Belgrade State Bank


Overview / Commentary
573-766-5315
401 Main Street
Belgrade, MO 63622

Belgrade State Bank is headquartered in Belgrade and is the 80th largest bank in the state of Missouri. It is also the 2,200th largest bank in the nation. It was established in 1906 and as of June of 2022, it had grown to 89 employees at 6 locations. Belgrade State Bank has an A health rating.

Reviews (2)

Belgrade State Bank Customer Experience

Posted by: |

I have been a long time customer of Belgrade State Bank, 25 years to be exact. I have a checking account and three savings accounts there. Belgrade State Bank has several ways to deposit money into my checking and savings accounts; at the local bank, at the local smaller drive through, direct deposit, night box and even taking photos of checks and depositing them through their app. Several years ago I someone stole my check numbers and created checks that they used all over the state. Belgrade State Bank immediately contacted me because they knew that was not my regular spending history. They covered all the money that was stolen and helped me get a new checking account started that day. I feel like I can trust Belgrade State Bank and their customer service is excellent!

Belgrade State Bank

Posted by: |

This bank overall is the best in our area. The online site takes a little getting use to, but it is not the worst I have ever seen. Anytime we have any issues with our checking account, the bank's friendly and helpful staff work with us to resolve the issue in a quick and timely manner. Our saving account draws competitive interest compared to other banks in the area. Anytime there is a withdraw that seems suspicious, either the amount or the location, the bank will call us and make sure that we made the purchase. Overall, the bank has a friendly staff and we feel very secure having our money invested with them. They are customer focused and work hard to get any issues or problems you may have taken care of quickly.



Health

Health Grade Components

Overall
FDIC Certificate #12208
Year Established1906
Employees89
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD14.05%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$361.8MM$341.2MM
LoansQ2 2022vs Q2 2021$271.5MM$245.3MM
DepositsQ2 2022vs Q2 2021$333.3MM$309.2MM
Equity CapitalQ2 2022vs Q2 2021$26.2MM$30.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$4.0MM$3.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$477.00K$377.00K
Real Estate OwnedQ2 2022vs Q2 2021$17.00K$775.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belgrade State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Christmas Club
0.20%--Cool Owl Kids Club
0.10%--Statement Savings

Belgrade State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$2.5k*-Freedom Account
OTHER TIERS: 0.10% Up to $2.5k
0.20%*$2.5k*-Premium Checking Account
OTHER TIERS: 0.05% $1k - $2.5k
0.05%--Business Checking with Interest
0.05%--Gold Owl Checking
0.05%--BSB Club Checking

Belgrade State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.17%$1k-9 Month CD
4.07%$1k-13 Month CD
3.44%$1k-16 Month CD
1.46%$1k-60 Month CD
1.32%$1k-48 Month CD
1.26%$1k-36 Month CD
1.05%$1k-24 Month CD
0.75%$1k-12 Month CD
0.65%$1k-6 Month CD

Belgrade State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.17%$1k-9 Month IRA
4.07%$1k-13 Month IRA
3.44%$1k-16 Month IRA
1.46%$1k-60 Month IRA
1.32%$1k-48 Month IRA
1.26%$1k-36 Month IRA
1.05%$1k-24 Month IRA
0.75%$1k-12 Month IRA
0.65%$1k-6 Month IRA
Locations


Belgrade State Bank Locations
Potosi Branch306 North Missouri StreetPotosi, MO 63664
Belgrade State Bank401 Main StreetBelgrade, MO 63622
Desloge414 North State StreetDesloge, MO 63601
West Karsch Boulevard Branch515 West Karsch BoulevardFarmington, MO 63640
Caledonia Drive-In Facility101 S Hwy 21Caledonia, MO 63631
801 East High801 East HighPotosi, MO 63664

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