Overview / Commentary
Black River Country Bank is headquartered in Black River Fall and is the 180th largest bank in the state of Wisconsin. It is also the 4,483rd largest bank in the nation. It was established in 1907 and as of December of 2018, it had grown to 19 employees at 2 locations. Black River Country Bank's CD rates are 84% higher than the national average, and it has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Black River Country Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 15152 |
| Year Established | 1907 |
| Employees | 19 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.44% |
| Return on Equity - YTD | 12.59% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $77.4MM$76.7MM |
| Loans | Q4 2018vs Q4 2017 | $65.5MM$63.6MM |
| Deposits | Q4 2018vs Q4 2017 | $65.2MM$65.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $8.6MM$8.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $866.00K$806.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $234.00K$787.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $45.00K$31.00K |
Rates
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Black River Country Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $1k | - | 5 Year CD | |
| 2.27% | $1k | - | 4 Year CD | |
| 2.07% | $1k | - | 3 Year CD | |
| 1.86% | $1k | - | 2 Year CD | |
| 1.66% | $1k | - | 1 Year CD | |
| 1.00% | $1k | - | 6 Month CD |
Locations
| Black River Country Bank Locations | ||
|---|---|---|
| Black River Country Bank | 221 Main Street | Black River Falls, WI 54615 |
| Melrose Branch | 401 North Washington | Melrose, WI 54642 |