Belco Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.63% | 1-year CD | |
| 2.63% | 5-year CD | |
| 0.15% | Savings | 2.20% - Barclays Online Savings Account |
Belco Community Credit Union is headquartered in Harrisburg and is the 16th largest credit union in the state of Pennsylvania. It is also the 473rd largest credit union in the nation. It was established in 1939 and as of December of 2018, it had grown to 167 employees and 65,772 members at 15 locations. Belco Community Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Belco Community Credit Union is open to anyone who lives, works, attends school, worships or volunteers in Cumberland, Adams, Dauphin, York, Lebanon, Lancaster or Perry Counties in Pennsylvania.
See current membership details
Related Posts
Belco - Best place to get a loan
Belco Credit Union is by far one of the best credit unions in my area. They offer many different types of loans and accounts. My first experience with them was when I needed a loan for a boat. They were more than willing to go into detail with each and every item on the sale form. I was approved and was able to go into a Belco office within an hour to sign the official paperwork. The agent made sure that I understood everything. When I decided to buy a car, I was apprehensive because my credit was not the greatest and I didn't think I would get a good rate. After trying different banks/companies I decided to try Belco. I was approved instantly and was given a low rate. The lady who helped me called me daily through the process to update me on the approval and the paperwork etc...I found a car on a Thursday and was driving it off the lot Saturday. I was able to go pick up the loan check Friday and it was a smooth process. I recommend Belco to anyone who needs a loan.
Hit You With Fees Left And Right
I banked there for several years and they were fine. Then they started hitting me with fees left and right. They started acting more like a bank. Their phone help became smarmy and sarcastic. Their web site makes it hard or impossible to find basics like what hours you can call for service or the link to their online banking. I am very happy to be taking my business elsewhere.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68256 |
| Year Chartered | 1939 |
| Employees | 167 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 7.96% |
| Annual Interest Income | $24.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $613.6MM$595.8MM |
| Loans | Q4 2018vs Q4 2017 | $451.2MM$430.3MM |
| Deposits | Q4 2018vs Q4 2017 | $522.3MM$502.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $57.0MM$53.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.9MM$3.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $4.9MM$5.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $722.00K$576.00K |
Always verify rates and promotions with the bank or credit union. We are not Belco Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Belco Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | $50* | $500 | New Generation Savings Account | ||
| OTHER TIERS: 0.15% → $500+ | |||||
| 0.40%* | - | $10k | Savings Safari Club Account | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
| 0.40%* | - | $10k | Xtreme Teen Savers Club Account | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
| 0.40%* | $10k* | - | IRA Share | ||
| OTHER TIERS: 0.25% → $5 - $10k | |||||
| 0.15% | $50 | - | Basic Savings Account | ||
| 0.15% | - | - | Holiday Club Account | ||
| 0.15% | - | - | Whatever Club Account | ||
| 0.15% | - | - | Critter Club Account | ||
Belco Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $75k | - | Diamond Money Market Account | |
| 0.50% | $50k | - | Ruby Money Market Account | |
| 0.40% | $25k | - | Sapphire Money Market Account | |
| 0.25% | $500 | - | Money Market Growth Fund |
Belco Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | $1k* | $10k | Cha-Ching! Checking - Qualifying | ||
| OTHER TIERS: 0.05% → $10k+ | |||||
| 0.75%* | $50k* | - | Select Business Checking I | ||
| OTHER TIERS: 0.15% → $1.5k - $10k | 0.25% → $10k - $50k | |||||
| 0.50%* | $50k* | - | Select Business Checking II | ||
| OTHER TIERS: 0.10% → $1.5k - $10k | 0.20% → $10k - $50k | |||||
| 0.30%* | $500* | $25k | Savvy Senior | ||
| OTHER TIERS: 0.05% → $25k+ | |||||
| 0.05% | $5k | - | Basic Checking Account | ||
Belco Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.75% | $5k | - | 18 Month Prime Rate CD | ||
| 2.63%* | $75k* | - | 60 Month CD | ||
| OTHER TIERS: 2.48% → $500 - $10k | 2.53% → $10k - $50k | 2.58% → $50k - $75k | |||||
| 2.63% | $1k | - | 13 Month CD Special - New Money | ||
| 2.38%* | $75k* | - | 48 Month CD | ||
| OTHER TIERS: 2.22% → $500 - $10k | 2.27% → $10k - $50k | 2.32% → $50k - $75k | |||||
| 2.12%* | $75k* | - | 36 Month CD | ||
| OTHER TIERS: 1.97% → $500 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $75k | |||||
| 2.00% | $250 | $5k | 30 Month Youth CD Special | ||
| 1.97% | $500 | - | 36 Month Bump Up CD | ||
| 1.61%* | $75k* | - | 24 Month CD | ||
| OTHER TIERS: 1.46% → $500 - $10k | 1.51% → $10k - $50k | 1.56% → $50k - $75k | |||||
| 1.46% | $500 | - | 24 Month Bump Up CD | ||
| 1.36%* | $75k* | - | 18 Month CD | ||
| OTHER TIERS: 1.21% → $500 - $10k | 1.26% → $10k - $50k | 1.31% → $50k - $75k | |||||
| 1.21% | $500 | - | 18 Month Bump Up CD | ||
| 1.21% | $500 | - | 18 Month Add-On CD | ||
| 1.21%* | $75k* | - | 12 Month CD | ||
| OTHER TIERS: 1.06% → $500 - $10k | 1.11% → $10k - $50k | 1.16% → $50k - $75k | |||||
| 1.06% | $500 | - | 12 Month Bump Up CD | ||
| 1.00%* | $75k* | - | 9 Month CD | ||
| OTHER TIERS: 0.85% → $1k - $10k | 0.90% → $10k - $50k | 0.95% → $50k - $75k | |||||
| 0.85%* | $75k* | - | 6 Month CD | ||
| OTHER TIERS: 0.70% → $1k - $10k | 0.75% → $10k - $50k | 0.80% → $50k - $75k | |||||
| 0.60%* | $75k* | - | 3 Month CD | ||
| OTHER TIERS: 0.45% → $1k - $10k | 0.50% → $10k - $50k | 0.55% → $50k - $75k | |||||
Belco Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.63%* | $75k* | - | 60 Month IRA | ||
| OTHER TIERS: 2.48% → $500 - $10k | 2.53% → $10k - $50k | 2.58% → $50k - $75k | |||||
| 2.53% | $1k | - | 25 Month IRA Special - New Money | ||
| 2.38%* | $75k* | - | 48 Month IRA | ||
| OTHER TIERS: 2.22% → $500 - $10k | 2.27% → $10k - $50k | 2.32% → $50k - $75k | |||||
| 2.12%* | $75k* | - | 36 Month IRA | ||
| OTHER TIERS: 1.97% → $500 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $75k | |||||
| 1.61%* | $75k* | - | 24 Month IRA | ||
| OTHER TIERS: 1.46% → $500 - $10k | 1.51% → $10k - $50k | 1.56% → $50k - $75k | |||||
| 1.21%* | $75k* | - | 12 Month IRA | ||
| OTHER TIERS: 1.06% → $500 - $10k | 1.11% → $10k - $50k | 1.16% → $50k - $75k | |||||
