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Overview / Commentary
877-284-3575
221 Main Street
Black River Falls, WI 54615

Black River Country Bank is headquartered in Black River Fall and is the 197th largest bank in the state of Wisconsin. It is also the 4,885th largest bank in the nation. It was established in 1907 and as of September of 2016, it had grown to 21 employees at 2 locations. Black River Country Bank has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Black River Country Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #15152
Year Established1907
Employees21
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD10.85%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$74.2MM$72.8MM
LoansQ3 2016vs Q3 2015$58.8MM$57.7MM
DepositsQ3 2016vs Q3 2015$60.1MM$59.6MM
Equity CapitalQ3 2016vs Q3 2015$9.9MM$9.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$744.00K$684.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$401.00K$585.00K
Real Estate OwnedQ3 2016vs Q3 2015$44.00K$38.00K
Rates
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Black River Country Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.81%$1k-5 Year CD
1.51%$1k-4 Year CD
1.15%$1k-3 Year CD
0.80%$1k-2 Year CD
0.50%$1k-1 Year CD
0.35%$1k-6 Month CD
Locations


Black River Country Bank Locations
Black River Country Bank221 Main StreetBlack River Falls, WI 54615
Melrose Branch401 North WashingtonMelrose, WI 54642