Befit Financial Federal Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
0.07% APY
35 Month CD
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Overview / Commentary
Befit Financial Federal Credit Union is headquartered in Vacaville and is the 218th largest credit union in the state of California. It is also the 2,643rd largest credit union in the nation. It was established in 1957 and as of March of 2021, it had grown to 10 employees and 3,295 members at 1 location. Befit Financial Federal Credit Union has a B health rating.
Field of Membership Restrictions
Befit Financial FCU is open to employees of Kaiser Permanente, or any healthcare professional who lives or works in Alameda, Costa, Contra, Sacramento, Yolo, Napa, Sonoma, or Solano counties.
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Health
B
Data as of Q1 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Befit Financial Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11943 |
| Year Chartered | 1957 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.31% |
| Return on Equity - YTD | -4.3% |
| Annual Interest Income | $258.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2021vs Q1 2020 | $43.8MM$38.5MM |
| Loans | Q1 2021vs Q1 2020 | $21.0MM$24.9MM |
| Deposits | Q1 2021vs Q1 2020 | $40.4MM$35.0MM |
| Equity Capital | Q1 2021vs Q1 2020 | $3.2MM$3.4MM |
| Loan Loss Allowance | Q1 2021vs Q1 2020 | $84.00K$90.00K |
| Unbacked Noncurrent Loans | Q1 2021vs Q1 2020 | $8.00K$36.00K |
| Real Estate Owned | Q1 2021vs Q1 2020 | $0$0 |