Bitterroot Community Federal Credit Union
LOCATIONS
2
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HEALTH RATING
C+
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CURRENT TOP RATE
0.60% APY
24 Month Share Certificate
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Overview / Commentary
Bitterroot Community Federal Credit Union is headquartered in Darby and is the 37th largest credit union in the state of Montana. It is also the 3,715th largest credit union in the nation. It was established in 1968 and as of March of 2020, it had grown to 5 employees and 2,140 members at 2 locations. Bitterroot Community Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership Bitterroot Community Federal Credit Union is open to those who live, work, or worship in Ravalli County, Montana.
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Health
C+
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bitterroot Community Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 18964 |
| Year Chartered | 1968 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.03% |
| Return on Equity - YTD | 0.41% |
| Annual Interest Income | $111.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $13.5MM$12.5MM |
| Loans | Q1 2020vs Q1 2019 | $6.1MM$5.6MM |
| Deposits | Q1 2020vs Q1 2019 | $12.5MM$11.5MM |
| Equity Capital | Q1 2020vs Q1 2019 | $973.00K$940.00K |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $46.00K$44.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $120.00K$24.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |