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Beardstown Savings


Overview / Commentary
www.beardstownsavings.com
217-323-1400
301 State Street
Beardstown, IL 62618

Beardstown Savings is headquartered in Beardstown and is the 349th largest bank in the state of Illinois. It is also the 4,638th largest bank in the nation. It was established in 1911 and as of March of 2020, it had grown to 12 employees at 2 locations. Beardstown Savings' money market rates are 2X the national average, and it has a C+ health rating.

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Health
C+

Data as of Q1 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Beardstown Savings has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #30043
Year Established1911
Employees12
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD5.84%
Annual Interest Income$614.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$54.3MM$53.4MM
LoansQ1 2020vs Q1 2019$39.9MM$37.6MM
DepositsQ1 2020vs Q1 2019$39.9MM$41.3MM
Equity CapitalQ1 2020vs Q1 2019$6.2MM$5.9MM
Loan Loss AllowanceQ1 2020vs Q1 2019$371.00K$350.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$1.2MM$1.0MM
Real Estate OwnedQ1 2020vs Q1 2019$136.00K$245.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beardstown Savings Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Statement Savings

Beardstown Savings Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$10k*-Money Market Checking
OTHER TIERS: 0.30% → $2.5k - $10k

Beardstown Savings Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Now Checking

Beardstown Savings CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-36 - 72 Month CD
0.95%$1k-30 Month CD
0.60%$1k-18 Month CD
0.40%$1k-12 Month CD
0.25%$1k-182 Day CD
0.20%$1k-91 Day CD

Beardstown Savings IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%$250-18 Month IRA CD
1.26%$250-18 Month Roth IRA CD
1.26%$250-18 Month Education CD
1.26%$250-18 Month Sep IRA
Locations


Beardstown Savings Locations
West Main St Branch201 West Main StreetMount Sterling, IL 62353
Beardstown Savings S.B.301 State StreetBeardstown, IL 62618

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