Blaze Credit Union


Overview / Commentary
651-215-3500
2025 Larpenteur Ave W
Falcon Heights, MN 55113

Blaze Credit Union is headquartered in Falcon Heights and is the 4th largest credit union in the state of Minnesota. It is also the 108th largest credit union in the nation. It was established in 1934 and as of March of 2024, it had grown to 614 employees and 251,436 members at 26 locations. Blaze Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Blaze Credit Union is open to those who live, work, worship, volunteer, attend school, or do business in Aitkin, Anoka, Blue Earth, Carver, Chisago, Pine, Crow Wing, Dakota, Hennepin, Isanti, Itasca, Kanabec, Sherburne, La Sueur, Mille Lacs, Morrison, Benton, Ramsey, Rice, Scott, St. Louis, Carlton, Stearns, Waseca, Washington or Wright counties of Minnesota OR Burnett, Polk, St. Croix, Douglas, or Pierce counties of Wisconsin; You are eligible if you work for one of the companies or organizations that offers Blaze Credit Union as an employee benefit; Immediate family member of current is also eligible for the membership.
See current membership details

Reviews (4)

Spire Credit Union - I Am a Fan!

My husband and I chose to move from a large, national bank last year to a local credit union, Spire. I had heard a lot of good things about Spire for a few years by this point, and we were tired of the poor customer service and other bad things happening with the bank we were with. I cannot say enough good things about our experience with Spire, from the process to move our accounts to them to the day to day experience we get now.

Spire made it a very smooth and easy process to open new accounts with them, and it was easy to get started. I am very pleased with lower fees than we had before, as well as a better interest rate for a savings account with a relatively small balance, which was not an option at the larger bank.

A big thing for me is customer service, and I cannot say enough about Spire in this area! They were welcoming and helpful from the first moment we walked through their doors, and they now greet both me and my husband by name when we walk into our local branch. They offer help with anything we need in regards to our accounts, and they often offer extra suggestions of how to use their services better or things to make things easier for us.

Waste Of Time For Small Business Owner.

Posted by: |

It was a big disappointment when they promised a three to four day decision on a business loan they took seventeen days to give a answer. I don't believe their business lending department is up to expectations of a small business group.Especially if you are looking to borrow several hundred thousand dollars. They are not a good choice of lender in lending big money even with adequate collateral.. I should have never wasted my time with their overly conservative approach to my financial needs.Even with my excellent credit, long term business history and large account holder status was not any help. At the end they decided to refer me to their competitor. If you are self employed or a small business owner, I don't believe The Spire is the place for you.…

Terrible Bank-Not Worth It

Spire bank is horrible. The previous reviewer was absolutely correct. They have no idea what they are doing. None of them can tell you Spire policy information or do the right thing. They make mistakes, charge you for it and then when you call to point out the mistake and assert the right to have your money back they close your accounts. They don't want to hear complaints and when a customer lets them know about their screw ups, they will retaliate and complain about the fact that you complain. Very unprofessional. Charge you fees that you do not owe. Create reasons to charge you fees (losing your debit card in the mail, etc.) and then get mad when you make them fix it. What a horrible bank. Hopefully, they will go out of business and you won't have to ever deal with them.

Biggest Waste Of Time

Posted by: |

These idiots have no idea what they are doing.  I spoke with a representative, and she didn't know what a secured loan was, and she wasted a week and a half of my time while she tried to process my car loan.  Eventually, I couldn't wait any longer so I just told them to forget it, called Wells Fargo and had things done in 2 days.  Save yourself the trip and find a different bank.



Health
B+

Health Grade Components

Overall
NCUA #68651
Year Chartered1934
Employees614
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD8.09%
Annual Interest Income$52.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$4.22B$2.12B
LoansQ1 2024vs Q1 2023$2.52B$1.51B
DepositsQ1 2024vs Q1 2023$3.5B$1.95B
Equity CapitalQ1 2024vs Q1 2023$277.3MM$154.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$22.1MM$5.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$14.6MM$5.7MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Blaze Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Blaze Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Puppy Pal Club
0.30%$0-Health Savings Account
0.30%$0-Business Budget Savings
0.30%$0-Business HSA Savings
0.30%$0-HSA Checking
0.30%$0-Pathfinder Savings
0.10%*$2k*-Share Savings
OTHER TIERS: 0.05% $100 - $2k
0.10%*$2k*-Business Share Savings
OTHER TIERS: 0.05% $100 - $2k

