Overview / Commentary
573-766-5315
401 Main Street
Belgrade, MO 63622

Belgrade State Bank is headquartered in Belgrade and is the 87th largest bank in the state of Missouri. It is also the 2,428th largest bank in the nation. It was established in 1906 and as of June of 2018, it had grown to 91 employees at 6 locations. Belgrade State Bank's CD rates are 46% higher than the national average, and it has a B+ health rating.

Reviews (2)

Belgrade State Bank Customer Experience

Posted by: Realized | Mar 28, 2018

I have been a long time customer of Belgrade State Bank, 25 years to be exact. I have a checking account and three savings accounts there. Belgrade State Bank has several ways to deposit money into my checking and savings accounts; at the local bank, at the local smaller drive through, direct deposit, night box and even taking photos of checks and depositing them through their app. Several years ago I someone stole my check numbers and created checks that they used all over the state. Belgrade State Bank immediately contacted me because they knew that was not my regular spending history. They covered all the money that was stolen and helped me get a new checking account started that day. I feel like I can trust Belgrade State Bank and their customer service is excellent!

Belgrade State Bank

Posted by: TRoberts | Oct 31, 2016

This bank overall is the best in our area. The online site takes a little getting use to, but it is not the worst I have ever seen. Anytime we have any issues with our checking account, the bank's friendly and helpful staff work with us to resolve the issue in a quick and timely manner. Our saving account draws competitive interest compared to other banks in the area. Anytime there is a withdraw that seems suspicious, either the amount or the location, the bank will call us and make sure that we made the purchase. Overall, the bank has a friendly staff and we feel very secure having our money invested with them. They are customer focused and work hard to get any issues or problems you may have taken care of quickly.



Health
B+

Health Grade Components

Overall
FDIC Certificate #12208
Year Established1906
Employees91
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD13.15%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$260.4MM$255.7MM
LoansQ2 2018vs Q2 2017$206.1MM$202.9MM
DepositsQ2 2018vs Q2 2017$235.4MM$231.3MM
Equity CapitalQ2 2018vs Q2 2017$23.9MM$23.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.4MM$1.1MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.1MM$2.0MM
Real Estate OwnedQ2 2018vs Q2 2017$1.8MM$2.3MM
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Belgrade State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belgrade State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Christmas Club
0.20%--Cool Owl Kids Club
0.10%--Statement Savings

Belgrade State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$2.5k*-Freedom Account
OTHER TIERS: 0.20% Up to $2.5k
0.20%*$2.5k*-Premium Checking Account
OTHER TIERS: 0.05% $1k - $2.5k
0.05%--Business Checking with Interest
0.05%--Gold Owl Checking
0.05%--BSB Club Checking

Belgrade State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.08%$1k-36 Month CD
2.79%$1k-24 Month CD
2.52%$1k-16 Month CD
2.42%$1k-13 Month CD
1.76%$1k-9 Month CD
1.76%$1k-60 Month CD
1.66%$1k-48 Month CD
1.31%$1k-12 Month CD
1.01%$1k-6 Month CD

Belgrade State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.08%$1k-36 Month IRA
2.79%$1k-24 Month IRA
2.52%$1k-16 Month IRA
2.42%$1k-13 Month IRA
1.76%$1k-9 Month IRA
1.76%$1k-60 Month IRA
1.66%$1k-48 Month IRA
1.31%$1k-12 Month IRA
1.01%$1k-6 Month IRA
Locations


Belgrade State Bank Locations
Potosi Branch306 North Missouri StreetPotosi, MO 63664
Belgrade State Bank401 Main StreetBelgrade, MO 63622
Desloge414 North State StreetDesloge, MO 63601
West Karsch Boulevard Branch515 West Karsch BoulevardFarmington, MO 63640
Caledonia Drive-In Facility101 S Hwy 21Caledonia, MO 63631
801 East High801 East HighPotosi, MO 63664

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.