Best Financial Credit Union


Overview / Commentary
231-733-1329
1888 E Sherman Blvd
Muskegon, MI 49444

Best Financial Credit Union is headquartered in Muskegon and is the 103rd largest credit union in the state of Michigan. It is also the 1,613th largest credit union in the nation. It was established in 1955 and as of March of 2021, it had grown to 39 employees and 12,146 members at 2 locations. Best Financial Credit Union has an A+ health rating.

Field of Membership Restrictions

Best Financial Credit Union is open to anyone who lives, works, worships, or goes to school in Kent, Muskegon, Newaygo, Oceana or Ottawa Counties in Michigan.
See current membership details

Reviews (1)

Issues All The Time

Posted by: |

Bank that is too strict and often not friendly. My mother tried depositing cash into my checking account and was denied because her name was not on account. She didn't ask for info or Truro withdraw money. She had account number and just wanted to deposit. Also, several checks were denied cashing because they said the check was "altered". If the check is made out with more than one ink color they will refuse to cash it..so you better pray your pen don't die in the middle of writing the check. Too many times the staff have denied easy banking services and made transactions difficult!!!!



Health
A+

Health Grade Components

Overall
NCUA #62027
Year Chartered1955
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD8.01%
Annual Interest Income$974.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$123.8MM$98.2MM
LoansQ1 2021vs Q1 2020$76.2MM$65.5MM
DepositsQ1 2021vs Q1 2020$101.7MM$77.6MM
Equity CapitalQ1 2021vs Q1 2020$21.1MM$20.0MM
Loan Loss AllowanceQ1 2021vs Q1 2020$390.00K$515.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$98.00K$139.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Best Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Best Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$10kKasasa Saver
OTHER TIERS: 0.25% $10k+
0.35%$100-IRA Savings
0.25%$100-Christmas Club
0.25%$100-Any Reason for All Seasons
0.15%$100-Share Savings
0.15%$100-Association Savings
0.15%$100-Member Choice
0.15%$100-Zoogles Account
0.15%$100-Super Savers
0.15%$100-Next Gen Account

Best Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Easy Access Money Market
OTHER TIERS: 0.15% $1.2k - $2.5k | 0.20% $2.5k - $7.5k | 0.25% $7.5k - $25k | 0.30% $25k - $50k

Best Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%-$10kKasasa Cash

Best Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.65%$100$2.5k12 Month Super Kids Share Certificate
0.90%$500-60 Month Share Certificate
0.80%$500-48 Month Share Certificate
0.65%$500-36 Month Share Certificate
0.50%$500-24 Month Share Certificate
0.40%$500-12 Month Share Certificate
0.35%$500-6 Month Share Certificate

Best Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-60 Month IRA Certificate
0.80%$500-48 Month IRA Certificate
0.65%$500-36 Month IRA Certificate
0.50%$500-24 Month IRA Certificate
0.40%$500-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
Locations


Best Financial Credit Union Locations
Main Office1888 E Sherman BlvdMuskegon, MI 49444-1822
Branch Office612 W Savidge StSpring Lake, MI 49456

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