Bitterroot Community Federal Credit Union
LOCATIONS
2
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HEALTH RATING
C
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CURRENT TOP RATE
0.60% APY
24 Month Share Certificate
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Overview / Commentary
Bitterroot Community Federal Credit Union is headquartered in Darby and is the 36th largest credit union in the state of Montana. It is also the 3,700th largest credit union in the nation. It was established in 1968 and as of December of 2019, it had grown to 6 employees and 2,132 members at 2 locations. Bitterroot Community Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership is open to those who live, worship or work in Ravalli County in Montana.
See current membership details
Health
C
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bitterroot Community Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 18964 |
| Year Chartered | 1968 |
| Employees | 6 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.27% |
| Return on Equity - YTD | 3.81% |
| Annual Interest Income | $440.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $13.7MM$12.3MM |
| Loans | Q4 2019vs Q4 2018 | $6.0MM$5.5MM |
| Deposits | Q4 2019vs Q4 2018 | $12.6MM$11.3MM |
| Equity Capital | Q4 2019vs Q4 2018 | $972.00K$934.00K |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $43.00K$45.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $184.00K$95.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |