Belgrade State Bank

Overview / Commentary
14185 Highway C
Belgrade, MO 63622

Belgrade State Bank is headquartered in BELGRADE and is the 72nd largest bank in the state of Missouri. It is also the 1,954th largest bank in the nation. It was established in 1906 and as of September of 2023, it had grown to 84 employees at 6 locations. Belgrade State Bank has an A health rating.

Reviews (2)

Belgrade State Bank Customer Experience

Posted by: |

I have been a long time customer of Belgrade State Bank, 25 years to be exact. I have a checking account and three savings accounts there. Belgrade State Bank has several ways to deposit money into my checking and savings accounts; at the local bank, at the local smaller drive through, direct deposit, night box and even taking photos of checks and depositing them through their app. Several years ago I someone stole my check numbers and created checks that they used all over the state. Belgrade State Bank immediately contacted me because they knew that was not my regular spending history. They covered all the money that was stolen and helped me get a new checking account started that day. I feel like I can trust Belgrade State Bank and their customer service is excellent!

Belgrade State Bank

Posted by: |

This bank overall is the best in our area. The online site takes a little getting use to, but it is not the worst I have ever seen. Anytime we have any issues with our checking account, the bank's friendly and helpful staff work with us to resolve the issue in a quick and timely manner. Our saving account draws competitive interest compared to other banks in the area. Anytime there is a withdraw that seems suspicious, either the amount or the location, the bank will call us and make sure that we made the purchase. Overall, the bank has a friendly staff and we feel very secure having our money invested with them. They are customer focused and work hard to get any issues or problems you may have taken care of quickly.


Health Grade Components

FDIC Certificate #12208
Year Established1906
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.57%
Return on Equity - YTD22.28%
Annual Interest Income$16.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$429.2MM$371.6MM
LoansQ3 2023vs Q3 2022$305.3MM$286.2MM
DepositsQ3 2023vs Q3 2022$394.8MM$338.3MM
Equity CapitalQ3 2023vs Q3 2022$30.5MM$25.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3.3MM$3.7MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$844K$18K
Real Estate OwnedQ3 2023vs Q3 2022$0$17K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belgrade State Bank Savings Account Rates

0.25%--Christmas Club
0.20%--Cool Owl Kids Club
0.10%--Statement Savings

Belgrade State Bank Checking Account Rates

0.25%*$2.5k*-Freedom Account
OTHER TIERS: 0.10% Up to $2.5k
0.20%*$2.5k*-Premium Checking Account
OTHER TIERS: 0.05% $1k - $2.5k
0.05%--Business Checking with Interest
0.05%--Gold Owl Checking
0.05%--BSB Club Checking

Belgrade State Bank CD Rates

5.21%$1k-7 Month CD
5.21%$1k-10 Month CD
5.10%$1k-9 Month CD
4.07%$1k-13 Month CD
3.44%$1k-16 Month CD
1.46%$1k-60 Month CD
1.32%$1k-48 Month CD
1.26%$1k-36 Month CD
1.05%$1k-24 Month CD
0.75%$1k-12 Month CD
0.65%$1k-6 Month CD

Belgrade State Bank IRA Rates

5.21%$1k-7 Month IRA
5.21%$1k-10 Month IRA
5.10%$1k-9 Month IRA
4.07%$1k-13 Month IRA
3.44%$1k-16 Month IRA
1.46%$1k-60 Month IRA
1.32%$1k-48 Month IRA
1.26%$1k-36 Month IRA
1.05%$1k-24 Month IRA
0.75%$1k-12 Month IRA
0.65%$1k-6 Month IRA

Belgrade State Bank Locations
Potosi Branch306 North Missouri StreetPotosi, MO 63664
Belgrade State Bank401 Main StreetBelgrade, MO 63622
Desloge414 North State StreetDesloge, MO 63601
West Karsch Boulevard Branch515 West Karsch BoulevardFarmington, MO 63640
Caledonia Drive-In Facility101 S Hwy 21Caledonia, MO 63631
801 East High801 East HighPotosi, MO 63664

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