Best Financial Credit Union


Overview / Commentary
231-733-1329
1888 E Sherman Blvd
Muskegon, MI 49444

Best Financial Credit Union is headquartered in Muskegon and is the 97th largest credit union in the state of Michigan. It is also the 1,543rd largest credit union in the nation. It was established in 1955 and as of September of 2023, it had grown to 42 employees and 13,075 members at 2 locations. Best Financial Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Best Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Michigan counties of Kent, Muskegon, Newaygo, Oceana, or Ottawa.
See current membership details

Reviews (1)

Issues All The Time

Posted by: |

Bank that is too strict and often not friendly. My mother tried depositing cash into my checking account and was denied because her name was not on account. She didn't ask for info or Truro withdraw money. She had account number and just wanted to deposit. Also, several checks were denied cashing because they said the check was "altered". If the check is made out with more than one ink color they will refuse to cash it..so you better pray your pen don't die in the middle of writing the check. Too many times the staff have denied easy banking services and made transactions difficult!!!!



Health
A+

Health Grade Components

Overall
NCUA #62027
Year Chartered1955
Employees42
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.47%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$139.1MM$127.8MM
LoansQ3 2023vs Q3 2022$95.7MM$81.8MM
DepositsQ3 2023vs Q3 2022$116.1MM$104.8MM
Equity CapitalQ3 2023vs Q3 2022$22.4MM$22.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$737K$618K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$629K$289K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Best Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Best Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.60%$100-IRA Savings
0.25%$100-Christmas Club
0.25%$100-Any Reason for All Seasons
0.15%$100-Share Savings
0.15%$100-Association Savings
0.15%$100-Member Choice
0.15%$100-Zoogles Account
0.15%$100-Next Gen Account

Best Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$50k*-Easy Access Money Market
OTHER TIERS: 0.15% $1.2k - $2.5k | 0.50% $2.5k - $7.5k | 0.70% $7.5k - $25k | 0.90% $25k - $50k | 1.25% $250k+

Best Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%-$10kKasasa Cash

Best Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$100$2.5k12 Month Super Kids Share Certificate
4.00%$500-12 Month Share Certificate
3.25%$500-6 Month Share Certificate
3.25%$500-60 Month Share Certificate
3.05%$500-48 Month Share Certificate
2.85%$500-36 Month Share Certificate
2.75%$500-24 Month Share Certificate

Best Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-12 Month IRA Certificate
3.25%$500-6 Month IRA Certificate
3.25%$500-60 Month IRA Certificate
3.05%$500-48 Month IRA Certificate
2.85%$500-36 Month IRA Certificate
2.75%$500-24 Month IRA Certificate
Locations


Best Financial Credit Union Locations
Main Office1888 E Sherman BlvdMuskegon, MI 49444-1822
Branch Office612 W Savidge StSpring Lake, MI 49456

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