Benchmark Federal Credit Union

Overview / Commentary
1522 McDaniel Dr
West Chester, PA 19380

Benchmark Federal Credit Union is headquartered in West Chester and is the 31st largest credit union in the state of Pennsylvania. It is also the 983rd largest credit union in the nation. It was established in 1940 and as of September of 2022, it had grown to 28 employees and 10,522 members at 3 locations. Benchmark Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work, regularly conduct business in, or attend school within Chester County, Pennsylvania and to immediate family of existing members.
See current membership details

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Reviews (1)

Worst CU Ever

Posted by: |

I've never experienced a credit union bank like this one before, worst experience ever! Even during a pandemic this bank refuses to make any exceptions in bending their precious policies, while everyone else is! I was charged $30 overdraft fee TWICE for a $10 bill, and no courtesy reversal was given. Female manager says because I got one back in January. The pandemic started in March! Yet this credit union makes no exceptions! They did nothing for me in the 5 years I've been there but take my hard earned money! I do not recommend this bank to anyone! Don't know how they were deemed one of the best CU's here in Phoenixville just this month! They must have rated themselves!!


Health Grade Components

NCUA #3738
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD3.34%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$308.3MM$251.6MM
LoansQ3 2022vs Q3 2021$249.2MM$164.0MM
DepositsQ3 2022vs Q3 2021$269.5MM$222.1MM
Equity CapitalQ3 2022vs Q3 2021$23.1MM$29.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.5MM$1.3MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$319.00K$526.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Benchmark Federal Credit Union are currently being reviewed.


Benchmark Federal Credit Union Locations
Branch Office1522 McDaniel DrWest Chester, PA 19380
Branch Office785 Starr StPhoenixville, PA 19460
Branch Office323 E Gay StWest Chester, PA 19380

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