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Black River Country Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.brcbank.com
715-284-9448
221 Main Street
Black River Falls, WI 54615

Black River Country Bank is headquartered in BLACK RIVER FALL and is the 147th largest bank in the state of Wisconsin. It is also the 3,817th largest bank in the nation. It was established in 1907 and as of March of 2025, it had grown to 21 employees at 2 locations. Black River Country Bank has a B+ health rating.

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Black River Country Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #15152
Year Established1907
Employees21
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD13.8%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$97.8MM$98.1MM
LoansQ1 2025vs Q1 2024$72.4MM$73.9MM
DepositsQ1 2025vs Q1 2024$82.2MM$80.2MM
Equity CapitalQ1 2025vs Q1 2024$7MM$6.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.2MM$1.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$259K$2K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Black River Country Bank are currently being reviewed.

Locations


Black River Country Bank Locations
Black River Country Bank221 Main StBlack River Falls, WI 54615
Melrose Branch401 North WashingtonMelrose, WI 54642

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