Overview / Commentary
Belton Federal Credit Union is headquartered in Belton and is the 397th largest credit union in the state of Texas. It is also the 4,649th largest credit union in the nation. It was established in 1963 and as of December of 2019, it had grown to 2 employees and 816 members at 1 location. Belton Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership in Belton Federal Credit Union is open to employees and retirees of Belton Independent School District and of the University of Mary Hardin Baylor.
See current membership details
Health
C+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Belton Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 15565 |
| Year Chartered | 1963 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 3.93% |
| Annual Interest Income | $187.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $4.0MM$4.1MM |
| Loans | Q4 2019vs Q4 2018 | $2.1MM$1.9MM |
| Deposits | Q4 2019vs Q4 2018 | $3.4MM$3.6MM |
| Equity Capital | Q4 2019vs Q4 2018 | $585.00K$534.00K |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $18.00K$23.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $23.00K$6.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |