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Belco Community Credit Union


Overview / Commentary
belco.org
717-232-3526
449 Eisenhower Blvd
Harrisburg, PA 17111

Belco Community Credit Union is headquartered in Harrisburg and is the 19th largest credit union in the state of Pennsylvania. It is also the 495th largest credit union in the nation. It was established in 1939 and as of September of 2020, it had grown to 184 employees and 68,759 members at 15 locations. Belco Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Belco Community Credit Union is open to anyone who lives, works, attends school, worships or volunteers in Cumberland, Adams, Dauphin, York, Lebanon, Lancaster or Perry Counties in Pennsylvania.
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Reviews (2)

Belco - Best place to get a loan

Posted by: |

Belco Credit Union is by far one of the best credit unions in my area. They offer many different types of loans and accounts. My first experience with them was when I needed a loan for a boat. They were more than willing to go into detail with each and every item on the sale form. I was approved and was able to go into a Belco office within an hour to sign the official paperwork. The agent made sure that I understood everything. When I decided to buy a car, I was apprehensive because my credit was not the greatest and I didn't think I would get a good rate. After trying different banks/companies I decided to try Belco. I was approved instantly and was given a low rate. The lady who helped me called me daily through the process to update me on the approval and the paperwork etc...I found a car on a Thursday and was driving it off the lot Saturday. I was able to go pick up the loan check Friday and it was a smooth process. I recommend Belco to anyone who needs a loan.

1

Hit You With Fees Left And Right

Posted by: |

I banked there for several years and they were fine. Then they started hitting me with fees left and right. They started acting more like a bank. Their phone help became smarmy and sarcastic. Their web site makes it hard or impossible to find basics like what hours you can call for service or the link to their online banking. I am very happy to be taking my business elsewhere.

5


Health
A

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #68256
Year Chartered1939
Employees184
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.97%
Annual Interest Income$18.9MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$716.7MM$616.2MM
LoansQ3 2020vs Q3 2019$497.3MM$448.0MM
DepositsQ3 2020vs Q3 2019$629.6MM$533.8MM
Equity CapitalQ3 2020vs Q3 2019$65.6MM$64.2MM
Loan Loss AllowanceQ3 2020vs Q3 2019$3.5MM$3.6MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$3.4MM$4.1MM
Real Estate OwnedQ3 2020vs Q3 2019$245.00K$308.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Belco Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belco Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-IRA Share
OTHER TIERS: 0.05% → $5 - $10k
0.20%*-$10kSavings Safari Club Account
OTHER TIERS: 0.05% → $10k+
0.20%*-$10kXtreme Teen Savers Club Account
OTHER TIERS: 0.05% → $10k+
0.05%$50-Basic Savings Account
0.05%--Holiday Club Account
0.05%--Whatever Club Account
0.05%--Critter Club Account

Belco Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$250k*-Money Market
OTHER TIERS: 0.05% → $250 - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | 0.25% → $100k - $250k

Belco Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1.5k-Premier Interest Checking
0.10%$1.5k-Business Interest Checking
0.03%--50+ Interest Checking
0.03%--Convenient Interest Checking

Belco Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$250$5k30 Month Youth CD Special
1.00%*$75k*-60 Month CD
OTHER TIERS: 0.85% → $500 - $10k | 0.90% → $10k - $50k | 0.95% → $50k - $75k
0.90%*$75k*-48 Month CD
OTHER TIERS: 0.75% → $500 - $10k | 0.80% → $10k - $50k | 0.85% → $50k - $75k
0.80%*$75k*-36 Month CD
OTHER TIERS: 0.65% → $500 - $10k | 0.70% → $10k - $50k | 0.75% → $50k - $75k
0.70%*$75k*-24 Month CD
OTHER TIERS: 0.55% → $500 - $10k | 0.60% → $10k - $50k | 0.65% → $50k - $75k
0.60%*$75k*-18 Month CD
OTHER TIERS: 0.45% → $500 - $10k | 0.50% → $10k - $50k | 0.55% → $50k - $75k
0.55%$500-36 Month Bump Up CD
0.50%$5k-18 Month Prime Rate CD
0.50%*$75k*-12 Month CD
OTHER TIERS: 0.35% → $500 - $10k | 0.40% → $10k - $50k | 0.45% → $50k - $75k
0.45%$500-24 Month Bump Up CD
0.40%*$75k*-9 Month CD
OTHER TIERS: 0.25% → $1k - $10k | 0.30% → $10k - $50k | 0.35% → $50k - $75k
0.35%$500-18 Month Bump Up CD
0.35%*$75k*-6 Month CD
OTHER TIERS: 0.20% → $1k - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $75k
0.30%*$75k*-3 Month CD
OTHER TIERS: 0.15% → $1k - $10k | 0.20% → $10k - $50k | 0.25% → $50k - $75k
0.25%$500-12 Month Bump Up CD

Belco Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*$75k*-60 Month IRA
OTHER TIERS: 0.90% → $500 - $10k | 0.95% → $10k - $50k | 1.00% → $50k - $75k
0.95%*$75k*-48 Month IRA
OTHER TIERS: 0.80% → $500 - $10k | 0.85% → $10k - $50k | 0.90% → $50k - $75k
0.85%*$75k*-36 Month IRA
OTHER TIERS: 0.70% → $500 - $10k | 0.75% → $10k - $50k | 0.80% → $50k - $75k
0.75%*$75k*-24 Month IRA
OTHER TIERS: 0.60% → $500 - $10k | 0.65% → $10k - $50k | 0.70% → $50k - $75k
0.55%*$75k*-12 Month IRA
OTHER TIERS: 0.40% → $500 - $10k | 0.45% → $10k - $50k | 0.50% → $50k - $75k
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