Birmingham City Credit Union
Overview / Commentary
Birmingham City Credit Union is headquartered in Birmingham and is the 85th largest credit union in the state of Alabama. It is also the 4,361st largest credit union in the nation. It was established in 1956 and as of March of 2017, it had grown to 5 employees and 2,066 members at 1 location. Birmingham City Credit Union has a B health rating.
Field of Membership Restrictions
Birmingham City Credit Union is open to Birmingham City employees that did not qualify for membership in the Fire or Police CU along with their family members.
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Health
B
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Birmingham City Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64528 |
| Year Chartered | 1956 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.69% |
| Return on Equity - YTD | -5.01% |
| Annual Interest Income | $166.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $8.8MM$8.1MM |
| Loans | Q1 2017vs Q1 2016 | $6.0MM$5.8MM |
| Deposits | Q1 2017vs Q1 2016 | $7.6MM$7.0MM |
| Equity Capital | Q1 2017vs Q1 2016 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $62.00K$64.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $96.00K$49.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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Birmingham City Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Share Savings | |
| 0.50% | - | - | Vacation Club | |
| 0.50% | - | - | Christmas Club | |
| 0.50% | - | - | Kids Savings Club |
Locations
| Birmingham City Credit Union Locations | ||
|---|---|---|
| Branch Office | 708 17th St N | Birmingham, AL 35203-2020 |