Blackhawk Area Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.50%	5-year CD	3.10% - American Express National Bank 60 Month CD
0.60%	1-year CD	1.30% - National Average
0.10%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all Blackhawk Area Credit Union rates »

Overview / Commentary

www.bacu.org

815-273-4503

214 Main St
Savanna, IL 61074-1628

Blackhawk Area Credit Union is headquartered in Savanna and is the 85^th largest credit union in the state of Illinois. It is also the 2,766^th largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 13 employees and 4,555 members at 3 locations. Blackhawk Area Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Carroll, Lee, Ogle, Whiteside, JoDaviess, and Stephenson Counties in Illinois.
See current membership details

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Health

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Blackhawk Area Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	95042
Year Chartered	1935
Employees	13
Primary Regulator

Profit Margin
Return on Assets - YTD	0.41%
Return on Equity - YTD	5.11%
Annual Interest Income	$1.0MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$33.4MM$33.3MM
Loans	Q3 2018vs Q3 2017	$21.5MM$20.7MM
Deposits	Q3 2018vs Q3 2017	$30.5MM$30.5MM
Equity Capital	Q3 2018vs Q3 2017	$2.7MM$2.6MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$146.00K$112.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$123.00K$41.00K
Real Estate Owned	Q3 2018vs Q3 2017	$17.00K$231.00K

Rates

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Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Blackhawk Area Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	IRA Share
0.10%	$25	-	Regular Shares
0.10%	$25	-	Christmas Club
0.10%	$25	-	Vacation Club
0.10%	$5	-	Scottie Savers Account

Blackhawk Area Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$50k^*	-	Money Market Checking Account
OTHER TIERS: 0.20% → $2.5k - $30k \| 0.30% → $30k - $50k

Blackhawk Area Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$500	-	60 Month CD
1.30%	$500	-	48 Month CD
1.20%	$500	-	36 Month CD
0.80%	$500	-	24 Month CD
0.70%	$500	-	18 Month CD
0.60%	$500	-	12 Month CD
0.50%	$500	-	6 Month CD
0.30%	$500	-	3 Month CD

Blackhawk Area Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$500	-	60 Month IRA
1.30%	$500	-	48 Month IRA
1.20%	$500	-	36 Month IRA
0.80%	$500	-	24 Month IRA
0.70%	$500	-	18 Month IRA
0.60%	$500	-	12 Month IRA
0.50%	$500	-	6 Month IRA
0.30%	$500	-	3 Month IRA

Locations

Blackhawk Area Credit Union Locations
Branch Office	1555 S Float Ave	Freeport, IL 61032-6501
Branch Office	201 E Dixon St	Polo, IL 61064-1206
Branch Office	214 Main St	Savanna, IL 61074-1628

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