Beardstown Savings
LOCATIONS
2
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
1.26% APY
Traditional IRA
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.40% | 1-year CD | 12 Month CD 1.80% - Ally Bank No Penalty 11-Month CD |
| 0.30% | Savings | Statement Savings 1.65% - Barclays Online Savings Account |
| 0.96% | 3-year CD | 30 Month CD 2.50% - Ally Bank High Yield 3 Year CD |
Overview / Commentary
Beardstown Savings is headquartered in Beardstown and is the 384th largest bank in the state of Illinois. It is also the 5,069th largest bank in the nation. It was established in 1911 and as of March of 2018, it had grown to 10 employees at 2 locations. Beardstown Savings' money market rates are 2X the national average, and it has a B health rating.
Health
B
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Beardstown Savings has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30043 |
| Year Established | 1911 |
| Employees | 10 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 4.27% |
| Annual Interest Income | $530.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $51.9MM$49.9MM |
| Loans | Q1 2018vs Q1 2017 | $34.8MM$31.8MM |
| Deposits | Q1 2018vs Q1 2017 | $41.2MM$39.1MM |
| Equity Capital | Q1 2018vs Q1 2017 | $5.5MM$5.4MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $342.00K$365.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $856.00K$703.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $176.00K$140.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Beardstown Savings Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $250 | - | Traditional IRA | |
| 1.26% | $250 | - | Roth IRA | |
| 0.30% | $50 | - | Statement Savings |
Beardstown Savings Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.06%* | $10k* | - | Money Market Account (MMDA) | ||
| OTHER TIERS: 0.30% → $2,500 - $10k | |||||
Beardstown Savings Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $50 | - | Now Checking |
Beardstown Savings CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.06% | $1k | - | 36 Month CD | |
| 1.06% | $1k | - | 72 Month CD | |
| 0.96% | $1k | - | 30 Month CD | |
| 0.60% | $1k | - | 18 Month CD | |
| 0.40% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 182 Day CD | |
| 0.20% | $1k | - | 91 Day CD |
Beardstown Savings IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $250 | - | 18 Month IRA CD | |
| 1.26% | $250 | - | 18 Month Roth IRA CD | |
| 1.26% | $250 | - | 18 Month Education CD | |
| 1.26% | $250 | - | 18 Month Sep IRA |
Locations
| Beardstown Savings Locations | ||
|---|---|---|
| West Main St Branch | 201 West Main Street | Mount Sterling, IL 62353 |
| Beardstown Savings S.B. | 301 State Street | Beardstown, IL 62618 |