Featured Savings Rates
Featured Accounts

Bellco CU (CO)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingBoost Interest Checking
2.00%5-year CD60 Months HSA CD
1.15%1-year CD12 Months HSA CD

Overview / Commentary
303-689-7800
7600 E Orchard Rd Ste 400N
Greenwood Village, CO 80111

Bellco CU (CO) is headquartered in Greenwood Village and is the 2nd largest credit union in the state of Colorado. It is also the 43rd largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 319 employees and 286,909 members at 24 locations. Bellco CU (CO)'s CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Bellco Credit Union is open to anyone by joining the Bellco Foundation ($10 minimum donation). All Colorado residents are eligible by joining Consumers United Association ($5 annual membership fee). Membership is also open to those who live or work in the Colorado counties of Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, El Paso, Garfield, Jefferson, Moffat, Mesa, Rio Blanco, or Weld, as well as the employees of over 1,600 Select Employee Groups.
See current membership details

Related Posts

Read The Fine Print On Any Deal - 3/12/2017

The sales pitch says "This tiered variable-rate CD automatically adjusts its rate if interest rates ever go up. So you no longer have to worry about locking into a ?xed rate CD during unpredictable times." Does not explain how the rate is calculated. Buried in the finest of fine print at the bottom of the page there is still no explanation of how the rate is derived but it says "The rate may increase or decrease after the account is opened." https://www.bellco.org/cd.aspx

Bellco CU's 28-Month Promotional CDs Available Nationwide - 11/3/2016

Bellco CU (easy membership) has added Promotional CDs: 28-month Regular CD (1.50% APY, $10k minimum) and 28-Month Jumbo CD (1.60% APY, $100k minimum).

Bellco CU Now Offers Reward Checking Nationwide - 9/9/2016

Bellco CU (easy membership) is now offering its Boost Interest Checking (2.25% APY up to $25k) nationwide through membership in Consumers United Association.

View all posts from:


Reviews (5)

Bellco CU Is A Great Place To Park 25000$

Posted by: denverace | May 16, 2017

Bellco pays 2.25% on their Boost Checking. Where else can you get that rate without tying up your money. The debit card is really the only requirement and 15 debit charges a month is quite easy. I have been a member since the 70's had several loans and really never had a problem.

Bellco Is Okay With Me.

I have been a Bellco Customer since, at least, 1996.  I have trouble logging into their online banking, my wife never does, so I guess this is my issue.  When I call their customer service department they are helpful and my account is quickly unlocked.

I have never had issues with their fees.  I have had a couple auto loans with them.  All of my checking, savings, and direct deposit is with them.

I don't like there rates for PLOCs compared to other banks.  I just read reviews for those same banks and they were so bad I thought I would check out the reviews for Bellco.

Since There were no reviews I thought I would add my .02 to say...

No real troubles with Bellco on my end.

Love This Bank!

Posted by: Anonymous | Jun 23, 2012

I have banked with Bellco for over 12 years and couldn't complain. They have good rates on their loans and credit cards. They recently increased some of their fees, but they are still way less than other banks.

Local owned means better offers

Bellco Credit Union, being a locally owned and operated credit union in Colorado, allows them to offer competitive rates compared to other lager national banks. Customer service is available 24/7 which is nice. They have an ATM network with other credit unions and US bank so you get access to an atm nationwide without having to pay atm fees. The people are very friendly and helpful whenever I go to a branch. I really like their CD offers and their other long-term savings options.

Just A Greedy Bank, No Different Than The Big Banks.

First off, Bellco barely participates in the CU System and their tellers are useless. I tried to do something with a CUofCO account and they told me to use the ATM. I said "I've waited in line to talk to you. I don't use ATM's. I'm a member here as well. Are you kidding me?"
Customer Service: 0 Stars

Their website and online banking feels like it's 1999 and is very challenging to use as it not at all intuitive. Still, I've seen worse.
Web Experience: 2 Stars

The interest rate on their loans is usually lower than others, but that's because they offer zero features, including payment protection.
Competitive: 1 Star

Their fees aren't bad. But, I refuse to bank with them as they failed me so many times on so many levels. I guess low fees translate to horrible customer service.

In just under two years I also had two auto loans, in a row, through Bellco. Got disabled. Go to Bellco. Instead of telling me that the second loan too new for Bellco to skip a payment or modify in any way, fully aware of my medical condition, Bellco has me complete a ton of paperwork and talk to a third-party financial counselor who tries to sell me a monthly subscription that I can't afford. Great counseling. Then, I wait. Then they tell me they won't do anything. All this while I'm fighting for my life. Struggle for ten months to pay them on time, every month. Let them know that the hospital bills have taken over and can't afford it. Bellco reposes a 60-day late vehicle. And, the first slap in your face is that you must contact a different department to have the vehicle repo'ed. It's a good gimmick. I didn't do it the first time and threw away 5 grand trying to keep a vehicle I couldn't even drive because of my health! Then, as another slap in the face, they send a letter saying it would be in my best interest to pay it off in full or to work something out. I tried to work something out! Credit unions are supposed to be member owned and serve their members. You won't find that here. Just a greedy bank, no different than the big banks.



