Overview / Commentary
Bethlehem 1st Federal Credit Union is headquartered in Bethlehem and is the 115th largest credit union in the state of Pennsylvania. It is also the 2,310th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 8 employees and 5,175 members at 1 location. Bethlehem 1st Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees or members of select municipalities, schools and organizations.
See current membership details
Health
B+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bethlehem 1st Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 716 |
| Year Chartered | 1935 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.29% |
| Return on Equity - YTD | 2.68% |
| Annual Interest Income | $614.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $50.1MM$49.3MM |
| Loans | Q2 2016vs Q2 2015 | $13.8MM$13.9MM |
| Deposits | Q2 2016vs Q2 2015 | $44.6MM$44.1MM |
| Equity Capital | Q2 2016vs Q2 2015 | $5.4MM$5.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $87.00K$86.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $321.00K$34.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $157.00K$243.00K |
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Bethlehem 1st Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Share Savings Account | |
| 0.10% | - | - | IRA Share Account | |
| 0.10% | - | - | Holiday Club Account | |
| 0.10% | - | - | Vacation Club Account |
Bethlehem 1st Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $500 | - | 12 Month Share Certificate | |
| 0.30% | $500 | - | 6 Month Share Certificate | |
| 0.30% | $500 | - | 9 Month Share Certificate |
Bethlehem 1st Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.55% | $500 | - | 36 Month IRA Certificate | |
| 0.45% | $500 | - | 24 Month IRA Certificate | |
| 0.40% | $500 | - | 12 Month IRA Certificate |
Locations
| Bethlehem 1st Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2317 Easton Ave | Bethlehem, PA 18017-5009 |