2. Belco Community Credit Union

Belco Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.63%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
1.06%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.15%Savings
2.20% - Barclays Online Savings AccountAdvertisement
View all Belco Community Credit Union rates »

Overview / Commentary
www.belco.org
717-232-3526
449 Eisenhower Blvd
Harrisburg, PA 17111

Belco Community Credit Union is headquartered in Harrisburg and is the 16th largest credit union in the state of Pennsylvania. It is also the 474th largest credit union in the nation. It was established in 1939 and as of September of 2018, it had grown to 165 employees and 65,464 members at 15 locations. Belco Community Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Belco Community Credit Union is open to those who live, work, volunteer, worship, or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry, or York Counties in Pennsylvania.
See current membership details

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Reviews (2)

Belco - Best place to get a loan

Posted by: SamanthaA. | Sep 8, 2014

Belco Credit Union is by far one of the best credit unions in my area. They offer many different types of loans and accounts. My first experience with them was when I needed a loan for a boat. They were more than willing to go into detail with each and every item on the sale form. I was approved and was able to go into a Belco office within an hour to sign the official paperwork. The agent made sure that I understood everything. When I decided to buy a car, I was apprehensive because my credit was not the greatest and I didn't think I would get a good rate. After trying different banks/companies I decided to try Belco. I was approved instantly and was given a low rate. The lady who helped me called me daily through the process to update me on the approval and the paperwork etc...I found a car on a Thursday and was driving it off the lot Saturday. I was able to go pick up the loan check Friday and it was a smooth process. I recommend Belco to anyone who needs a loan.

1

Hit You With Fees Left And Right

Posted by: Andrea Miotto | Oct 26, 2016

I banked there for several years and they were fine. Then they started hitting me with fees left and right. They started acting more like a bank. Their phone help became smarmy and sarcastic. Their web site makes it hard or impossible to find basics like what hours you can call for service or the link to their online banking. I am very happy to be taking my business elsewhere.

4


Health
B+

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68256
Year Chartered1939
Employees165
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.27%
Annual Interest Income$18.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$610.5MM$586.7MM
LoansQ3 2018vs Q3 2017$445.6MM$422.6MM
DepositsQ3 2018vs Q3 2017$506.0MM$503.4MM
Equity CapitalQ3 2018vs Q3 2017$57.0MM$53.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$4.1MM$3.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$4.7MM$5.5MM
Real Estate OwnedQ3 2018vs Q3 2017$787.00K$408.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belco Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$50*$500New Generation Savings Account
OTHER TIERS: 0.15% → $500+
0.40%*-$10kSavings Safari Club Account
OTHER TIERS: 0.15% → $10k+
0.40%*-$10kXtreme Teen Savers Club Account
OTHER TIERS: 0.15% → $10k+
0.40%*$10k*-IRA Share
OTHER TIERS: 0.25% → $5 - $10k
0.15%$50-Basic Savings Account
0.15%--Holiday Club Account
0.15%--Whatever Club Account
0.15%--Critter Club Account

Belco Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$75k-Diamond Money Market Account
0.50%$50k-Ruby Money Market Account
0.40%$25k-Sapphire Money Market Account
0.25%$500-Money Market Growth Fund

Belco Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1k*$10kCha-Ching! Checking - Qualifying
OTHER TIERS: 0.05% → $10k+
0.75%*$50k*-Select Business Checking I
OTHER TIERS: 0.15% → $1.5k - $10k | 0.25% → $10k - $50k
0.50%*$50k*-Select Business Checking II
OTHER TIERS: 0.10% → $1.5k - $10k | 0.20% → $10k - $50k
0.30%*$500*$25kSavvy Senior
OTHER TIERS: 0.05% → $25k+
0.05%$5k-Basic Checking Account

Belco Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%$500-5 Month CD Special - New Money
2.75%$5k-18 Month Prime Rate CD
2.63%*$75k*-60 Month CD
OTHER TIERS: 2.48% → $500 - $10k | 2.53% → $10k - $50k | 2.58% → $50k - $75k
2.63%$1k-13 Month CD Special - New Money
2.38%*$75k*-48 Month CD
OTHER TIERS: 2.22% → $500 - $10k | 2.27% → $10k - $50k | 2.32% → $50k - $75k
2.12%*$75k*-36 Month CD
OTHER TIERS: 1.97% → $500 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $75k
2.00%$250$5k30 Month Youth CD Special
1.97%$500-36 Month Bump Up CD
1.61%*$75k*-24 Month CD
OTHER TIERS: 1.46% → $500 - $10k | 1.51% → $10k - $50k | 1.56% → $50k - $75k
1.46%$500-24 Month Bump Up CD
1.36%*$75k*-18 Month CD
OTHER TIERS: 1.21% → $500 - $10k | 1.26% → $10k - $50k | 1.31% → $50k - $75k
1.21%$500-18 Month Bump Up CD
1.21%$500-18 Month Add-On CD
1.21%*$75k*-12 Month CD
OTHER TIERS: 1.06% → $500 - $10k | 1.11% → $10k - $50k | 1.16% → $50k - $75k
1.06%$500-12 Month Bump Up CD
1.00%*$75k*-9 Month CD
OTHER TIERS: 0.85% → $1k - $10k | 0.90% → $10k - $50k | 0.95% → $50k - $75k
0.85%*$75k*-6 Month CD
OTHER TIERS: 0.70% → $1k - $10k | 0.75% → $10k - $50k | 0.80% → $50k - $75k
0.60%*$75k*-3 Month CD
OTHER TIERS: 0.45% → $1k - $10k | 0.50% → $10k - $50k | 0.55% → $50k - $75k

Belco Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.63%*$75k*-60 Month IRA
OTHER TIERS: 2.48% → $500 - $10k | 2.53% → $10k - $50k | 2.58% → $50k - $75k
2.53%$1k-25 Month IRA Special - New Money
2.38%*$75k*-48 Month IRA
OTHER TIERS: 2.22% → $500 - $10k | 2.27% → $10k - $50k | 2.32% → $50k - $75k
2.12%*$75k*-36 Month IRA
OTHER TIERS: 1.97% → $500 - $10k | 2.02% → $10k - $50k | 2.07% → $50k - $75k
1.61%*$75k*-24 Month IRA
OTHER TIERS: 1.46% → $500 - $10k | 1.51% → $10k - $50k | 1.56% → $50k - $75k
1.21%*$75k*-12 Month IRA
OTHER TIERS: 1.06% → $500 - $10k | 1.11% → $10k - $50k | 1.16% → $50k - $75k
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