Health

Health Grade Components

Overall
NCUA #68437
Year Chartered1936
Employees319
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD10.05%
Annual Interest Income$134.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$3.77B$3.11B
LoansQ4 2016vs Q4 2015$3.02B$2.58B
DepositsQ4 2016vs Q4 2015$3.01B$2.55B
Equity CapitalQ4 2016vs Q4 2015$389.9MM$350.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$29.9MM$44.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$19.6MM$18.5MM
Real Estate OwnedQ4 2016vs Q4 2015$33.00K$154.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Read The Fine Print On Any Deal

de7ye   |  
The sales pitch says "This tiered variable-rate CD automatically adjusts its rate if interest rates ever go up. So you no longer have to worry about locking into a ?xed rate CD during unpredictable times." Does not explain how the rate is calculated.
Buried in the finest of fine print at the bottom of the page there is still no explanation of how the rate is derived but it says "The rate may increase or decrease after the account is opened."
https://www.bellco.org/cd.aspx

Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Bellco CU (CO); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bellco CU (CO) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$500Youth Savings Account
OTHER TIERS: 0.50% $500+
0.80%*$100k*-IRA Account
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $25k | 0.60% $25k - $50k | 0.70% $50k - $100k
0.80%*$100k*-Roth IRA Account
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $25k | 0.60% $25k - $50k | 0.70% $50k - $100k
0.80%*$100k*-Coverdell Education Savings Account
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $25k | 0.60% $25k - $50k | 0.70% $50k - $100k
0.20%*$25k*-HSA Checking Account
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $2,500 | 0.15% $2,500 - $25k
0.10%$25-Savings Account
0.10%--Christmas Club Account
0.10%--Surprise Savings Account
0.05%$100-Basic Business Savings Account

Bellco CU (CO) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$250k*-Premier Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k | 0.40% $100k - $250k
0.50%*$250k*-Business Premier Money Market Account
OTHER TIERS: 0.10% Up to $10k | 0.20% $10k - $50k | 0.35% $50k - $100k | 0.45% $100k - $250k
0.40%*$100k*-Business Money Market Account
OTHER TIERS: 0.20% Up to $50k | 0.30% $50k - $100k
0.15%*$10k*-Member Money Market Account
OTHER TIERS: 0.01% Up to $1k | 0.10% $1k - $10k

Bellco CU (CO) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$25kBoost Interest Checking
OTHER TIERS: 0.25% $25k+
0.15%*$50k*-Platinum Checking Account
OTHER TIERS: 0.03% Up to $10k | 0.05% $10k - $25k | 0.10% $25k - $50k

Bellco CU (CO) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%*$100k*-44 Months Index Advantage CD
OTHER TIERS: 2.10% $10k - $100k
2.00%$500-60 Months CD
2.00%$500-60 Months HSA CD
1.90%*$100k*-22 Months Index Advantage CD
OTHER TIERS: 1.80% $10k - $100k
1.75%$500-36 Months CD
1.75%$500-36 Months HSA CD
1.55%$500-24 Months CD
1.55%$500-24 Months HSA CD
1.50%$500-Business 60 Months CD
1.35%$2,500-36 Months Smart Move CD
1.25%$2,500-30 Months Smart Move CD
1.25%$100k-12 Months Jumbo CD
1.15%$500-12 Months CD
1.15%$50-12 Months Youth CD
1.15%$500-12 Months HSA CD
1.10%$2,500-24 Months Smart Move CD
1.00%$2,500-18 Months Smart Move CD
1.00%$500-Business 36 Months CD
0.65%$100k-6 Months Jumbo CD
0.55%$500-6 Months CD
0.50%$500-Business 24 Months CD
0.40%$500-Business 12 Months CD
0.25%$500-Business 6 Months CD
0.15%$500-3 Months CD
0.15%$500-Business 3 Months CD

Bellco CU (CO) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-60 Months IRA
1.75%$500-36 Months IRA
1.55%$500-24 Months IRA
1.25%$100k-12 Months Jumbo IRA
1.15%$500-12 Months IRA
0.65%$100k-6 Months Jumbo IRA
0.55%$500-6 Months IRA
0.15%$500-3 Months IRA
Locations

Bellco CU (CO) has 24 locations. Click to view all Bellco CU (CO) locations.