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Overview / Commentary
204 East Jefferson
Blissfield, MI 49228

Blissfield State Bank is headquartered in Blissfield and is the 86th largest bank in the state of Michigan. It is also the 4,464th largest bank in the nation. It was established in 1873 and as of June of 2016, it had grown to 26 employees at 2 locations. Blissfield State Bank has an A health rating.

Reviews (5)

Great Bank, Great People

Posted by: GF5424 | Jul 2, 2013

I love this small community bank.  I don't know what the bad reviews are for, but everytime I walk in I get service with a smile and always feel welcome.  I will be banking here for years to come!

Its My Money I Will Do With It What I Please!!!

Posted by: cubs9000 | Mar 28, 2012

I went in the other day to BSB and took out a fair amout of money. The teller asked me what the money was for. HELLO? THAT IS VERY VERY RUDE!!! If I want to buy drugs with it I will! If I want to buy a car I will! If I want to go buy lotto tickets I will! DO NOT ASK YOUR CUSTOMERS WHAT THEY ARE GOING TO DO WITH THEIR MONEY!!

They Are Not Happy Until They Make You Unhappy


Face to face service sucks at BSB. They haven’t done their job until they make the customer angry. New fees, unclear rules, and awful online banking. They take whatever chance they can get to charge you money. I tried to stay with them because of the length of time my accounts were open but I'm closing them out. Enough is enough. I would not recommend Blissfield State Bank to anyone!

Website = terrible

Customer service = terrible

Fees = terrible

Blissfield State Bank No Longer Serves With A Smile

I have been a customer of Blissfield State for 20 years and the slow decline of service has been apparant over the last 6 years. The staff used to be so friendly and warm. Not anymore. Every time I step foot into the bank I am barely greeted and surely not with a smile. The loan staff lacks knowledge, well I should limit that to the one officer I was referred to. It is unfortunate to see the demise of such a wonderful bank due from the "tone at the top". I am sure Bob and Bob would not be proud of what has become of a Blissfield tradition.

Avoid At All Cost! The Worst Bank With Extremely Rude Staff! Working In The DARK AGES!

For those of you who are even thinking about Blissfield State Bank for your bank needs...READ THIS CAREFULLY. The once friendly bank is now a ture spot to avoid. With Gloria as head teller expect rude service from everyone. Unless you have a million dollars to deposit/ in your account you are a worthless customer. Never ask for anything that you would expect free from other banks. They charge fees for everything. Also make sure to bring 5+ forms of identification with you during every transaction because they simply do not trust anyone and never will. To be extremely terse, this bank out to be boycotted. At least until senior management and local branch staff learn and are taught what customer service means. START TREATING PEOPLE LIKE PEOPLE NOT ANIMALS! The smiley face, polite personal bankers are all gone. Replaced with a bunch of rude, arrogant personal who have no qualms in lying about their products and or services. Just simply stay away from this bank.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Blissfield State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #976
Year Established1873
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.81%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$98.0MM$94.6MM
LoansQ2 2016vs Q2 2015$48.0MM$46.3MM
DepositsQ2 2016vs Q2 2015$86.7MM$84.6MM
Equity CapitalQ2 2016vs Q2 2015$11.2MM$9.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$629.00K$495.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$123.00K$369.00K
Real Estate OwnedQ2 2016vs Q2 2015$199.00K$0

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Blissfield State Bank Locations
Blissfield State Bank204 East JeffersonBlissfield, MI 49228
Blissfield Branch640 West Adrian StreetBlissfield, MI 49228