Belton Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

beltonfcu.com

254-215-2025

400 N Wall St
Belton, TX 76513

Belton Federal Credit Union is headquartered in Belton and is the 358^th largest credit union in the state of Texas. It is also the 4,068^th largest credit union in the nation. It was established in 1963 and as of March of 2025, it had grown to 1 employees and 795 members at 1 location. Belton Federal Credit Union's CD rates are 5X the national average, but it has a C health rating.

Field of Membership Restrictions

Membership in Belton Federal Credit Union is open to employees and retirees of Belton Independent School District and of the University of Mary Hardin Baylor.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Belton Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #	15565
Year Chartered	1963
Employees	1
Primary Regulator

Profit Margin
Return on Assets - YTD	-3.46%
Return on Equity - YTD	-21.04%
Annual Interest Income	$74K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$4.1MM$4.2MM
Loans	Q1 2025vs Q1 2024	$2.1MM$2.1MM
Deposits	Q1 2025vs Q1 2024	$3.4MM$3.5MM
Equity Capital	Q1 2025vs Q1 2024	$664K$681K
Loan Loss Allowance	Q1 2025vs Q1 2024	$25K$18K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$88K$88K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Belton Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	$25	$2.4k	Christmas Account
0.40%^*	$20k^*	-	Regular Share Savings
OTHER TIERS: 0.10% → $100 - $5k \| 0.25% → $5k - $20k

Belton Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.58%	$1k	$20k	1 Year Share Certificate
3.99%	$1k	$20k	6 Month Share Certificate
3.76%	$1k	$20k	2 Year Share Certificate

Locations

Belton Federal Credit Union Locations
Branch Office	400 N Wall St	Belton, TX 76513

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