Big Island Federal Credit Union is headquartered in Hilo and is the 18th largest credit union in the state of Hawaii. It is also the 1,549th largest credit union in the nation. It was established in 1936 and as of March of 2019, it had grown to 30 employees and 9,884 members at 3 locations. Big Island Federal Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school, perform volunteer service or are associated with an organization here on the Big Island, Hawaii.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1607 |
| Year Chartered | 1936 |
| Employees | 30 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 8.94% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $110.7MM$102.9MM |
| Loans | Q1 2019vs Q1 2018 | $47.5MM$45.2MM |
| Deposits | Q1 2019vs Q1 2018 | $99.3MM$92.7MM |
| Equity Capital | Q1 2019vs Q1 2018 | $10.8MM$9.6MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $235.00K$169.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $295.00K$170.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Big Island Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Big Island Federal Credit Union Savings Account Rates
Big Island Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → Up to $5k | 0.25% → $5k - $10k | 0.35% → $10k - $25k | |||||
Big Island Federal Credit Union CD Rates
Big Island Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $500 | - | 24 Month IRA Share Certificate | |
| 1.26% | $500 | - | 12 Month IRA Share Certificate |
| Big Island Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 16-594 Kipimana St | Keaau, HI 96749-8021 |
| Branch Office | 75-5737 Kuakini Hwy | Kailua Kona, HI 96740-1710 |
| Branch Office | 66 Lono St | Hilo, HI 96720-4144 |