Belgrade State Bank is headquartered in Belgrade and is the 88th largest bank in the state of Missouri. It is also the 2,223rd largest bank in the nation. It was established in 1906 and as of December of 2020, it had grown to 88 employees at 6 locations. Belgrade State Bank has an A health rating.
Belgrade State Bank Customer Experience
I have been a long time customer of Belgrade State Bank, 25 years to be exact. I have a checking account and three savings accounts there. Belgrade State Bank has several ways to deposit money into my checking and savings accounts; at the local bank, at the local smaller drive through, direct deposit, night box and even taking photos of checks and depositing them through their app. Several years ago I someone stole my check numbers and created checks that they used all over the state. Belgrade State Bank immediately contacted me because they knew that was not my regular spending history. They covered all the money that was stolen and helped me get a new checking account started that day. I feel like I can trust Belgrade State Bank and their customer service is excellent!
Belgrade State Bank
This bank overall is the best in our area. The online site takes a little getting use to, but it is not the worst I have ever seen. Anytime we have any issues with our checking account, the bank's friendly and helpful staff work with us to resolve the issue in a quick and timely manner. Our saving account draws competitive interest compared to other banks in the area. Anytime there is a withdraw that seems suspicious, either the amount or the location, the bank will call us and make sure that we made the purchase. Overall, the bank has a friendly staff and we feel very secure having our money invested with them. They are customer focused and work hard to get any issues or problems you may have taken care of quickly.
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12208 |
| Year Established | 1906 |
| Employees | 88 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 9.74% |
| Annual Interest Income | $14.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $333.3MM$277.9MM |
| Loans | Q4 2020vs Q4 2019 | $243.3MM$215.8MM |
| Deposits | Q4 2020vs Q4 2019 | $303.5MM$250.3MM |
| Equity Capital | Q4 2020vs Q4 2019 | $28.3MM$26.2MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $3.2MM$2.3MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $710.00K$917.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $745.00K$1.1MM |