Black River Country Bank


Overview / Commentary
715-284-9448
221 Main Street
Black River Falls, WI 54615

Black River Country Bank is headquartered in BLACK RIVER FALL and is the 148th largest bank in the state of Wisconsin. It is also the 3,844th largest bank in the nation. It was established in 1907 and as of September of 2024, it had grown to 21 employees at 2 locations. Black River Country Bank has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Black River Country Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #15152
Year Established1907
Employees21
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD12.26%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$99.2MM$100.6MM
LoansQ3 2024vs Q3 2023$75.2MM$75.7MM
DepositsQ3 2024vs Q3 2023$80.4MM$83.1MM
Equity CapitalQ3 2024vs Q3 2023$7.4MM$6.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$1.2MM$1.1MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$4K$21K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

Rates for Black River Country Bank are currently being reviewed.

Locations


Black River Country Bank Locations
Black River Country Bank221 Main StBlack River Falls, WI 54615
Melrose Branch401 North WashingtonMelrose, WI 54642

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