Overview / Commentary
Beaver Valley Federal Credit Union is headquartered in Beaver Falls and is the 82nd largest credit union in the state of Pennsylvania. It is also the 1,870th largest credit union in the nation. It was established in 1942 and as of September of 2019, it had grown to 25 employees and 10,276 members at 2 locations. Beaver Valley Federal Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Beaver Valley Federal Credit Union is open to those who live, work, worship, or go to school in Beaver County, PA, and to businesses and other legal entities located in the area. Immediate family and household members are also eligible.
See current membership details
Health
A
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Beaver Valley Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4794 |
| Year Chartered | 1942 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.99% |
| Return on Equity - YTD | 6.41% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $77.5MM$75.5MM |
| Loans | Q3 2019vs Q3 2018 | $24.7MM$22.5MM |
| Deposits | Q3 2019vs Q3 2018 | $65.0MM$63.7MM |
| Equity Capital | Q3 2019vs Q3 2018 | $12.2MM$11.4MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $60.00K$77.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $120.00K$68.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$23.00K |