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Benchmark Community Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bcbonline.com
434-676-8444
204 South Broad Street
Kenbridge, VA 23944

Benchmark Community Bank is headquartered in KENBRIDGE and is the 25th largest bank in the state of Virginia. It is also the 839th largest bank in the nation. It was established in 1971 and as of March of 2025, it had grown to 221 employees at 17 locations. Benchmark Community Bank's CD rates are 4X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #20484
Year Established1971
Employees221
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD16.46%
Annual Interest Income$17MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.28B$1.18B
LoansQ1 2025vs Q1 2024$1.01B$920.2MM
DepositsQ1 2025vs Q1 2024$1.15B$1.07B
Equity CapitalQ1 2025vs Q1 2024$115.1MM$102.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.1MM$7.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.7MM$2.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Benchmark Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Savings Account

Benchmark Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Personal Money Market Account
OTHER TIERS: 0.25% → $0 - $25k | 0.40% → $25k - $100k
1.00%*$100k*-Business Money Market Account
OTHER TIERS: 0.25% → $0 - $25k | 0.40% → $25k - $100k

Benchmark Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0$25k$uccess Checking
0.10%$0-Keystone Checking
0.10%$0-Community 1st Checking
0.10%$25k-Business Navigator Checking

Benchmark Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-12 Month CD Special - New Money
3.55%$500-1 Year Premium CD
3.40%$500-2 Year Premium CD
3.30%$500-3 Year Premium CD
3.15%$500-4 Year Premium CD
2.90%$500-5 Year Premium CD
2.50%$500-2 Year CD
2.40%$500-3 Year CD
2.25%$500-1 Year CD
2.25%$500-4 Year CD
2.25%$500-182 - 364 Day Premium CD
2.00%$500-5 Year CD
1.75%$500-182 - 364 Day CD
1.00%$500-32 - 181 Day Premium CD
0.75%$500-32 - 181 Day CD

Benchmark Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%$500-1 Year Premium IRA
3.40%$500-2 Year Premium IRA
3.30%$500-3 Year Premium IRA
3.15%$500-4 Year Premium IRA
2.90%$500-5 Year Premium IRA
2.50%$500-2 Year IRA
2.40%$500-3 Year IRA
2.25%$500-1 Year IRA
2.25%$500-4 Year IRA
2.25%$500-182 - 364 Day Premium IRA
2.00%$500-5 Year IRA
1.75%$500-182 - 364 Day IRA
1.00%$500-32 - 181 Day Premium IRA
0.75%$500-32 - 181 Day IRA
Locations

Availability



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