Overview / Commentary
217-323-1400
301 State Street
Beardstown, IL 62618

Beardstown Savings is headquartered in Beardstown and is the 373rd largest bank in the state of Illinois. It is also the 4,900th largest bank in the nation. It was established in 1911 and as of December of 2018, it had grown to 12 employees at 2 locations. Beardstown Savings' money market rates are 2X the national average, and it has a C+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Beardstown Savings has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #30043
Year Established1911
Employees12
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.22%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$52.0MM$49.6MM
LoansQ4 2018vs Q4 2017$37.0MM$33.1MM
DepositsQ4 2018vs Q4 2017$38.0MM$38.4MM
Equity CapitalQ4 2018vs Q4 2017$5.7MM$5.5MM
Loan Loss AllowanceQ4 2018vs Q4 2017$358.00K$345.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.1MM$886.00K
Real Estate OwnedQ4 2018vs Q4 2017$246.00K$210.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Beardstown Savings; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beardstown Savings Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Statement Savings

Beardstown Savings Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*$10k*-Money Market Account (MMDA)
OTHER TIERS: 0.30% $2.5k - $10k

Beardstown Savings Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Now Checking

Beardstown Savings CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.28%$1k-11 Month CD
1.06%$1k-36 - 72 Month CD
0.96%$1k-30 Month CD
0.60%$1k-18 Month CD
0.40%$1k-12 Month CD
0.25%$1k-182 Day CD
0.20%$1k-91 Day CD

Beardstown Savings IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$250-18 Month IRA CD
1.26%$250-18 Month Roth IRA CD
1.26%$250-18 Month Education CD
1.26%$250-18 Month Sep IRA
Locations


Beardstown Savings Locations
West Main St Branch201 West Main StreetMount Sterling, IL 62353
Beardstown Savings S.B.301 State StreetBeardstown, IL 62618

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.