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Overview / Commentary
4040 42nd Street South
Fargo, ND 58104

BlackRidgeBANK is headquartered in Fargo and is the 15th largest bank in the state of North Dakota. It is also the 1,581st largest bank in the nation. It was established in 2007 and as of December of 2017, it had grown to 127 employees at 11 locations. BlackRidgeBANK has a B+ health rating.


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Health Grade Components

FDIC Certificate #58580
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD5.6%
Annual Interest Income$19.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$446.9MM$432.5MM
LoansQ4 2017vs Q4 2016$360.4MM$344.6MM
DepositsQ4 2017vs Q4 2016$392.7MM$378.2MM
Equity CapitalQ4 2017vs Q4 2016$51.8MM$50.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$4.9MM$4.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$6.1MM$4.3MM
Real Estate OwnedQ4 2017vs Q4 2016$851.00K$1.5MM
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BlackRidgeBANK CD Rates

1.51%--15 Month CD Special

Cities: Alexandria, Baxter, Bismarck, Carlos, Crosslake, Fargo, Miltona, Nisswa, West Fargo

Alexandria Branches
Alexandria Branch3313 Highway 29 SouthAlexandria, MN 56308

Baxter Branches
Baxter Branch14084 Baxter Drive, Ste 16Baxter, MN 56425

Bismarck Branches
Bismarck Branch3703 Lockport StreetBismarck, ND 58503

Carlos Branches
Carlos Branch301 Main AvenueCarlos, MN 56319

Crosslake Branches
Crosslake Branch35563 County Road 3Crosslake, MN 56442

Fargo Branches
Blackridgebank4040 42nd Street SouthFargo, ND 58104

Miltona Branches
Miltona Branch228 Oak St NMiltona, MN 56354

Nisswa Branches
Schaefer's Foods Branch23964 Smiley RoadNisswa, MN 56468
Nisswa Branch5411 Lakers LaneNisswa, MN 56468

West Fargo Branches
West Fargo Branch855 26th Avenue EastWest Fargo, ND 58078