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Big Island Federal Credit Union

Overview / Commentary
66 Lono St
Hilo, HI 96720-4144

Big Island Federal Credit Union is headquartered in Hilo and is the 18th largest credit union in the state of Hawaii. It is also the 1,549th largest credit union in the nation. It was established in 1936 and as of March of 2019, it had grown to 30 employees and 9,884 members at 3 locations. Big Island Federal Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, perform volunteer service or are associated with an organization here on the Big Island, Hawaii.
See current membership details


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Health Grade Components

NCUA #1607
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.94%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$110.7MM$102.9MM
LoansQ1 2019vs Q1 2018$47.5MM$45.2MM
DepositsQ1 2019vs Q1 2018$99.3MM$92.7MM
Equity CapitalQ1 2019vs Q1 2018$10.8MM$9.6MM
Loan Loss AllowanceQ1 2019vs Q1 2018$235.00K$169.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$295.00K$170.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Big Island Federal Credit Union Savings Account Rates

1.26%--IRA Passbook Account
0.55%--Christmas Share Account
0.20%$50-Regular Share Account
0.20%$50-Special Share Account
0.20%$5-Club Share Account
0.20%$5-Youth Share Account
0.20%$50-Gradvantage Share

Big Island Federal Credit Union Money Market Rates

0.45%*$25k*-Money Market Account
OTHER TIERS: 0.20% Up to $5k | 0.25% $5k - $10k | 0.35% $10k - $25k

Big Island Federal Credit Union CD Rates

2.02%$500-5 Year Share Certificate
1.76%$500-4 Year Share Certificate
1.61%$500-3 Year Share Certificate
1.51%$500-2 Year Share Certificate
1.41%$500-18 Month Share Certificate
1.26%$500-12 Month Share Certificate
0.75%$500-6 Month Share Certificate

Big Island Federal Credit Union IRA Rates

1.51%$500-24 Month IRA Share Certificate
1.26%$500-12 Month IRA Share Certificate

Big Island Federal Credit Union Locations
Branch Office16-594 Kipimana StKeaau, HI 96749-8021
Branch Office75-5737 Kuakini HwyKailua Kona, HI 96740-1710
Branch Office66 Lono StHilo, HI 96720-4144

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