Best Financial Credit Union

Overview / Commentary
1888 E Sherman Blvd
Muskegon, MI 49444

Best Financial Credit Union is headquartered in Muskegon and is the 95th largest credit union in the state of Michigan. It is also the 1,528th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 45 employees and 13,075 members at 2 locations. Best Financial Credit Union's CD rates are 6X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Best Financial Credit Union is open to anyone who lives, works, worships, or attends school in the Michigan counties of Kent, Muskegon, Newaygo, Oceana, or Ottawa.
See current membership details

Reviews (1)

Issues All The Time

Posted by: |

Bank that is too strict and often not friendly. My mother tried depositing cash into my checking account and was denied because her name was not on account. She didn't ask for info or Truro withdraw money. She had account number and just wanted to deposit. Also, several checks were denied cashing because they said the check was "altered". If the check is made out with more than one ink color they will refuse to cash you better pray your pen don't die in the middle of writing the check. Too many times the staff have denied easy banking services and made transactions difficult!!!!


Health Grade Components

NCUA #62027
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD2.18%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$141.8MM$128.1MM
LoansQ2 2023vs Q2 2022$94.5MM$80.8MM
DepositsQ2 2023vs Q2 2022$118.7MM$105.5MM
Equity CapitalQ2 2023vs Q2 2022$22.4MM$22.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$589.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$343.00K$153.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Best Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Best Financial Credit Union Savings Account Rates

1.75%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.60%$100-IRA Savings
0.25%$100-Christmas Club
0.25%$100-Any Reason for All Seasons
0.15%$100-Share Savings
0.15%$100-Association Savings
0.15%$100-Member Choice
0.15%$100-Zoogles Account
0.15%$100-Next Gen Account

Best Financial Credit Union Money Market Rates

1.25%*$250k*-Easy Access Money Market
OTHER TIERS: 0.15% $1.2k - $2.5k | 0.50% $2.5k - $7.5k | 0.70% $7.5k - $25k | 0.90% $25k - $50k | 1.05% $50k+

Best Financial Credit Union Checking Account Rates

5.00%-$10kKasasa Cash

Best Financial Credit Union CD Rates

5.00%$500-12 Month Share Certificate
4.00%$100$2.5k12 Month Super Kids Share Certificate
3.25%$500-6 Month Share Certificate
3.25%$500-60 Month Share Certificate
3.05%$500-48 Month Share Certificate
2.85%$500-36 Month Share Certificate
2.75%$500-24 Month Share Certificate

Best Financial Credit Union IRA Rates

5.00%$500-12 Month IRA Certificate
3.25%$500-6 Month IRA Certificate
3.25%$500-60 Month IRA Certificate
3.05%$500-48 Month IRA Certificate
2.85%$500-36 Month IRA Certificate
2.75%$500-24 Month IRA Certificate

Best Financial Credit Union Locations
Main Office1888 E Sherman BlvdMuskegon, MI 49444-1822
Branch Office612 W Savidge StSpring Lake, MI 49456

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