Bitterroot Community Federal Credit Union


Overview / Commentary
406-821-3171
218 S Main St
Darby, MT 59829

Bitterroot Community Federal Credit Union is headquartered in Darby and is the 34th largest credit union in the state of Montana. It is also the 3,283rd largest credit union in the nation. It was established in 1968 and as of March of 2025, it had grown to 4 employees and 2,143 members at 2 locations. Bitterroot Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership Bitterroot Community Federal Credit Union is open to those who live, work, or worship in Ravalli County, Montana.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bitterroot Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #18964
Year Chartered1968
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD12.49%
Annual Interest Income$174K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$17.9MM$17.3MM
LoansQ1 2025vs Q1 2024$8.1MM$8.8MM
DepositsQ1 2025vs Q1 2024$16.4MM$16MM
Equity CapitalQ1 2025vs Q1 2024$1.4MM$1.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$46K$36K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6K$68K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Bitterroot Community Federal Credit Union Locations
Branch OfficePO Box 467 218 S Main StDarby, MT 59829
Branch Office706 S 1st StHamilton, MT 59840-3014

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