Beardstown Savings is headquartered in Beardstown and is the 325th largest bank in the state of Illinois. It is also the 4,314th largest bank in the nation. It was established in 1911 and as of June of 2022, it had grown to 12 employees at 2 locations. Beardstown Savings' money market rates are 14% higher than the national average, and it has a B health rating.
Overall | |
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FDIC Certificate # | 30043 |
Year Established | 1911 |
Employees | 12 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.51% |
Return on Equity - YTD | 5.7% |
Annual Interest Income | $1.2MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $68.0MM$68.8MM |
Loans | Q2 2022vs Q2 2021 | $38.1MM$40.1MM |
Deposits | Q2 2022vs Q2 2021 | $55.9MM$51.8MM |
Equity Capital | Q2 2022vs Q2 2021 | $5.4MM$7.0MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $318.00K$404.00K |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $546.00K$838.00K |
Real Estate Owned | Q2 2022vs Q2 2021 | $97.00K$104.00K |
Always verify rates and promotions with the bank or credit union. We are not Beardstown Savings; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.15% | - | - | Statement Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.50%* | $10k* | - | Money Market Checking | ||
OTHER TIERS: 0.30% → $2.5k - $10k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Now Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.06% | $1k | - | 36 - 72 Month CD | |
0.96% | $1k | - | 30 Month CD | |
0.60% | $1k | - | 18 Month CD | |
0.40% | $1k | - | 12 Month CD | |
0.25% | $1k | - | 182 Day CD | |
0.20% | $1k | - | 91 Day CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.26% | $250 | - | 18 Month IRA CD | |
1.26% | $250 | - | 18 Month Roth IRA CD | |
1.26% | $250 | - | 18 Month Education CD | |
1.26% | $250 | - | 18 Month Sep IRA |
Beardstown Savings Locations | ||
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West Main St Branch | 201 West Main Street | Mount Sterling, IL 62353 |
Beardstown Savings S.B. | 301 S State St | Beardstown, IL 62618 |