Berkeley Community Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.berkcofcu.com

843-761-8298

600 Main Street Ext
Moncks Corner, SC 29461

Berkeley Community Federal Credit Union is headquartered in Moncks Corner and is the 40^th largest credit union in the state of South Carolina. It is also the 3,301^st largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 6 employees and 2,624 members at 1 location. Berkeley Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Berkeley Community Federal Credit Union membership is open to anyone who lives, works, worships, or attends school in Berkeley County, South Carolina.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Berkeley Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	13472
Year Chartered	1960
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	5.53%
Return on Equity - YTD	33.55%
Annual Interest Income	$205K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$17.3MM$16MM
Loans	Q1 2025vs Q1 2024	$5.3MM$5.8MM
Deposits	Q1 2025vs Q1 2024	$14.4MM$13.5MM
Equity Capital	Q1 2025vs Q1 2024	$2.8MM$2.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$105K$158K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$109K$142K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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Berkeley Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.02%	$100	-	Regular Share (Savings)

Berkeley Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$500	-	60 Month CD
0.30%	$500	-	36 Month CD
0.25%	$500	-	24 Month CD
0.15%	$500	-	18 Month CD
0.10%	$500	-	12 Month CD
0.05%	$500	-	6 Month CD

Berkeley Community Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$500	-	60 Month IRA CD
0.30%	$500	-	36 Month IRA CD
0.25%	$500	-	24 Month IRA CD
0.15%	$500	-	18 Month IRA CD
0.10%	$500	-	12 Month IRA CD
0.05%	$500	-	IRA Regular Share (Savings)
0.05%	$500	-	6 Month IRA CD

Locations

Berkeley Community Federal Credit Union Locations
Branch Office	600 Main Street Ext	Moncks Corner, SC 29461-3939

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