2. Birmingham City Credit Union

Birmingham City Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.50%5-year CD
2.25% - National Average
1.00%1-year CD
2.75% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
1.00%Savings
2.25% - Goldman Sachs Bank USA High-yield Online Savings AccountAdvertisement
View all Birmingham City Credit Union rates »

Overview / Commentary
www.cobgecu.net
205-583-4654
708 17th St N
Birmingham, AL 35203-2020

Birmingham City Credit Union is headquartered in Birmingham and is the 80th largest credit union in the state of Alabama. It is also the 4,214th largest credit union in the nation. It was established in 1956 and as of September of 2018, it had grown to 5 employees and 2,135 members at 1 location. Birmingham City Credit Union's savings rates are 92% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Birmingham City Credit Union is open to Birmingham City employees that did not qualify for membership in the Fire or Police CU along with their family members.
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Health
C+

Data as of Q3 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Birmingham City Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #64528
Year Chartered1956
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD1.91%
Return on Equity - YTD12.12%
Annual Interest Income$489.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$8.7MM$9.0MM
LoansQ3 2018vs Q3 2017$6.5MM$6.1MM
DepositsQ3 2018vs Q3 2017$7.3MM$7.8MM
Equity CapitalQ3 2018vs Q3 2017$1.4MM$1.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$66.00K$82.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$58.00K$22.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Birmingham City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$75k*-Share Savings
OTHER TIERS: 0.25% → $100 - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $75k
0.25%--Vacation Club
0.25%--Christmas Club
0.25%--Kids Savings Club

Birmingham City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-60 Month CD
2.40%$500-20 Month CD
2.25%$500-48 Month CD
2.00%$500-36 Month CD
1.50%$500-24 Month CD
1.25%$500-18 Month CD
1.00%$500-12 Month CD
0.60%$500-6 Month CD
0.35%$500-3 Month CD
Locations


Birmingham City Credit Union Locations
Branch Office708 17th St NBirmingham, AL 35203-2020

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