Big Island Federal Credit Union

Overview / Commentary
66 Lono St
Hilo, HI 96720

Big Island Federal Credit Union is headquartered in Hilo and is the 16th largest credit union in the state of Hawaii. It is also the 1,436th largest credit union in the nation. It was established in 1936 and as of March of 2022, it had grown to 32 employees and 11,889 members at 3 locations. Big Island Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, perform volunteer service or are associated with an organization here on the Big Island, Hawaii.
See current membership details


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Health Grade Components

NCUA #1607
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD7.06%
Annual Interest Income$994.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$160.2MM$144.7MM
LoansQ1 2022vs Q1 2021$44.0MM$45.8MM
DepositsQ1 2022vs Q1 2021$145.5MM$131.0MM
Equity CapitalQ1 2022vs Q1 2021$13.7MM$12.5MM
Loan Loss AllowanceQ1 2022vs Q1 2021$267.00K$369.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$15.00K$130.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Big Island Federal Credit Union Savings Account Rates

0.75%--IRA Passbook Account
0.50%--Christmas Share Account
0.10%$50-Regular Share Account
0.10%$50-Special Share Account
0.10%$5-Club Share Account
0.10%$5-Youth Share Account
0.10%$50-Gradvantage Share

Big Island Federal Credit Union Money Market Rates

0.30%*$25k*-Money Market Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $10k | 0.25% $10k - $25k

Big Island Federal Credit Union CD Rates

1.36%$500-5 Year Share Certificate
1.26%$500-4 Year Share Certificate
1.16%$500-3 Year Share Certificate
1.01%$500-2 Year Share Certificate
0.80%$500-18 Month Share Certificate
0.75%$500-12 Month Share Certificate
0.50%$500-6 Month Share Certificate

Big Island Federal Credit Union IRA Rates

1.01%$500-24 Month IRA Share Certificate
0.75%$500-12 Month IRA Share Certificate

Big Island Federal Credit Union Locations
Branch Office16-594 Kipimana StKeaau, HI 96749-8021
Branch Office75-5737 Kuakini HwyKailua Kona, HI 96740-1710
Branch Office66 Lono StHilo, HI 96720-4144

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