Best Financial Credit Union


Overview / Commentary
231-733-1329
1888 E Sherman Blvd
Muskegon, MI 49444

Best Financial Credit Union is headquartered in Muskegon and is the 96th largest credit union in the state of Michigan. It is also the 1,540th largest credit union in the nation. It was established in 1955 and as of December of 2024, it had grown to 43 employees and 13,495 members at 2 locations. Best Financial Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Best Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Michigan counties of Kent, Muskegon, Newaygo, Oceana, or Ottawa.
See current membership details

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Health

Health Grade Components

Overall
NCUA #62027
Year Chartered1955
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD0.75%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$138.7MM$139MM
LoansQ4 2024vs Q4 2023$103.9MM$99.9MM
DepositsQ4 2024vs Q4 2023$115.1MM$115.8MM
Equity CapitalQ4 2024vs Q4 2023$22.7MM$22.6MM
Loan Loss AllowanceQ4 2024vs Q4 2023$876K$855K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$701K$653K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Best Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Best Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$0$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.25%$100-Christmas Club
0.25%$100-Any Reason for All Seasons
0.15%$100-Regular Share Savings
0.15%$100-Zoogle Savings Club
0.15%$100-Next Gen Account
0.15%$100-Sub Share Savings

Best Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$250k*-Easy Access Money Market
OTHER TIERS: 0.15% $1.2k - $2.5k | 1.20% $2.5k - $25k | 1.40% $25k - $50k | 1.50% $50k - $250k

Best Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$0$10kKasasa Cash

Best Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
8.00%$100-The BEST Future Program Kids CD - Up to 185 Months
5.00%$100$2.5k12 Month Super Kids Share Certificate
3.75%$500-36 Month Share Certificate
3.50%$500-24 Month Share Certificate
3.50%$500-48 Month Share Certificate
3.50%$500-60 Month Share Certificate
3.25%$500-12 Month Share Certificate
3.00%$500-6 Month Share Certificate

Best Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-36 Month IRA Certificate
3.50%$500-24 Month IRA Certificate
3.50%$500-48 Month IRA Certificate
3.50%$500-60 Month IRA Certificate
3.25%$500-12 Month IRA Certificate
3.00%$500-6 Month IRA Certificate
0.60%$100-IRA Savings
Locations


Best Financial Credit Union Locations
Main Office1888 E Sherman BlvdMuskegon, MI 49444-1822
Branch Office612 W Savidge StSpring Lake, MI 49456

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