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Belco Community Credit Union

Popular Accounts at this Credit Union

3.00%Reward CheckingCha-Ching! Checking
1.35%5-year CD60 Month CD
0.15%SavingsBasic Savings Account

Overview / Commentary
449 Eisenhower Blvd
Harrisburg, PA 17111

Belco Community Credit Union is headquartered in Harrisburg and is the 20th largest credit union in the state of Pennsylvania. It is also the 543rd largest credit union in the nation. It was established in 1939 and as of June of 2016, it had grown to 123 employees and 52,454 members at 12 locations. Belco Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Belco Community Credit Union is open to those who live, work, volunteer, worship or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry and York Counties in Pennsylvania.
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Reviews (2)

Belco - Best place to get a loan

Posted by: SamanthaA. | Sep 8, 2014

Belco Credit Union is by far one of the best credit unions in my area. They offer many different types of loans and accounts. My first experience with them was when I needed a loan for a boat. They were more than willing to go into detail with each and every item on the sale form. I was approved and was able to go into a Belco office within an hour to sign the official paperwork. The agent made sure that I understood everything. When I decided to buy a car, I was apprehensive because my credit was not the greatest and I didn't think I would get a good rate. After trying different banks/companies I decided to try Belco. I was approved instantly and was given a low rate. The lady who helped me called me daily through the process to update me on the approval and the paperwork etc...I found a car on a Thursday and was driving it off the lot Saturday. I was able to go pick up the loan check Friday and it was a smooth process. I recommend Belco to anyone who needs a loan.

Oh Belco Community Credit Union

Posted by: Anonymous | Jan 16, 2012

What can I say about Belco, well I used to work for this organization, there are 3 unsuited ladies that seem to be in charge of every aspect of this company. The uncooperative attitudes starts with the assistant CEO, if he is still there. He is a vindictive individual and is non-caring; kind to only the ones that are willing to go along with what he calls the best plans laid out for this company. Now what about the CEO, nice person, but will call the shots not from actual direct situation from his employees; but their small minded Supervisors, which should have been tabled a long, long, long time ago. These 3 women are called the RAT PACK. They did not get this name for nothing, it sure fits.......let me add, worked with each one of them on individual basis while employed at Belco. Let me add one more thing, their recovery is no different than any other recovery in business, their individuals are just as nasty as the next recovery department (purpose is to make sure payments are made on a timely basis). Well if you are not going to post this, at least reading this will maybe cause some one to think a little.


Health Grade Components

NCUA #68256
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD9.85%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$455.8MM$427.8MM
LoansQ2 2016vs Q2 2015$321.8MM$306.5MM
DepositsQ2 2016vs Q2 2015$399.3MM$369.7MM
Equity CapitalQ2 2016vs Q2 2015$39.8MM$37.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$3.3MM$3.0MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.6MM$3.1MM
Real Estate OwnedQ2 2016vs Q2 2015$224.00K$481.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belco Community Credit Union Savings Account Rates

3.00%*$50*$500New Generation Savings Account
OTHER TIERS: 0.15% $500+
0.40%*$10k*-IRA Share
OTHER TIERS: 0.25% Up to $10k
0.15%$50-Basic Savings Account
0.15%--Holiday Club Account
0.15%--Whatever Club Account
0.15%--Critter Club Account
0.15%--Savings Safari Club Account
0.15%--Xtreme Teen Savers Club Account

Belco Community Credit Union Money Market Rates

0.45%$75k-Diamond Money Market Account
0.35%$50k-Ruby Money Market Account
0.25%*$25k*-Money Market Growth Fund
OTHER TIERS: 0.15% $500 - $5k | 0.20% $5k - $25k
0.25%$25k-Sapphire Money Market Account

Belco Community Credit Union Checking Account Rates

3.00%*$1k*$10kCha-Ching! Checking - Qualifying
OTHER TIERS: 0.05% $10k+
0.75%*$50k*-Select Business Checking I
OTHER TIERS: 0.15% $1,500 - $10k | 0.25% $10k - $50k
0.50%*$50k*-Select Business Checking II
OTHER TIERS: 0.10% $1,500 - $10k | 0.20% $10k - $50k
0.30%*$500*$25kSavvy Senior
OTHER TIERS: 0.05% $25k+
0.05%$5k-Basic Checking Account

Belco Community Credit Union CD Rates

2.00%$250$5k30 Month Youth Certificate Special
1.35%*$75k*-60 Month CD
OTHER TIERS: 1.20% $500 - $10k | 1.25% $10k - $50k | 1.30% $50k - $75k
1.05%*$75k*-48 Month CD
OTHER TIERS: 0.90% $500 - $10k | 0.95% $10k - $50k | 1.00% $50k - $75k
1.00%$500-21 Month Certificate Special
0.75%$5k-18 Months CD Prime Rate
0.75%*$75k*-36 Month CD
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $50k | 0.70% $50k - $75k
0.55%*$75k*-24 Month CD
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $50k | 0.50% $50k - $75k
0.50%$500-7 Month Certificate Special
0.45%*$75k*-18 Month CD
OTHER TIERS: 0.30% $500 - $10k | 0.35% $10k - $50k | 0.40% $50k - $75k
0.40%*$75k*-12 Month CD
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $75k
0.35%*$75k*-6 Month CD
OTHER TIERS: 0.20% $1k - $10k | 0.25% $10k - $50k | 0.30% $50k - $75k
0.30%$500-36 Months CD Bump Up
0.25%*$75k*-9 Month CD
OTHER TIERS: 0.10% $1k - $10k | 0.15% $10k - $50k | 0.20% $50k - $75k
0.20%$500-24 Months CD Bump Up
0.20%*$75k*-3 Month CD
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $50k | 0.15% $50k - $75k
0.15%$500-18 Months CD Bump Up
0.15%$500-18 Months CD Add-On
0.05%$500-12 Months CD Bump Up

Belco Community Credit Union IRA Rates

1.35%*$75k*-60 Month IRA
OTHER TIERS: 1.20% $500 - $10k | 1.25% $10k - $50k | 1.30% $50k - $75k
1.35%*$75k*-60 Month CESA
OTHER TIERS: 1.20% $500 - $10k | 1.25% $10k - $50k | 1.30% $50k - $75k
1.05%*$75k*-48 Month IRA
OTHER TIERS: 0.90% $500 - $10k | 0.95% $10k - $50k | 1.00% $50k - $75k
1.05%*$75k*-48 Month CESA
OTHER TIERS: 0.90% $500 - $10k | 0.95% $10k - $50k | 1.00% $50k - $75k
0.75%*$75k*-36 Month IRA
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $50k | 0.70% $50k - $75k
0.75%*$75k*-36 Month CESA
OTHER TIERS: 0.60% $500 - $10k | 0.65% $10k - $50k | 0.70% $50k - $75k
0.55%*$75k*-24 Month IRA
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $50k | 0.50% $50k - $75k
0.55%*$75k*-24 Month CESA
OTHER TIERS: 0.40% $500 - $10k | 0.45% $10k - $50k | 0.50% $50k - $75k
0.40%*$75k*-12 Month IRA
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $75k
0.40%*$75k*-12 Month CESA
OTHER TIERS: 0.25% $500 - $10k | 0.30% $10k - $50k | 0.35% $50k - $75k

Belco Community Credit Union has 12 locations. Click to view all Belco Community Credit Union locations.