Blaze Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%*$1m*-Money Market
OTHER TIERS: 1.35% $0 - $100k | 1.60% $100k - $250k | 2.25% $250k - $500k | 3.00% $500k - $1m
3.51%*$1m*-IRA Money Market
OTHER TIERS: 1.35% $0 - $100k | 1.60% $100k - $250k | 2.25% $250k - $500k | 3.00% $500k - $1m
3.51%*$1m*-Business Money Market
OTHER TIERS: 1.35% $0 - $100k | 1.60% $100k - $250k | 2.25% $250k - $500k | 3.00% $500k - $1m

Blaze Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Premium Business Checking
0.05%$0-55 Plus Checking
0.05%$0-Preferred Business Checking
0.05%$0-Dividend Checking

Blaze Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.20%$100k-12 Month Jumbo CD
5.20%$100k-12 Month Jumbo HSA CD
5.20%$100k-Business 12 Month Jumbo CD
5.00%$10k-6 Month Premium CD
5.00%$10k-12 Month Premium CD
5.00%$10k-Business 6 Month Premium CD
5.00%$10k-Business 12 Month Premium CD
5.00%$10k-6 Month Premium HSA CD
5.00%$10k-12 Month Premium HSA CD
4.90%$500-6 Month CD
4.90%$500-12 Month CD
4.90%$500-Business 6 Month CD
4.90%$500-Business 12 Month CD
4.90%$500-6 Month HSA CD
4.90%$500-12 Month HSA CD
4.00%$10k-18 Month Premium CD
4.00%$10k-Business 18 Month Premium CD
4.00%$10k-18 Month Premium HSA CD
3.95%$100k-24 Month Jumbo CD
3.95%$100k-Business 24 Month Jumbo CD
3.95%$100k-24 Month Jumbo HSA CD
3.90%$500-18 Month CD
3.90%$500-Business 18 Month CD
3.90%$500-18 Month HSA CD
3.75%$10k-24 Month Premium CD
3.75%$10k-Business 24 Month Premium CD
3.75%$10k-24 Month Premium HSA CD
3.70%$10k-3 Month Premium CD
3.70%$100k-36 Month Jumbo CD
3.70%$10k-Business 3 Month Premium CD
3.70%$100k-Business 36 Month Jumbo CD
3.70%$10k-3 Month Premium HSA CD
3.70%$100k-36 Month Jumbo HSA CD
3.65%$500-24 Month CD
3.65%$500-Business 24 Month CD
3.65%$500-24 Month HSA CD
3.60%$500-3 Month CD
3.60%$500-Business 3 Month CD
3.60%$500-3 Month HSA CD
3.51%$10k-36 Month Premium CD
3.51%$10k-Business 36 Month Premium CD
3.51%$10k-36 Month Premium HSA CD
3.40%$500-36 Month CD
3.40%$500-Business 36 Month CD
3.40%$500-36 Month HSA CD
3.25%$10k-48 Month Premium CD
3.25%$10k-60 Month Premium CD
3.25%$10k-Business 48 Month Premium CD
3.25%$10k-Business 60 Month Premium CD
3.25%$10k-48 Month Premium HSA CD
3.25%$10k-60 Month Premium HSA CD
3.15%$500-48 Month CD
3.15%$500-60 Month CD
3.15%$500-Business 48 Month CD
3.15%$500-Business 60 Month CD
3.15%$500-48 Month HSA CD
3.15%$500-60 Month HSA CD

Blaze Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.20%$100k-12 Month Jumbo IRA
5.00%$10k-6 Month Premium IRA
5.00%$10k-12 Month Premium IRA
4.90%$500-12 Month IRA
4.90%$500-6 Month IRA
4.00%$10k-18 Month Premium IRA
3.95%$100k-24 Month Jumbo RA
3.90%$500-18 Month IRA
3.75%$10k-24 Month Premium IRA
3.70%$10k-3 Month Premium IRA
3.70%$100k-36 Month Jumbo IRA
3.65%$500-24 Month IRA
3.60%$500-3 Month IRA
3.51%$10k-36 Month Premium IRA
3.40%$500-36 Month IRA
3.25%$10k-48 Month Premium IRA
3.25%$10k-60 Month Premium IRA
3.15%$500-60 Month IRA
3.15%$500-48 Month IRA
Locations

Availability

Minneapolis Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.