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Belco Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.00%Reward CheckingCha-Ching! Checking
1.82% - National Average
1.55%5-year CD60 Month CD
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
0.15%SavingsBasic Savings Account
1.15% - CIT Bank Spring Savings
View all Belco Community Credit Union rates »

Overview / Commentary
www.belco.org
717-232-3526
449 Eisenhower Blvd
Harrisburg, PA 17111

Belco Community Credit Union is headquartered in Harrisburg and is the 21st largest credit union in the state of Pennsylvania. It is also the 560th largest credit union in the nation. It was established in 1939 and as of March of 2017, it had grown to 126 employees and 53,426 members at 12 locations. Belco Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Belco Community Credit Union is open to those who live, work, volunteer, worship or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry and York Counties in Pennsylvania.
See current membership details

Related Posts

$200 Checking Bonus In Pennsylvania At Belco Community Credit Union - 11/14/2016

Open a new Belco personal checking account, meet the offer requirements and receive a $200 Bonus Establish a regularly recurring direct deposit to your new account  * minimum of two direct deposits during qualifying period  * Direct deposits must aggregate to a minimum of $300 Obtain a Belco debit or credit card and make at least 10 purchases (excludes ATM transactions) Login to Belco Money Manager (online banking) at least one time Checking Bonus $200 | Belco Community Credit Union

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Reviews (2)

Belco - Best place to get a loan

Posted by: SamanthaA. | Sep 8, 2014

Belco Credit Union is by far one of the best credit unions in my area. They offer many different types of loans and accounts. My first experience with them was when I needed a loan for a boat. They were more than willing to go into detail with each and every item on the sale form. I was approved and was able to go into a Belco office within an hour to sign the official paperwork. The agent made sure that I understood everything. When I decided to buy a car, I was apprehensive because my credit was not the greatest and I didn't think I would get a good rate. After trying different banks/companies I decided to try Belco. I was approved instantly and was given a low rate. The lady who helped me called me daily through the process to update me on the approval and the paperwork etc...I found a car on a Thursday and was driving it off the lot Saturday. I was able to go pick up the loan check Friday and it was a smooth process. I recommend Belco to anyone who needs a loan.

1

Hit You With Fees Left And Right

Posted by: Andrea Miotto | Oct 26, 2016

I banked there for several years and they were fine. Then they started hitting me with fees left and right. They started acting more like a bank. Their phone help became smarmy and sarcastic. Their web site makes it hard or impossible to find basics like what hours you can call for service or the link to their online banking. I am very happy to be taking my business elsewhere.

1


Health
B+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68256
Year Chartered1939
Employees126
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.96%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$470.9MM$455.6MM
LoansQ1 2017vs Q1 2016$342.4MM$316.5MM
DepositsQ1 2017vs Q1 2016$415.9MM$395.5MM
Equity CapitalQ1 2017vs Q1 2016$40.9MM$38.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$3.3MM$3.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$4.4MM$3.0MM
Real Estate OwnedQ1 2017vs Q1 2016$99.00K$224.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belco Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$50*$500New Generation Savings Account
OTHER TIERS: 0.15% → $500+
0.40%*$10k*-IRA Share
OTHER TIERS: 0.25% → Up to $10k
0.40%*$10k*-Educational IRA Savings
OTHER TIERS: 0.25% → Up to $10k
0.15%$50-Basic Savings Account
0.15%--Holiday Club Account
0.15%--Whatever Club Account
0.15%--Critter Club Account
0.15%--Savings Safari Club Account
0.15%--Xtreme Teen Savers Club Account

Belco Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$75k-Diamond Money Market Account
0.35%$50k-Ruby Money Market Account
0.25%*$25k*-Money Market Growth Fund
OTHER TIERS: 0.15% → $500 - $5k | 0.20% → $5k - $25k
0.25%$25k-Sapphire Money Market Account

