2. Belco Community Credit Union

Belco Community Credit Union


Overview / Commentary
www.belco.org
717-232-3526
449 Eisenhower Blvd
Harrisburg, PA 17111

Belco Community Credit Union is headquartered in Harrisburg and is the 17th largest credit union in the state of Pennsylvania. It is also the 481st largest credit union in the nation. It was established in 1939 and as of March of 2019, it had grown to 167 employees and 66,148 members at 15 locations. Belco Community Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Belco Community Credit Union is open to anyone who lives, works, attends school, worships or volunteers in Cumberland, Adams, Dauphin, York, Lebanon, Lancaster or Perry Counties in Pennsylvania.
See current membership details

Related Posts

Belco Community Credit Union (PA) Has 5-Month CD Special, 2.78% APY - 2/22/2019

Belco Community Credit Union (PA) has added a limited-time 5-month CD Special (2.78% APY). The minimum opening deposit is $500 of new money.

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Reviews (2)

Belco - Best place to get a loan

Posted by: SamanthaA. | Sep 8, 2014

Belco Credit Union is by far one of the best credit unions in my area. They offer many different types of loans and accounts. My first experience with them was when I needed a loan for a boat. They were more than willing to go into detail with each and every item on the sale form. I was approved and was able to go into a Belco office within an hour to sign the official paperwork. The agent made sure that I understood everything. When I decided to buy a car, I was apprehensive because my credit was not the greatest and I didn't think I would get a good rate. After trying different banks/companies I decided to try Belco. I was approved instantly and was given a low rate. The lady who helped me called me daily through the process to update me on the approval and the paperwork etc...I found a car on a Thursday and was driving it off the lot Saturday. I was able to go pick up the loan check Friday and it was a smooth process. I recommend Belco to anyone who needs a loan.

1

Hit You With Fees Left And Right

Posted by: Andrea Miotto | Oct 26, 2016

I banked there for several years and they were fine. Then they started hitting me with fees left and right. They started acting more like a bank. Their phone help became smarmy and sarcastic. Their web site makes it hard or impossible to find basics like what hours you can call for service or the link to their online banking. I am very happy to be taking my business elsewhere.

5


Health
A

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68256
Year Chartered1939
Employees167
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD11.41%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$622.4MM$598.4MM
LoansQ1 2019vs Q1 2018$446.3MM$431.4MM
DepositsQ1 2019vs Q1 2018$546.7MM$518.2MM
Equity CapitalQ1 2019vs Q1 2018$59.7MM$54.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$3.8MM$3.8MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$4.1MM$5.7MM
Real Estate OwnedQ1 2019vs Q1 2018$611.00K$564.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belco Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$50*$500New Generation Savings Account
OTHER TIERS: 0.15% → $500+
0.40%*-$10kSavings Safari Club Account
OTHER TIERS: 0.15% → $10k+
0.40%*-$10kXtreme Teen Savers Club Account
OTHER TIERS: 0.15% → $10k+
0.40%*$10k*-IRA Share
OTHER TIERS: 0.25% → $5 - $10k
0.15%$50-Basic Savings Account
0.15%--Holiday Club Account
0.15%--Whatever Club Account
0.15%--Critter Club Account

Belco Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$75k-Diamond Money Market Account
0.50%$50k-Ruby Money Market Account
0.40%$25k-Sapphire Money Market Account
0.25%$500-Money Market Growth Fund

Belco Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1k*$10kCha-Ching! Checking - Qualifying
OTHER TIERS: 0.05% → $10k+
0.75%*$50k*-Select Business Checking I
OTHER TIERS: 0.15% → $1.5k - $10k | 0.25% → $10k - $50k
0.50%*$50k*-Select Business Checking II
OTHER TIERS: 0.10% → $1.5k - $10k | 0.20% → $10k - $50k
0.30%*$500*$25kSavvy Senior
OTHER TIERS: 0.05% → $25k+
0.05%$5k-Basic Checking Account

Belco Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$5k-18 Month Prime Rate CD
2.63%*$75k*-60 Month CD
OTHER TIERS: 2.48% → $500 - $10k | 2.53% → $10k - $50k | 2.58% → $50k - $75k
2.38%*$75k*-48 Month CD
OTHER TIERS: 2.22% → $500 - $10k | 2.27% → $10k - $50k | 2.32% → $50k - $75k
2.32%$1k-8 Month CD Special
2.12%*$75k*-36 Month CD
OTHER TIERS: 1.97% → $500 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $75k
2.00%$250$5k30 Month Youth CD Special
1.97%$500-36 Month Bump Up CD
1.61%*$75k*-24 Month CD
OTHER TIERS: 1.46% → $500 - $10k | 1.51% → $10k - $50k | 1.56% → $50k - $75k
1.46%$500-24 Month Bump Up CD
1.36%*$75k*-18 Month CD
OTHER TIERS: 1.21% → $500 - $10k | 1.26% → $10k - $50k | 1.31% → $50k - $75k
1.21%$500-18 Month Bump Up CD
1.21%$500-18 Month Add-On CD
1.21%*$75k*-12 Month CD
OTHER TIERS: 1.06% → $500 - $10k | 1.11% → $10k - $50k | 1.16% → $50k - $75k
1.06%$500-12 Month Bump Up CD
1.00%*$75k*-9 Month CD
OTHER TIERS: 0.85% → $1k - $10k | 0.90% → $10k - $50k | 0.95% → $50k - $75k
0.85%*$75k*-6 Month CD
OTHER TIERS: 0.70% → $1k - $10k | 0.75% → $10k - $50k | 0.80% → $50k - $75k
0.60%*$75k*-3 Month CD
OTHER TIERS: 0.45% → $1k - $10k | 0.50% → $10k - $50k | 0.55% → $50k - $75k

Belco Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%*$75k*-60 Month IRA
OTHER TIERS: 2.48% → $500 - $10k | 2.53% → $10k - $50k | 2.58% → $50k - $75k
2.38%*$75k*-48 Month IRA
OTHER TIERS: 2.22% → $500 - $10k | 2.27% → $10k - $50k | 2.32% → $50k - $75k
2.12%*$75k*-36 Month IRA
OTHER TIERS: 1.97% → $500 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $75k
1.61%*$75k*-24 Month IRA
OTHER TIERS: 1.46% → $500 - $10k | 1.51% → $10k - $50k | 1.56% → $50k - $75k
1.21%*$75k*-12 Month IRA
OTHER TIERS: 1.06% → $500 - $10k | 1.11% → $10k - $50k | 1.16% → $50k - $75k
Locations

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