Birmingham City Credit Union

Featured Account Options

SPONSORED LISTINGS

11-Month No-Penalty CD

Security & Flexibility
with Access to Funds.
Member FDIC.

1.45% APY

Online Savings

GS Bank offers
online savings accounts that
routinely beat the competition

1.20% APY

Overview / Commentary

www.cobgecu.net

205-583-4654

708 17th St N
Birmingham, AL 35203-2020

Birmingham City Credit Union is headquartered in Birmingham and is the 85^th largest credit union in the state of Alabama. It is also the 4,320^th largest credit union in the nation. It was established in 1956 and as of June of 2017, it had grown to 4 employees and 2,096 members at 1 location. Birmingham City Credit Union has a B health rating.

Field of Membership Restrictions

Birmingham City Credit Union is open to Birmingham City employees that did not qualify for membership in the Fire or Police CU along with their family members.
See current membership details

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Health

B

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Birmingham City Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	64528
Year Chartered	1956
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	1.62%
Return on Equity - YTD	11.84%
Annual Interest Income	$312.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$9.0MM$8.4MM
Loans	Q2 2017vs Q2 2016	$6.3MM$6.1MM
Deposits	Q2 2017vs Q2 2016	$7.8MM$7.2MM
Equity Capital	Q2 2017vs Q2 2016	$1.2MM$1.3MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$87.00K$63.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$123.00K$30.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings

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Birmingham City Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	Share Savings
0.25%	-	-	Vacation Club
0.25%	-	-	Christmas Club
0.25%	-	-	Kids Savings Club

Locations

Birmingham City Credit Union Locations
Branch Office	708 17th St N	Birmingham, AL 35203-2020