Best Financial Credit Union

Overview / Commentary
1888 E Sherman Blvd
Muskegon, MI 49444

Best Financial Credit Union is headquartered in Muskegon and is the 105th largest credit union in the state of Michigan. It is also the 1,632nd largest credit union in the nation. It was established in 1955 and as of December of 2021, it had grown to 39 employees and 12,506 members at 2 locations. Best Financial Credit Union has an A+ health rating.

Field of Membership Restrictions

Best Financial Credit Union is open to anyone who lives, works, worships, or goes to school in Kent, Muskegon, Newaygo, Oceana or Ottawa Counties in Michigan.
See current membership details

Reviews (1)

Issues All The Time

Posted by: |

Bank that is too strict and often not friendly. My mother tried depositing cash into my checking account and was denied because her name was not on account. She didn't ask for info or Truro withdraw money. She had account number and just wanted to deposit. Also, several checks were denied cashing because they said the check was "altered". If the check is made out with more than one ink color they will refuse to cash you better pray your pen don't die in the middle of writing the check. Too many times the staff have denied easy banking services and made transactions difficult!!!!


Health Grade Components

NCUA #62027
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD4.41%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$124.5MM$116.7MM
LoansQ4 2021vs Q4 2020$82.2MM$74.7MM
DepositsQ4 2021vs Q4 2020$102.5MM$95.4MM
Equity CapitalQ4 2021vs Q4 2020$21.6MM$20.7MM
Loan Loss AllowanceQ4 2021vs Q4 2020$599.00K$437.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$177.00K$140.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Best Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Best Financial Credit Union Savings Account Rates

0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+
0.35%$100-IRA Savings
0.25%$100-Christmas Club
0.25%$100-Any Reason for All Seasons
0.15%$100-Share Savings
0.15%$100-Association Savings
0.15%$100-Member Choice
0.15%$100-Zoogles Account
0.15%$100-Next Gen Account

Best Financial Credit Union Money Market Rates

0.35%*$50k*-Easy Access Money Market
OTHER TIERS: 0.15% $1.2k - $2.5k | 0.20% $2.5k - $7.5k | 0.25% $7.5k - $25k | 0.30% $25k - $50k

Best Financial Credit Union Checking Account Rates

3.25%-$10kKasasa Cash

Best Financial Credit Union CD Rates

2.65%$100$2.5k12 Month Super Kids Share Certificate
1.25%$500-60 Month Share Certificate
1.15%$500-48 Month Share Certificate
1.00%$500-36 Month Share Certificate
0.85%$500-24 Month Share Certificate
0.65%$500-12 Month Share Certificate
0.55%$500-6 Month Share Certificate

Best Financial Credit Union IRA Rates

1.25%$500-60 Month IRA Certificate
1.15%$500-48 Month IRA Certificate
1.00%$500-36 Month IRA Certificate
0.85%$500-24 Month IRA Certificate
0.65%$500-12 Month IRA Certificate
0.55%$500-6 Month IRA Certificate

Best Financial Credit Union Locations
Main Office1888 E Sherman BlvdMuskegon, MI 49444-1822
Branch Office612 W Savidge StSpring Lake, MI 49456

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