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Benton County Schools Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bcscu.org
541-754-7765
2101 NW Professional DR
Corvallis, OR 97330

Benton County Schools Credit Union is headquartered in Corvallis and is the 36th largest credit union in the state of Oregon. It is also the 2,171st largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 8 employees and 2,214 members at 2 locations. Benton County Schools Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Benton County Schools CU is open to educators and administrators that are currently working for, or retired from, Benton County Public Schools, currently employed educators working at any of the learning institutions in Benton County, employees of greater Albany School District 8J, employees of any affiliated bus companies under active contract with Benton County, and a variety of other select organizations and recognized groups that affiliate themselves with education or community service. Full details and a complete list of qualifying groups, organizations, and recognized affiliates can be reviewed on the Benton County Schools Credit Union website.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Benton County Schools Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #64059
Year Chartered1953
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.45%
Annual Interest Income$576K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$68.4MM$66.7MM
LoansQ1 2025vs Q1 2024$32.6MM$32.3MM
DepositsQ1 2025vs Q1 2024$61.3MM$60MM
Equity CapitalQ1 2025vs Q1 2024$6.9MM$6.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$50K$44K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$35K$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Benton County Schools Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%$25k-Member High Yield Savings
1.11%$0-Christmas Savings
1.11%$0-Health Savings Account
1.11%$0-Change Saver
1.11%$0-Fist Time Home Buyers
1.00%$2.5k-Member Advantage Savings
0.10%$25-Member Choice Account
0.10%$25-Regular Shares

Benton County Schools Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*$50k*-Money Market
OTHER TIERS: 1.00% → $0 - $30k | 1.05% → $30k - $50k

Benton County Schools Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%$1k$100k6 Month CD Special - New Money
4.00%$1k$100k6 Month CD Special
1.41%$1k-60 Month CD
1.36%$1k-48 Month CD
1.31%$1k-36 Month CD
1.26%$1k-24 Month CD
1.26%$1k-30 Month CD
1.21%$1k-18 Month CD
1.16%$1k-6 Month CD
1.16%$1k-9 Month CD
1.16%$1k-12 Month CD

Benton County Schools Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$100$250k6 Month IRA Special
1.76%$100-3 Year IRA
1.51%$100-2 Year IRA
1.26%$100-1 Year IRA
1.26%*$70k*-IRA Savings
OTHER TIERS: 1.16% → $0 - $50k | 1.21% → $50k - $70k
Locations


Benton County Schools Credit Union Locations
Branch Office2101 NW Professional DRCorvallis, OR 97330
Branch Office401 S 19th StPhilomath, OR 97370

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