Overview / Commentary
4040 42nd Street South
Fargo, ND 58104

BlackRidgeBANK is headquartered in Fargo and is the 15th largest bank in the state of North Dakota. It is also the 1,515th largest bank in the nation. It was established in 2007 and as of September of 2018, it had grown to 128 employees at 11 locations. BlackRidgeBANK has a B+ health rating.


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Health Grade Components

FDIC Certificate #58580
Year Established2007
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD6.88%
Annual Interest Income$15.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$466.6MM$453.5MM
LoansQ3 2018vs Q3 2017$372.6MM$364.4MM
DepositsQ3 2018vs Q3 2017$411.7MM$398.8MM
Equity CapitalQ3 2018vs Q3 2017$52.9MM$51.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$5.0MM$4.9MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$4.4MM$5.0MM
Real Estate OwnedQ3 2018vs Q3 2017$1.6MM$806.00K

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Cities: Alexandria, Baxter, Bismarck, Carlos, Crosslake, Fargo, Miltona, Nisswa, West Fargo

Alexandria Branches
Alexandria Branch3313 Highway 29 SouthAlexandria, MN 56308

Baxter Branches
Baxter Branch14084 Baxter Drive, Ste 16Baxter, MN 56425

Bismarck Branches
Bismarck Branch3703 Lockport StreetBismarck, ND 58503

Carlos Branches
Carlos Branch301 Main AvenueCarlos, MN 56319

Crosslake Branches
Crosslake Branch35563 County Road 3Crosslake, MN 56442

Fargo Branches
Blackridgebank4040 42nd Street SouthFargo, ND 58104

Miltona Branches
Miltona Branch228 Oak St NMiltona, MN 56354

Nisswa Branches
Schaefer's Foods Branch23964 Smiley RoadNisswa, MN 56468
Nisswa Branch5411 Lakers LaneNisswa, MN 56468

West Fargo Branches
West Fargo Branch855 26th Avenue EastWest Fargo, ND 58078

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