Featured Savings Rates
Featured Accounts

Bellco CU (CO)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingBoost Interest Checking
1.50%5-year CD60 Months HSA CD
0.40%1-year CD12 Months HSA CD

Overview / Commentary
303-689-7800
7600 E Orchard Rd Ste 400N
Greenwood Village, CO 80111

Bellco CU (CO) is headquartered in Greenwood Village and is the 2nd largest credit union in the state of Colorado. It is also the 42nd largest credit union in the nation. It was established in 1936 and as of March of 2016, it had grown to 310 employees and 266,639 members at 22 locations. Bellco CU (CO) has an A health rating.

Field of Membership Restrictions

Bellco CU is open to anyone who resides or holds employment within any of the sites listed counties or cities, family members of current Bellco CU members, if you or one of your family members is employed by one of the CU-affiliated SEG's, or if you are a member of the Consumers United Association. A fully detailed list of qualifications as well as the recognized cities and counties can be found on the Bellco CU website on the 'open-an-account' page under the 'become-a-member' heading.
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Reviews (3)

Bellco Is Okay With Me.

I have been a Bellco Customer since, at least, 1996.  I have trouble logging into their online banking, my wife never does, so I guess this is my issue.  When I call their customer service department they are helpful and my account is quickly unlocked.

I have never had issues with their fees.  I have had a couple auto loans with them.  All of my checking, savings, and direct deposit is with them.

I don't like there rates for PLOCs compared to other banks.  I just read reviews for those same banks and they were so bad I thought I would check out the reviews for Bellco.

Since There were no reviews I thought I would add my .02 to say...

No real troubles with Bellco on my end.

Love This Bank!

Posted by: Anonymous | Jun 23, 2012

I have banked with Bellco for over 12 years and couldn't complain. They have good rates on their loans and credit cards. They recently increased some of their fees, but they are still way less than other banks.

Just A Greedy Bank, No Different Than The Big Banks.

First off, Bellco barely participates in the CU System and their tellers are useless. I tried to do something with a CUofCO account and they told me to use the ATM. I said "I've waited in line to talk to you. I don't use ATM's. I'm a member here as well. Are you kidding me?"
Customer Service: 0 Stars

Their website and online banking feels like it's 1999 and is very challenging to use as it not at all intuitive. Still, I've seen worse.
Web Experience: 2 Stars

The interest rate on their loans is usually lower than others, but that's because they offer zero features, including payment protection.
Competitive: 1 Star

Their fees aren't bad. But, I refuse to bank with them as they failed me so many times on so many levels. I guess low fees translate to horrible customer service.

In just under two years I also had two auto loans, in a row, through Bellco. Got disabled. Go to Bellco. Instead of telling me that the second loan too new for Bellco to skip a payment or modify in any way, fully aware of my medical condition, Bellco has me complete a ton of paperwork and talk to a third-party financial counselor who tries to sell me a monthly subscription that I can't afford. Great counseling. Then, I wait. Then they tell me they won't do anything. All this while I'm fighting for my life. Struggle for ten months to pay them on time, every month. Let them know that the hospital bills have taken over and can't afford it. Bellco reposes a 60-day late vehicle. And, the first slap in your face is that you must contact a different department to have the vehicle repo'ed. It's a good gimmick. I didn't do it the first time and threw away 5 grand trying to keep a vehicle I couldn't even drive because of my health! Then, as another slap in the face, they send a letter saying it would be in my best interest to pay it off in full or to work something out. I tried to work something out! Credit unions are supposed to be member owned and serve their members. You won't find that here. Just a greedy bank, no different than the big banks.



Health
A

Health Grade Components

Overall
NCUA #68437
Year Chartered1936
Employees310
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD9.53%
Annual Interest Income$31.7MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$3.68B$3.26B
LoansQ1 2016vs Q1 2015$2.67B$2.24B
DepositsQ1 2016vs Q1 2015$2.64B$2.37B
Equity CapitalQ1 2016vs Q1 2015$360.2MM$321.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$46.4MM$42.7MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$15.1MM$13.7MM
Real Estate OwnedQ1 2016vs Q1 2015$128.00K$1.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bellco CU (CO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*-$500Youth Savings Account
OTHER TIERS: 0.05% $500+
0.25%*$100k*-IRA Account
OTHER TIERS: 0.15% Up to $25k | 0.20% $25k - $100k
0.20%*$25k*-HSA Checking Account
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $2,500 | 0.15% $2,500 - $25k
0.05%$25-Savings Account
0.05%--Christmas Club Account
0.05%--Surprise Savings Account
0.05%$100-Basic Business Savings Account

Bellco CU (CO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Business Premier Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k
0.45%*$250k*-Premier Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.40%*$100k*-Business Money Market Account
OTHER TIERS: 0.20% Up to $50k | 0.30% $50k - $100k
0.15%*$10k*-Member Money Market Account
OTHER TIERS: 0.01% Up to $1k | 0.10% $1k - $10k

Bellco CU (CO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$25kBoost Interest Checking
OTHER TIERS: 0.25% $25k+
0.15%*$50k*-Platinum Checking Account
OTHER TIERS: 0.03% Up to $10k | 0.05% $10k - $25k | 0.10% $25k - $50k

Bellco CU (CO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Months CD
1.50%$500-60 Months HSA CD
1.50%$500-Business 60 Months CD
1.00%$500-36 Months CD
1.00%$500-36 Months HSA CD
1.00%$500-Business 36 Months CD
0.85%$2,500-36 Months Smart Move CD
0.55%$2,500-30 Months Smart Move CD
0.50%$500-24 Months CD
0.50%$500-24 Months HSA CD
0.50%$500-Business 24 Months CD
0.45%$2,500-24 Months Smart Move CD
0.45%$100k-12 Months Jumbo CD
0.40%$500-12 Months CD
0.40%$2,500-18 Months Smart Move CD
0.40%$50-12 Months Youth CD
0.40%$500-12 Months HSA CD
0.40%$500-Business 12 months CD
0.30%$100k-6 Months Jumbo CD
0.25%$500-6 Months CD
0.25%$500-Business 6 months CD
0.15%$500-3 Months CD
0.15%$500-Business 3 months CD

Bellco CU (CO) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Months IRA
1.00%$500-36 Months IRA
0.50%$500-24 Months IRA
0.45%$100k-12 Months Jumbo IRA
0.40%$500-12 Months IRA
0.30%$100k-6 Months Jumbo IRA
0.25%$500-6 Months IRA
0.15%$500-3 Months IRA
Locations

Bellco CU (CO) has 22 locations. Click to view all Bellco CU (CO) locations.