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Belco Community Credit Union

Popular Accounts at this Credit Union

1.40%1-year CD11 Month Certificate Special
3.00%Reward CheckingCha-Ching! Checking
1.71%5-year CD60 Month CD

Overview / Commentary
449 Eisenhower Blvd
Harrisburg, PA 17111

Belco Community Credit Union is headquartered in Harrisburg and is the 16th largest credit union in the state of Pennsylvania. It is also the 480th largest credit union in the nation. It was established in 1939 and as of March of 2018, it had grown to 159 employees and 64,623 members at 15 locations. Belco Community Credit Union's money market rates are 36% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Belco Community Credit Union is open to those who live, work, volunteer, worship, or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry, or York Counties in Pennsylvania.
See current membership details

Related Posts

Belco Community CU (PA) Adds 11-Month CD Special - 2/14/2018

Belco Community CU (PA) has added a limited-time 11-month Certificate Special, earning 2.14% APY. The minimum deposit is $500 of new money, with no stated balance cap.

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Reviews (2)

Belco - Best place to get a loan

Posted by: SamanthaA. | Sep 8, 2014

Belco Credit Union is by far one of the best credit unions in my area. They offer many different types of loans and accounts. My first experience with them was when I needed a loan for a boat. They were more than willing to go into detail with each and every item on the sale form. I was approved and was able to go into a Belco office within an hour to sign the official paperwork. The agent made sure that I understood everything. When I decided to buy a car, I was apprehensive because my credit was not the greatest and I didn't think I would get a good rate. After trying different banks/companies I decided to try Belco. I was approved instantly and was given a low rate. The lady who helped me called me daily through the process to update me on the approval and the paperwork etc...I found a car on a Thursday and was driving it off the lot Saturday. I was able to go pick up the loan check Friday and it was a smooth process. I recommend Belco to anyone who needs a loan.

Hit You With Fees Left And Right

I banked there for several years and they were fine. Then they started hitting me with fees left and right. They started acting more like a bank. Their phone help became smarmy and sarcastic. Their web site makes it hard or impossible to find basics like what hours you can call for service or the link to their online banking. I am very happy to be taking my business elsewhere.


Health Grade Components

NCUA #68256
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD7.67%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$598.4MM$470.9MM
LoansQ1 2018vs Q1 2017$431.4MM$342.4MM
DepositsQ1 2018vs Q1 2017$518.2MM$415.9MM
Equity CapitalQ1 2018vs Q1 2017$54.3MM$40.9MM
Loan Loss AllowanceQ1 2018vs Q1 2017$3.8MM$3.3MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$5.7MM$4.4MM
Real Estate OwnedQ1 2018vs Q1 2017$564.00K$99.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belco Community Credit Union Savings Account Rates

3.00%*$50*$500New Generation Savings Account
OTHER TIERS: 0.15% $500+
0.40%*-$10kSavings Safari Club Account
OTHER TIERS: 0.15% $10k+
0.40%*-$10kXtreme Teen Savers Club Account
OTHER TIERS: 0.15% $10k+
0.40%*$10k*-IRA Share
OTHER TIERS: 0.25% Up to $10k
0.15%$50-Basic Savings Account
0.15%--Holiday Club Account
0.15%--Whatever Club Account
0.15%--Critter Club Account

Belco Community Credit Union Money Market Rates

0.60%$75k-Diamond Money Market Account
0.50%$50k-Ruby Money Market Account
0.40%$25k-Sapphire Money Market Account
0.25%$500-Money Market Growth Fund

Belco Community Credit Union Checking Account Rates

3.00%*$1k*$10kCha-Ching! Checking - Qualifying
OTHER TIERS: 0.05% $10k+
0.75%*$50k*-Select Business Checking I
OTHER TIERS: 0.15% $1,500 - $10k | 0.25% $10k - $50k
0.50%*$50k*-Select Business Checking II
OTHER TIERS: 0.10% $1,500 - $10k | 0.20% $10k - $50k
0.30%*$500*$25kSavvy Senior
OTHER TIERS: 0.05% $25k+
0.05%$5k-Basic Checking Account

Belco Community Credit Union CD Rates

2.00%$5k-18 Months CD Prime Rate
2.00%$250$5k30 Month Youth Certificate Special
1.71%*$75k*-60 Month CD
OTHER TIERS: 1.56% $500 - $10k | 1.61% $10k - $50k | 1.66% $50k - $75k
1.46%*$75k*-48 Month CD
OTHER TIERS: 1.31% $500 - $10k | 1.36% $10k - $50k | 1.41% $50k - $75k
1.40%$500-11 Month Certificate Special
1.06%*$50k*$75k36 Month CD
OTHER TIERS: 0.11% $75k+ | 0.95% $500 - $10k | 1.00% $10k - $50k
0.70%*$75k*-24 Month CD
OTHER TIERS: 0.55% $500 - $10k | 0.60% $10k - $50k | 0.65% $50k - $75k
0.60%*$75k*-18 Month CD
OTHER TIERS: 0.45% $500 - $10k | 0.50% $10k - $50k | 0.55% $50k - $75k
0.50%*$75k*-12 Month CD
OTHER TIERS: 0.35% $500 - $10k | 0.40% $10k - $50k | 0.45% $50k - $75k
0.40%*$75k*-6 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $50k | 0.35% $50k - $75k
0.40%*$75k*-9 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $50k | 0.35% $50k - $75k
0.30%$500-36 Months CD Bump Up
0.30%*$75k*-3 Month CD
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $50k | 0.25% $50k - $75k
0.20%$500-24 Months CD Bump Up
0.15%$500-18 Months CD Bump Up
0.15%$500-18 Months CD Add-On
0.05%$500-12 Months CD Bump Up

Belco Community Credit Union IRA Rates

1.71%*$75k*-60 Month IRA
OTHER TIERS: 1.56% $500 - $10k | 1.61% $10k - $50k | 1.66% $50k - $75k
1.46%*$75k*-48 Month IRA
OTHER TIERS: 1.31% $500 - $10k | 1.36% $10k - $50k | 1.41% $50k - $75k
1.11%*$75k*-36 Month IRA
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $50k | 1.06% $50k - $75k
0.70%*$75k*-24 Month IRA
OTHER TIERS: 0.55% $500 - $10k | 0.60% $10k - $50k | 0.65% $50k - $75k
0.50%*$75k*-12 Month IRA
OTHER TIERS: 0.35% $500 - $10k | 0.40% $10k - $50k | 0.45% $50k - $75k


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