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Billerica Municipal Employees Credit Union

Overview / Commentary
365 Boston Rd
Billerica, MA 01821

Billerica Municipal Employees Credit Union is headquartered in Billerica and is the 106th largest credit union in the state of Massachusetts. It is also the 3,638th largest credit union in the nation. It was established in 1971 and as of March of 2019, it had grown to 2 employees and 1,235 members at 1 location. Billerica Municipal Employees Credit Union's CD rates are 11% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Billerica Municipal Employees CU is open to employees of the township, Shawsheen Technical School, Billerica Public School, Elected officials, and their families.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Billerica Municipal Employees Credit Union has a low asset base.

Health Grade Components

NCUA #66336
Year Chartered1971
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD1.37%
Annual Interest Income$101.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$15.2MM$15.1MM
LoansQ1 2019vs Q1 2018$4.2MM$3.3MM
DepositsQ1 2019vs Q1 2018$12.0MM$12.0MM
Equity CapitalQ1 2019vs Q1 2018$3.2MM$3.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$27.00K$21.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$12.00K$1,000
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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Billerica Municipal Employees Credit Union Savings Account Rates

0.25%$25-Regular Shares

Billerica Municipal Employees Credit Union CD Rates

2.00%$3k-18 Month CD
1.00%$1k-12 Month CD
0.60%$2.5k-6 Month CD

Billerica Municipal Employees Credit Union Locations
Branch Office365 Boston RdBillerica, MA 01821

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