Birmingham City Credit Union

Overview / Commentary
708 17th St N
Birmingham, AL 35203-2020

Birmingham City Credit Union is headquartered in Birmingham and is the 77th largest credit union in the state of Alabama. It is also the 4,096th largest credit union in the nation. It was established in 1956 and as of December of 2019, it had grown to 5 employees and 2,198 members at 1 location. Birmingham City Credit Union has a C+ health rating.

Field of Membership Restrictions

Birmingham City Credit Union is open to Birmingham City employees that did not qualify for membership in the Fire or Police CU along with their family members.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Birmingham City Credit Union has a very low asset base.

Health Grade Components

NCUA #64528
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD6.01%
Annual Interest Income$702.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$9.0MM$8.8MM
LoansQ4 2019vs Q4 2018$7.4MM$6.8MM
DepositsQ4 2019vs Q4 2018$7.4MM$7.3MM
Equity CapitalQ4 2019vs Q4 2018$1.5MM$1.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$80.00K$73.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$79.00K$113.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Birmingham City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Birmingham City Credit Union Savings Account Rates

0.40%*$75k*-Share Savings
OTHER TIERS: 0.10% $100 - $10k | 0.20% $10k - $25k | 0.35% $25k - $75k
0.10%--Vacation Club
0.10%--Christmas Club
0.10%--Kids Savings Club

Birmingham City Credit Union CD Rates

1.25%$500-60 Month CD
1.00%$500-48 Month CD
0.95%$500-36 Month CD
0.75%$500-24 Month CD
0.60%$500-18 Month CD
0.50%$500-12 Month CD
0.25%$500-6 Month CD
0.15%$500-3 Month CD

Birmingham City Credit Union Locations
Branch Office708 17th St NBirmingham, AL 35203-2020

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.