Beardstown Savings

Overview / Commentary
301 State Street
Beardstown, IL 62618

Beardstown Savings is headquartered in Beardstown and is the 325th largest bank in the state of Illinois. It is also the 4,314th largest bank in the nation. It was established in 1911 and as of June of 2022, it had grown to 12 employees at 2 locations. Beardstown Savings' money market rates are 14% higher than the national average, and it has a B health rating.


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Beardstown Savings has a relatively low asset base.

Health Grade Components

FDIC Certificate #30043
Year Established1911
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.7%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$68.0MM$68.8MM
LoansQ2 2022vs Q2 2021$38.1MM$40.1MM
DepositsQ2 2022vs Q2 2021$55.9MM$51.8MM
Equity CapitalQ2 2022vs Q2 2021$5.4MM$7.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$318.00K$404.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$546.00K$838.00K
Real Estate OwnedQ2 2022vs Q2 2021$97.00K$104.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Beardstown Savings; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Beardstown Savings Savings Account Rates

0.15%--Statement Savings

Beardstown Savings Money Market Rates

0.50%*$10k*-Money Market Checking
OTHER TIERS: 0.30% $2.5k - $10k

Beardstown Savings Checking Account Rates

0.05%--Now Checking

Beardstown Savings CD Rates

1.06%$1k-36 - 72 Month CD
0.96%$1k-30 Month CD
0.60%$1k-18 Month CD
0.40%$1k-12 Month CD
0.25%$1k-182 Day CD
0.20%$1k-91 Day CD

Beardstown Savings IRA Rates

1.26%$250-18 Month IRA CD
1.26%$250-18 Month Roth IRA CD
1.26%$250-18 Month Education CD
1.26%$250-18 Month Sep IRA

Beardstown Savings Locations
West Main St Branch201 West Main StreetMount Sterling, IL 62353
Beardstown Savings S.B.301 S State StBeardstown, IL 62618

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.