Best Financial Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.50% | Reward Checking | Kasasa Cash 1.96% - National Average |
| 0.50% | Reward Savings | Kasasa Saver 0.89% - National Average |
| 2.20% | 5-year CD | 60 Month Share Certificate 3.00% - Barclays 60 Month Online CD |
Best Financial Credit Union is headquartered in Muskegon and is the 112th largest credit union in the state of Michigan. It is also the 1,712th largest credit union in the nation. It was established in 1955 and as of March of 2018, it had grown to 43 employees and 11,276 members at 5 locations. Best Financial Credit Union's CD rates are 33% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Muskegon, Newaygo, Kent, Oceana or Ottawa Counties in Michigan.
See current membership details
| Featured Account Options | SPONSORED LISTINGS |
Issues All The Time
Bank that is too strict and often not friendly. My mother tried depositing cash into my checking account and was denied because her name was not on account. She didn't ask for info or Truro withdraw money. She had account number and just wanted to deposit. Also, several checks were denied cashing because they said the check was "altered". If the check is made out with more than one ink color they will refuse to cash it..so you better pray your pen don't die in the middle of writing the check. Too many times the staff have denied easy banking services and made transactions difficult!!!!
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62027 |
| Year Chartered | 1955 |
| Employees | 43 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.92% |
| Return on Equity - YTD | 4.42% |
| Annual Interest Income | $730.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $90.4MM$85.6MM |
| Loans | Q1 2018vs Q1 2017 | $47.9MM$42.5MM |
| Deposits | Q1 2018vs Q1 2017 | $71.5MM$67.3MM |
| Equity Capital | Q1 2018vs Q1 2017 | $18.5MM$17.7MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $370.00K$348.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $268.00K$232.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Best Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Best Financial Credit Union Savings Account Rates
Best Financial Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Easy Access Money Market | ||
| OTHER TIERS: 0.15% → Up to $2,500 | 0.25% → $2,500 - $7,500 | 0.30% → $7,500 - $25k | 0.35% → $25k - $50k | |||||
Best Financial Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
Best Financial Credit Union CD Rates
Best Financial Credit Union IRA Rates
| Best Financial Credit Union Locations | ||
|---|---|---|
| Main Office | 1888 E Sherman Blvd | Muskegon, MI 49444-1822 |
| Branch Office | 1150 Amity Ave | Muskegon, MI 49442 |
| Branch Office | 1122 S Getty St | Muskegon, MI 49442 |
| Branch Office | 612 W Savidge St | Spring Lake, MI 49456 |
| Branch Office | 981 3rd St | Muskegon, MI 49440-1236 |