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Overview / Commentary
24 North Street
Pittsfield, MA 01201

Berkshire Bank is headquartered in Pittsfield and is the 3rd largest bank in the state of Massachusetts. It is also the 149th largest bank in the nation. It was established in 1846 and as of June of 2016, it had grown to 1,158 employees at 97 locations. Berkshire Bank has an A+ health rating.

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Reviews (1)

Not The Best Option

Posted by: Yoshi | Apr 25, 2016

I tried this bank briefly as it was convenient to my hometown and allowed me to start a savings account for while I was working around my hometown. The fees are minimal, which is good, but I found the services lacking and the amount of financial information to be severely lacking. They have no consultation services and no workshops to help new bank patrons make smart decisions about their money. I also find their dividend payouts to be minimal compared to the competition, and their debit card fees and international fees to be somewhat exorbitant, which I guess makes sense for a small county bank. All the same, I did not find enough reasons to hold an account with this bank and fled to a competitor.


Health Grade Components

FDIC Certificate #23621
Year Established1846
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD7.24%
Annual Interest Income$136.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.01B$7.50B
LoansQ2 2016vs Q2 2015$5.98B$5.30B
DepositsQ2 2016vs Q2 2015$5.71B$5.38B
Equity CapitalQ2 2016vs Q2 2015$904.8MM$823.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$41.4MM$37.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$24.4MM$26.2MM
Real Estate OwnedQ2 2016vs Q2 2015$1.1MM$3.1MM

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Berkshire Bank has 95 locations. Click to view all Berkshire Bank locations.