Biddeford Savings Bank

Overview / Commentary
254 Main Street
Biddeford, ME 04005

Biddeford Savings Bank is headquartered in Biddeford and is the 14th largest bank in the state of Maine. It is also the 996th largest bank in the nation. It was established in 1867 and as of September of 2021, it had grown to 158 employees at 10 locations. Biddeford Savings Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #17741
Year Established1867
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD7.34%
Annual Interest Income$27.6MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$999.1MM$984.8MM
LoansQ3 2021vs Q3 2020$806.5MM$854.9MM
DepositsQ3 2021vs Q3 2020$846.4MM$811.9MM
Equity CapitalQ3 2021vs Q3 2020$128.1MM$120.0MM
Loan Loss AllowanceQ3 2021vs Q3 2020$7.9MM$7.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.8MM$2.4MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0

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