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Black River Country Bank

Popular Accounts at this Bank

1.81%5-year CD5 Year CD
0.75%1-year CD1 Year CD
1.51%4-year CD4 Year CD

Overview / Commentary
221 Main Street
Black River Falls, WI 54615

Black River Country Bank is headquartered in Black River Fall and is the 192nd largest bank in the state of Wisconsin. It is also the 4,781st largest bank in the nation. It was established in 1907 and as of March of 2017, it had grown to 20 employees at 2 locations. Black River Country Bank has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Black River Country Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #15152
Year Established1907
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.46%
Return on Equity - YTD11.91%
Annual Interest Income$786.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$76.1MM$73.1MM
LoansQ1 2017vs Q1 2016$60.5MM$56.7MM
DepositsQ1 2017vs Q1 2016$62.7MM$61.3MM
Equity CapitalQ1 2017vs Q1 2016$9.4MM$9.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$774.00K$708.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$268.00K$67.00K
Real Estate OwnedQ1 2017vs Q1 2016$24.00K$38.00K
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Black River Country Bank CD Rates

1.81%$1k-5 Year CD
1.51%$1k-4 Year CD
1.26%$1k-3 Year CD
1.00%$1k-2 Year CD
0.75%$1k-1 Year CD
0.45%$1k-6 Month CD

Black River Country Bank Locations
Black River Country Bank221 Main StreetBlack River Falls, WI 54615
Melrose Branch401 North WashingtonMelrose, WI 54642