Billings Federal Credit Union


Overview / Commentary
406-248-1127
2522 4th Ave N
Billings, MT 59103-1779

Billings Federal Credit Union is headquartered in Billings and is the 10th largest credit union in the state of Montana. It is also the 1,260th largest credit union in the nation. It was established in 1935 and as of December of 2022, it had grown to 47 employees and 12,283 members at 6 locations. Billings Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Billings Federal Credit Union is open to those who live, work, worship, or attend school in the Montana counties of Big Horn, Carbon, or Yellowstone. Membership is also open to family of current members.
See current membership details

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Health

Health Grade Components

Overall
NCUA #887
Year Chartered1935
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD5.89%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$197.9MM$188.5MM
LoansQ4 2022vs Q4 2021$162.7MM$145.9MM
DepositsQ4 2022vs Q4 2021$160.0MM$156.6MM
Equity CapitalQ4 2022vs Q4 2021$24.6MM$23.1MM
Loan Loss AllowanceQ4 2022vs Q4 2021$797.00K$847.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$1.8MM$1.0MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Billings Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Billings Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$25k*-IRA Shares Account
OTHER TIERS: 0.85% Up to $5k | 0.95% $5k - $25k
1.00%$5-Active Saver Suite Account
0.10%*$1k*-Share Savings Account
OTHER TIERS: 0.05% $25 - $1k

Billings Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$250k*-Premium Money Market Account
OTHER TIERS: 0.85% $25k - $50k | 1.20% $50k - $100k | 1.35% $100k - $250k
0.60%*$100k*-Priority Money Market Account
OTHER TIERS: 0.50% $2.5k - $50k | 0.55% $50k - $100k

Billings Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Secure Checking

Billings Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%*$50k*-60 Month Share Certificate
OTHER TIERS: 1.90% $500 - $2.5k | 2.30% $2.5k - $10k | 2.40% $10k - $25k | 3.00% $25k - $50k
3.25%*$50k*-30 Month Share Certificate
OTHER TIERS: 1.75% $500 - $2.5k | 2.10% $2.5k - $10k | 2.20% $10k - $25k | 2.75% $25k - $50k
2.85%*$50k*-24 Month Share Certificate
OTHER TIERS: 1.65% $500 - $2.5k | 2.05% $2.5k - $10k | 2.10% $10k - $25k | 2.60% $25k - $50k
2.65%*$50k*-18 Month Share Certificate
OTHER TIERS: 1.55% $500 - $2.5k | 1.95% $2.5k - $10k | 2.05% $10k - $25k | 2.45% $25k - $50k
2.60%*$50k*-12 Month Share Certificate
OTHER TIERS: 1.50% $500 - $2.5k | 1.90% $2.5k - $10k | 2.00% $10k - $25k | 2.35% $25k - $50k
2.25%*$50k*-6 Month Share Certificate
OTHER TIERS: 1.50% $2.5k - $10k | 1.75% $10k - $25k | 2.00% $25k - $50k
1.75%$100-12 Month Cubby Share Certificate
1.75%$100-12 Month Student Members Share Certificate
1.50%$100-6 Month Cubby Share Certificate
1.50%$100-6 Month Student Members Share Certificate
1.30%*$50k*-3 Month Share Certificate
OTHER TIERS: 1.00% $2.5k - $10k | 1.10% $10k - $25k | 1.20% $25k - $50k

Billings Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%*$50k*-60 Month IRA
OTHER TIERS: 2.15% $500 - $2.5k | 2.55% $2.5k - $10k | 2.65% $10k - $25k | 3.25% $25k - $50k
3.60%*$50k*-30 Month IRA
OTHER TIERS: 2.00% $500 - $2.5k | 2.35% $2.5k - $10k | 2.45% $10k - $25k | 3.00% $25k - $50k
3.10%*$50k*-24 Month IRA
OTHER TIERS: 1.90% $500 - $2.5k | 2.30% $2.5k - $10k | 2.35% $10k - $25k | 2.85% $25k - $50k
2.90%*$50k*-18 Month IRA
OTHER TIERS: 1.80% $500 - $2.5k | 2.20% $2.5k - $10k | 2.30% $10k - $25k | 2.70% $25k - $50k
2.85%*$50k*-12 Month IRA
OTHER TIERS: 1.75% $500 - $2.5k | 2.15% $2.5k - $10k | 2.25% $10k - $25k | 2.60% $25k - $50k
2.50%*$50k*-6 Month IRA
OTHER TIERS: 1.60% $500 - $2.5k | 1.75% $2.5k - $10k | 2.00% $10k - $25k | 2.25% $25k - $50k
Locations


Billings Federal Credit Union Locations
Branch Office501 Park Dr SGreat Falls, MT 59405-1879
Branch Office3212 Central AveBillings, MT 59102
Branch Office2522 4th Ave NBillings, MT 59101-1316
Branch Office1516 Main StBillings, MT 59105
Branch Office3210 Henesta Dr Ste ABillings, MT 59102-7020
Branch Office990 Grand AveBillings, MT 59102

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