05% | $1k | - | 72 Month CD | |
| 0.95% | $1k | - | 30 Month CD | |
| 0.60% | $1k | - | 18 Month CD | |
| 0.40% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 182 Day CD | |
| 0.20% | $1k | - | 91 Day CD |
Locations
| Beardstown Savings Locations | ||
|---|---|---|
| West Main St Branch | 201 West Main Street | Mount Sterling, IL 62353 |
| Beardstown Savings S.B. | 301 State Street | Beardstown, IL 62618 |