Belco Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1k*$10kCha-Ching! Checking - Qualifying
OTHER TIERS: 0.05% → $10k+
0.75%*$50k*-Select Business Checking I
OTHER TIERS: 0.15% → $1,500 - $10k | 0.25% → $10k - $50k
0.50%*$50k*-Select Business Checking II
OTHER TIERS: 0.10% → $1,500 - $10k | 0.20% → $10k - $50k
0.30%*$500*$25kSavvy Senior
OTHER TIERS: 0.05% → $25k+
0.05%$5k-Basic Checking Account

Belco Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$250$5k30 Month Youth Certificate Special
2.00%$500-50 Month CD Special
1.55%*$75k*-60 Month CD
OTHER TIERS: 1.40% → $500 - $10k | 1.45% → $10k - $50k | 1.50% → $50k - $75k
1.50%$500-33 Month Certificate Special
1.30%*$75k*-48 Month CD
OTHER TIERS: 1.15% → $500 - $10k | 1.20% → $10k - $50k | 1.25% → $50k - $75k
1.25%$5k-18 Months CD Prime Rate
1.00%$500-11 Month Certificate Special
0.90%*$75k*-36 Month CD
OTHER TIERS: 0.75% → $500 - $10k | 0.80% → $10k - $50k | 0.85% → $50k - $75k
0.70%*$75k*-24 Month CD
OTHER TIERS: 0.55% → $500 - $10k | 0.60% → $10k - $50k | 0.65% → $50k - $75k
0.60%*$75k*-18 Month CD
OTHER TIERS: 0.45% → $500 - $10k | 0.50% → $10k - $50k | 0.55% → $50k - $75k
0.50%*$75k*-12 Month CD
OTHER TIERS: 0.35% → $500 - $10k | 0.40% → $10k - $50k | 0.45% → $50k - $75k
0.40%*$75k*-9 Month CD
OTHER TIERS: 0.25% → $1k - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $75k
0.35%*$75k*-6 Month CD
OTHER TIERS: 0.20% → $1k - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $75k
0.30%$500-36 Months CD Bump Up
0.20%$500-24 Months CD Bump Up
0.20%*$75k*-3 Month CD
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $50k | 0.15% → $50k - $75k
0.15%$500-18 Months CD Bump Up
0.15%$500-18 Months CD Add-On
0.05%$500-12 Months CD Bump Up

Belco Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$75k*-60 Month IRA
OTHER TIERS: 1.40% → $500 - $10k | 1.45% → $10k - $50k | 1.50% → $50k - $75k
1.55%*$75k*-60 Month CESA
OTHER TIERS: 1.40% → $500 - $10k | 1.45% → $10k - $50k | 1.50% → $50k - $75k
1.30%*$75k*-48 Month IRA
OTHER TIERS: 1.15% → $500 - $10k | 1.20% → $10k - $50k | 1.25% → $50k - $75k
1.30%*$75k*-48 Month CESA
OTHER TIERS: 1.15% → $500 - $10k | 1.20% → $10k - $50k | 1.25% → $50k - $75k
0.90%*$75k*-36 Month IRA
OTHER TIERS: 0.75% → $500 - $10k | 0.80% → $10k - $50k | 0.85% → $50k - $75k
0.90%*$75k*-36 Month CESA
OTHER TIERS: 0.75% → $500 - $10k | 0.80% → $10k - $50k | 0.85% → $50k - $75k
0.70%*$75k*-24 Month IRA
OTHER TIERS: 0.55% → $500 - $10k | 0.60% → $10k - $50k | 0.65% → $50k - $75k
0.70%*$75k*-24 Month CESA
OTHER TIERS: 0.55% → $500 - $10k | 0.60% → $10k - $50k | 0.65% → $50k - $75k
0.50%*$75k*-12 Month IRA
OTHER TIERS: 0.35% → $500 - $10k | 0.40% → $10k - $50k | 0.45% → $50k - $75k
0.50%*$75k*-12 Month CESA
OTHER TIERS: 0.35% → $500 - $10k | 0.40% → $10k - $50k | 0.45% → $50k - $75k
Locations

Belco Community Credit Union has 12 locations. Click to view all Belco Community Credit Union locations.