Big Island Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bigislandfcu.com

808-935-9778

66 Lono St
Hilo, HI 96720

Big Island Federal Credit Union is headquartered in Hilo and is the 17^th largest credit union in the state of Hawaii. It is also the 1,347^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 32 employees and 11,744 members at 3 locations. Big Island Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, perform volunteer service or are associated with an organization here on the Big Island, Hawaii.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	1607
Year Chartered	1936
Employees	32
Primary Regulator

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	6.35%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$181.6MM$164.3MM
Loans	Q1 2025vs Q1 2024	$44.3MM$50.7MM
Deposits	Q1 2025vs Q1 2024	$163.2MM$147.1MM
Equity Capital	Q1 2025vs Q1 2024	$17MM$16MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$486K$446K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$812K$833K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Big Island Federal Credit Union are currently being reviewed.

Locations

Big Island Federal Credit Union Locations
Branch Office	16-594 Kipimana St	Keaau, HI 96749-8021
Branch Office	75-5737 Kuakini Hwy	Kailua Kona, HI 96740-1710
Branch Office	66 Lono St	Hilo, HI 96720-4144

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