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Benchmark Federal Credit Union


Overview / Commentary
www.benchmarkfcu.org
610-429-1600
1522 McDaniel Dr
West Chester, PA 19380

Benchmark Federal Credit Union is headquartered in West Chester and is the 33rd largest credit union in the state of Pennsylvania. It is also the 1,061st largest credit union in the nation. It was established in 1940 and as of March of 2022, it had grown to 30 employees and 10,324 members at 3 locations. Benchmark Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work, regularly conduct business in, or attend school within Chester County, Pennsylvania and to immediate family of existing members.
See current membership details

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Reviews (1)

Worst CU Ever

Posted by: |

I've never experienced a credit union bank like this one before, worst experience ever! Even during a pandemic this bank refuses to make any exceptions in bending their precious policies, while everyone else is! I was charged $30 overdraft fee TWICE for a $10 bill, and no courtesy reversal was given. Female manager says because I got one back in January. The pandemic started in March! Yet this credit union makes no exceptions! They did nothing for me in the 5 years I've been there but take my hard earned money! I do not recommend this bank to anyone! Don't know how they were deemed one of the best CU's here in Phoenixville just this month! They must have rated themselves!!

2


Health
A

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #3738
Year Chartered1940
Employees30
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.64%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$271.2MM$262.3MM
LoansQ1 2022vs Q1 2021$184.8MM$163.7MM
DepositsQ1 2022vs Q1 2021$244.4MM$233.0MM
Equity CapitalQ1 2022vs Q1 2021$26.4MM$28.9MM
Loan Loss AllowanceQ1 2022vs Q1 2021$1.3MM$1.4MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$476.00K$357.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Benchmark Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Benchmark Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$75k-High Yield Savings
0.25%*-$10kUltimate Saver
OTHER TIERS: 0.10% → $10k+
0.05%*$25k*-Share Savings
OTHER TIERS: 0.01% → $5 - $25k
0.05%*$25k*-IRA Shares
OTHER TIERS: 0.01% → $5 - $25k
0.01%$5-Holiday Club Accounts
0.01%$5-Vacation Club Accounts

Benchmark Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-High Yield Money Maker
OTHER TIERS: 0.05% → $25k - $50k
0.05%$1k-Money Market

Benchmark Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$1k-60 Month CD
2.48%$2.5k-60 Month Step-Up CD
0.90%$1k-48 Month CD
0.85%$500-36 Month CD
0.85%$2.5k-48 Month Step-Up CD
0.80%$500-30 Month CD
0.80%$2.5k-36 Month Step-Up CD
0.75%$500-24 Month CD
0.75%$2.5k-30 Month Step-Up CD
0.70%$500-18 Month CD
0.70%$2.5k-24 Month Step-Up CD
0.65%$500-12 Month CD
0.25%$500-6 Month CD
0.10%$2k-3 Month CD

Benchmark Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$1k-60 Month IRA
2.48%$2.5k-60 Month Step-Up IRA
0.90%$1k-48 Month IRA
0.85%$500-36 Month IRA
0.85%$2.5k-48 Month Step-Up IRA
0.80%$500-30 Month IRA
0.80%$2.5k-36 Month Step-Up IRA
0.75%$500-24 Month IRA
0.75%$2.5k-30 Month Step-Up IRA
0.70%$500-18 Month IRA
0.70%$2.5k-24 Month Step-Up IRA
0.65%$500-12 Month IRA
0.25%$500-6 Month IRA
0.10%$2k-3 Month IRA
Locations


Benchmark Federal Credit Union Locations
Branch Office1522 McDaniel DrWest Chester, PA 19380
Branch Office785 Starr StPhoenixville, PA 19460
Branch Office323 E Gay StWest Chester, PA 19380

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