Blackstone River Federal Credit Union


Overview / Commentary
401-767-1990
10 Monument Sq
Woonsocket, RI 02895

Blackstone River Federal Credit Union is headquartered in Woonsocket and is the 10th largest credit union in the state of Rhode Island. It is also the 2,133rd largest credit union in the nation. It was established in 1961 and as of March of 2025, it had grown to 9 employees and 4,346 members at 2 locations. Blackstone River Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Blackstone River Federal Credit Union is open to those who live, work, worship, or attend school in Burrillville, Central Falls, Cumberland, Foster, Glocester, Lincoln, North Providence, North Smithfield, Pawtucket, Scituate, Smithfield or Woonsocket, Rhode Island.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Blackstone River Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #24523
Year Chartered1961
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD8.95%
Annual Interest Income$750K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$71.8MM$71.4MM
LoansQ1 2025vs Q1 2024$27.6MM$27.2MM
DepositsQ1 2025vs Q1 2024$63.9MM$63.9MM
Equity CapitalQ1 2025vs Q1 2024$7.7MM$7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$330K$282K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$98K$203K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for Blackstone River Federal Credit Union are currently being reviewed.

Locations


Blackstone River Federal Credit Union Locations
Branch Office100 Old River RdLincoln, RI 02865
Branch Office10 Monument SqWoonsocket, RI 02895

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