Belco Community Credit Union


Overview / Commentary
717-232-3526
449 Eisenhower Blvd
Harrisburg, PA 17111

Belco Community Credit Union is headquartered in Harrisburg and is the 15th largest credit union in the state of Pennsylvania. It is also the 477th largest credit union in the nation. It was established in 1939 and as of September of 2023, it had grown to 233 employees and 75,231 members at 16 locations. Belco Community Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Belco Community Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in the Pennsylvania counties of Adams, Cumberland, Dauphin, Lebanon, Lancaster, Perry or York.
See current membership details

Reviews (2)

Belco - Best place to get a loan

Posted by: |

Belco Credit Union is by far one of the best credit unions in my area. They offer many different types of loans and accounts. My first experience with them was when I needed a loan for a boat. They were more than willing to go into detail with each and every item on the sale form. I was approved and was able to go into a Belco office within an hour to sign the official paperwork. The agent made sure that I understood everything. When I decided to buy a car, I was apprehensive because my credit was not the greatest and I didn't think I would get a good rate. After trying different banks/companies I decided to try Belco. I was approved instantly and was given a low rate. The lady who helped me called me daily through the process to update me on the approval and the paperwork etc...I found a car on a Thursday and was driving it off the lot Saturday. I was able to go pick up the loan check Friday and it was a smooth process. I recommend Belco to anyone who needs a loan.

Hit You With Fees Left And Right

I banked there for several years and they were fine. Then they started hitting me with fees left and right. They started acting more like a bank. Their phone help became smarmy and sarcastic. Their web site makes it hard or impossible to find basics like what hours you can call for service or the link to their online banking. I am very happy to be taking my business elsewhere.



Health
C+

Health Grade Components

Overall
NCUA #68256
Year Chartered1939
Employees233
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD13.33%
Annual Interest Income$29.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$900.1MM$917.2MM
LoansQ3 2023vs Q3 2022$645.4MM$637.5MM
DepositsQ3 2023vs Q3 2022$811.1MM$782.5MM
Equity CapitalQ3 2023vs Q3 2022$38.7MM$40.6MM
Loan Loss AllowanceQ3 2023vs Q3 2022$4.1MM$2.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$7.8MM$3.7MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates

Rates for Belco Community Credit Union are currently being reviewed.

Locations

Availability



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