Maine Community Bank


Overview / Commentary
207-784-7204
254 Main Street
Biddeford, ME 04005

Maine Community Bank is headquartered in PORTLAND and is the 6th largest bank in the state of Maine. It is also the 470th largest bank in the nation. It was established in 1867 and as of March of 2025, it had grown to 350 employees at 23 locations. Maine Community Bank's money market rates are 6X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #17741
Year Established1867
Employees350
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.63%
Return on Equity - YTD-6.32%
Annual Interest Income$35.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.7B$1.11B
LoansQ1 2025vs Q1 2024$2.2B$918.5MM
DepositsQ1 2025vs Q1 2024$2.27B$821.2MM
Equity CapitalQ1 2025vs Q1 2024$237.9MM$140.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$15.9MM$8.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$9.8MM$7.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Maine Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Maine Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$250k*-Smart Business Savings
OTHER TIERS: 0.10% $1 - $25k | 0.25% $25k - $100k | 2.00% $100k - $250k
1.77%$1$250k207 Saver Account
0.50%$0-Health Savings Account
0.10%*$25k*-Essential Savings
OTHER TIERS: 0.05% $1 - $25k

Maine Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.45%*$100k*-Champion High Yield Money Market
OTHER TIERS: 0.25% $1 - $10k | 0.40% $10k - $25k | 0.50% $25k - $50k | 1.00% $50k - $100k
2.12%*$1m*-Treasury Advantage Business Money Market
OTHER TIERS: 0.42% $1 - $50k | 0.84% $50k - $100k | 1.27% $100k - $250k | 1.69% $250k - $750k | 1.91% $750k - $1m
1.75%*$250k*-Essential Money Market
OTHER TIERS: 0.15% $1 - $20k | 0.20% $20k - $50k | 0.25% $50k - $250k
1.50%*$250k*-Smart Business Money Market
OTHER TIERS: 0.20% $1 - $25k | 0.45% $25k - $100k | 0.60% $100k - $250k

Maine Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$500k*$5mChampion High Yield Checking - High tier (w/ 1 ACH Deposit)
OTHER TIERS: 0.05% $1 - $10k | 0.15% $10k - $50k | 0.20% $50k - $100k | 0.25% $100k+ | 0.50% $250k - $500k
0.50%$1-IOLTA Checking
0.50%$1-RAHF Checking
0.20%*$250k*-Champion High Yield Checking - Low tier (w/o ACH Deposit)
OTHER TIERS: 0.05% $1 - $50k | 0.10% $50k - $100k | 0.15% $100k - $250k
0.15%*$100k*-Business Interest Checking
OTHER TIERS: 0.05% $1 - $25k | 0.10% $25k - $100k
0.05%*$10k*-207 Rewards Checking
OTHER TIERS: 0.02% $1 - $10k

Maine Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-6 Month CD Special
3.85%$500-Business 6 Month CD Special
3.75%$500-12 Month CD Special
3.75%$500-Business 12 Month CD Special
2.25%$500-91 Day CD
2.25%$500-Business 91 Day CD
2.00%$500-6 Month CD
2.00%$500-12 Month CD
2.00%$500-24 Month CD
2.00%$500-36 Month CD
2.00%$500-48 Month CD
2.00%$500-60 Month CD
2.00%$500-18 Month CD
2.00%$500-Business 6 Month CD
2.00%$500-Business 12 Month CD
2.00%$500-Business 18 Month CD
2.00%$500-Business 24 Month CD
2.00%$500-Business 36 Month CD
2.00%$500-Business 48 Month CD
2.00%$500-Business 60 Month CD

Maine Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-6 Month IRA
3.75%$500-12 Month IRA
2.00%$500-24 Month IRA
2.00%$500-36 Month IRA
2.00%$500-48 Month IRA
2.00%$500-60 Month IRA
2.00%$500-18 Month IRA
Locations

Availability



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