Billerica Municipal Employees Credit Union

Featured Account Options

SPONSORED LISTINGS

12 Month CD

Start growing your savings and
meeting your financial goals

2.70% APY

American Express Personal Savings

American Express National Bank
Member FDIC.

2.10% APY

Overview / Commentary

www.billericamecu.com

978-667-2434

365 Boston Rd
Billerica, MA 01821

Billerica Municipal Employees Credit Union is headquartered in Billerica and is the 109^th largest credit union in the state of Massachusetts. It is also the 3,663^rd largest credit union in the nation. It was established in 1971 and as of December of 2018, it had grown to 2 employees and 1,227 members at 1 location. Billerica Municipal Employees Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Billerica Municipal Employees CU is open to employees of the township, Shawsheen Technical School, Billerica Public School, Elected officials, and their families.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q4 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Billerica Municipal Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	66336
Year Chartered	1971
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	0.71%
Return on Equity - YTD	3.3%
Annual Interest Income	$380.00K

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$14.8MM$14.3MM
Loans	Q4 2018vs Q4 2017	$3.9MM$3.4MM
Deposits	Q4 2018vs Q4 2017	$11.6MM$11.2MM
Equity Capital	Q4 2018vs Q4 2017	$3.2MM$3.1MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$27.00K$21.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$0$2.00K
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

Skip to rates for:

Savings
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Billerica Municipal Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Billerica Municipal Employees Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$25	-	Regular Shares

Billerica Municipal Employees Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$3k	-	18 Month CD
1.00%	$1k	-	12 Month CD
0.60%	$2.5k	-	6 Month CD

Locations

Billerica Municipal Employees Credit Union Locations
Branch Office	365 Boston Rd	Billerica, MA 01821

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.