Befit Financial Federal Credit Union
Overview / Commentary
Befit Financial Federal Credit Union is headquartered in Vacaville and is the 199th largest credit union in the state of California. It is also the 2,667th largest credit union in the nation. It was established in 1957 and as of March of 2025, it had grown to 8 employees and 2,588 members at 1 location. Befit Financial Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Befit Financial Federal Credit Union is open to employees of Kaiser Permanente, or any healthcare professional who lives or works in the California counties of Alameda, Costa, Contra, Sacramento, Yolo, Napa, Sonoma, or Solano.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Befit Financial Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11943 |
| Year Chartered | 1957 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.05% |
| Return on Equity - YTD | 0.52% |
| Annual Interest Income | $367K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $38.8MM$39.3MM |
| Loans | Q1 2025vs Q1 2024 | $22.1MM$24.6MM |
| Deposits | Q1 2025vs Q1 2024 | $34.8MM$35.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.7MM$3.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $191K$80K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $440K$64K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |