Big Island Federal Credit Union

Overview / Commentary

www.bigislandfcu.com

808-935-9778

66 Lono St
Hilo, HI 96720

Big Island Federal Credit Union is headquartered in Hilo and is the 16^th largest credit union in the state of Hawaii. It is also the 1,436^th largest credit union in the nation. It was established in 1936 and as of March of 2022, it had grown to 32 employees and 11,889 members at 3 locations. Big Island Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school, perform volunteer service or are associated with an organization here on the Big Island, Hawaii.
See current membership details

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Health

Data as of Q1 2022

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Health Grade Components

Overall
NCUA #	1607
Year Chartered	1936
Employees	32
Primary Regulator

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	7.06%
Annual Interest Income	$994.00K

Assets and Liabilities
Assets	Q1 2022vs Q1 2021	$160.2MM$144.7MM
Loans	Q1 2022vs Q1 2021	$44.0MM$45.8MM
Deposits	Q1 2022vs Q1 2021	$145.5MM$131.0MM
Equity Capital	Q1 2022vs Q1 2021	$13.7MM$12.5MM
Loan Loss Allowance	Q1 2022vs Q1 2021	$267.00K$369.00K
Unbacked Noncurrent Loans	Q1 2022vs Q1 2021	$15.00K$130.00K
Real Estate Owned	Q1 2022vs Q1 2021	$0$0

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Big Island Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Big Island Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	-	-	IRA Passbook Account
0.50%	-	-	Christmas Share Account
0.10%	$50	-	Regular Share Account
0.10%	$50	-	Special Share Account
0.10%	$5	-	Club Share Account
0.10%	$5	-	Youth Share Account
0.10%	$50	-	Gradvantage Share

Big Island Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $5k \| 0.15% → $5k - $10k \| 0.25% → $10k - $25k

Big Island Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.36%	$500	-	5 Year Share Certificate
1.26%	$500	-	4 Year Share Certificate
1.16%	$500	-	3 Year Share Certificate
1.01%	$500	-	2 Year Share Certificate
0.80%	$500	-	18 Month Share Certificate
0.75%	$500	-	12 Month Share Certificate
0.50%	$500	-	6 Month Share Certificate

Big Island Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.01%	$500	-	24 Month IRA Share Certificate
0.75%	$500	-	12 Month IRA Share Certificate

Locations

Big Island Federal Credit Union Locations
Branch Office	16-594 Kipimana St	Keaau, HI 96749-8021
Branch Office	75-5737 Kuakini Hwy	Kailua Kona, HI 96740-1710
Branch Office	66 Lono St	Hilo, HI 96720-4144

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