Best Financial Credit Union

Overview / Commentary
1888 E Sherman Blvd
Muskegon, MI 49444

Best Financial Credit Union is headquartered in Muskegon and is the 96th largest credit union in the state of Michigan. It is also the 1,537th largest credit union in the nation. It was established in 1955 and as of March of 2024, it had grown to 42 employees and 13,313 members at 2 locations. Best Financial Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Best Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Michigan counties of Kent, Muskegon, Newaygo, Oceana, or Ottawa.
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Reviews (1)

Issues All The Time

Posted by: |

Bank that is too strict and often not friendly. My mother tried depositing cash into my checking account and was denied because her name was not on account. She didn't ask for info or Truro withdraw money. She had account number and just wanted to deposit. Also, several checks were denied cashing because they said the check was "altered". If the check is made out with more than one ink color they will refuse to cash you better pray your pen don't die in the middle of writing the check. Too many times the staff have denied easy banking services and made transactions difficult!!!!


Health Grade Components

NCUA #62027
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD2.51%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$142.1MM$141.3MM
LoansQ1 2024vs Q1 2023$98.7MM$91.2MM
DepositsQ1 2024vs Q1 2023$118.5MM$118.2MM
Equity CapitalQ1 2024vs Q1 2023$22.7MM$22.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$734K$618K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$333K$203K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Best Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Best Financial Credit Union Savings Account Rates

1.75%*$0$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.60%$100-IRA Savings
0.25%$100-Christmas Club
0.25%$100-Any Reason for All Seasons
0.15%$100-Share Savings
0.15%$100-Association Savings
0.15%$100-Member Choice
0.15%$100-Zoogles Account
0.15%$100-Next Gen Account

Best Financial Credit Union Money Market Rates

1.50%*$50k*-Easy Access Money Market
OTHER TIERS: 0.15% $1.2k - $2.5k | 0.50% $2.5k - $7.5k | 0.70% $7.5k - $25k | 0.90% $25k - $50k | 1.25% $250k+

Best Financial Credit Union Checking Account Rates

5.00%$0$10kKasasa Cash

Best Financial Credit Union CD Rates

5.00%$100$2.5k12 Month Super Kids Share Certificate
4.00%$500-12 Month Share Certificate
3.25%$500-6 Month Share Certificate
3.25%$500-60 Month Share Certificate
3.05%$500-48 Month Share Certificate
2.85%$500-36 Month Share Certificate
2.75%$500-24 Month Share Certificate

Best Financial Credit Union IRA Rates

4.00%$500-12 Month IRA Certificate
3.25%$500-6 Month IRA Certificate
3.25%$500-60 Month IRA Certificate
3.05%$500-48 Month IRA Certificate
2.85%$500-36 Month IRA Certificate
2.75%$500-24 Month IRA Certificate

Best Financial Credit Union Locations
Main Office1888 E Sherman BlvdMuskegon, MI 49444-1822
Branch Office612 W Savidge StSpring Lake, MI 49456

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