Bloom Credit Union

Overview / Commentary
1414 Burton St SW
Wyoming, MI 49509

Bloom Credit Union is headquartered in Wyoming and is the 80th largest credit union in the state of Michigan. It is also the 1,304th largest credit union in the nation. It was established in 1951 and as of December of 2020, it had grown to 33 employees and 14,134 members at 5 locations. Bloom Credit Union has an A health rating.

Field of Membership Restrictions

Bloom Credit Union is open to those who live, work, or worship in Allegan, Kent, Muskegon, or Ottawa County.
See current membership details

Reviews (1)

Best Experiences Ever

Posted by: |

I have been with My Personal Credit Union for almost 8 years now. I opened my first savings account there when I was 17 years old and my family have been members ever since I can remember. Every time I visit MPCU in person, I am always greeted with such friendly customer service. I recently had to order a new debit card from MPCU and after waiting several weeks it had not arrived. Frustrated, I called and talked with their customer service representatives about the issue, and the lady on the other end was so helpful and assured me a new card was being sent ASAP. I got my new car in the mail just two days later. Although I no longer live in Michigan, I still use MPCU for all of my banking needs. Their online services make it really easy to access my accounts even though I'm in a completely different state.


Health Grade Components

NCUA #62243
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.61%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$168.9MM$143.8MM
LoansQ4 2020vs Q4 2019$105.6MM$96.2MM
DepositsQ4 2020vs Q4 2019$153.8MM$129.7MM
Equity CapitalQ4 2020vs Q4 2019$14.9MM$13.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$557.00K$380.00K
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$221.00K$482.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Bloom Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bloom Credit Union Savings Account Rates

0.35%*$500k*-Prosper Savings Account
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.20% $50k - $100k | 0.25% $100k - $500k
0.20%--IRA Savings Account
0.20%--Roth IRA Savings Account
0.05%$5-Savings Account
0.05%--Holiday Savings Account
0.05%--Vacation Savings Account
0.05%--Escrow Account

Bloom Credit Union Money Market Rates

0.35%*$500k*-Success Money Market Account
OTHER TIERS: 0.10% Up to $50k | 0.20% $50k - $100k | 0.25% $100k - $500k
0.20%*$10k*-Money Market Account
OTHER TIERS: 0.10% $2.5k - $10k

Bloom Credit Union Checking Account Rates

0.30%*$10k*-Optimum Checking Account
OTHER TIERS: 0.20% Up to $10k
0.10%$1k-Select Checking Account

Bloom Credit Union CD Rates

1.00%$500-60 Month CD
0.90%$500-48 Month CD
0.80%$500-36 Month CD
0.60%$500-30 Month CD
0.50%$500-24 Month CD
0.35%$500-18 Month CD
0.25%$500-12 Month CD
0.25%--12 Month Balance Builder CD
0.25%$500-17 Month CD Renewal
0.25%$500-15 Month CD Renewal
0.25%$500-13 Month CD Renewal
0.10%$500-6 Month CD
0.10%$500-9 Month CD

Bloom Credit Union IRA Rates

1.00%$500-60 Month IRA
0.90%$500-48 Month IRA CD
0.80%$500-36 Month IRA
0.60%$500-30 Month IRA CD
0.50%$500-24 Month IRA CD
0.35%$500-18 Month IRA CD
0.25%$500-12 Month IRA CD
0.25%--12 Month Balance Builder IRA CD
0.25%$500-17 Month IRA Renewal
0.25%$500-15 Month IRA Renewal
0.25%$500-13 Month IRA Renewal
0.10%$500-6 Month IRA CD
0.10%$500-9 Month IRA CD

Bloom Credit Union Locations
Branch Office1414 Burton St SWWyoming, MI 49509
Branch Office2187 Port Sheldon StJenison, MI 49428
Branch Office1147 W Randall StCoopersville, MI 49404-1315
Branch Office4833 Town Center Dr SEGrand Rapids, MI 49512-9728
Branch Office1327 Plainfield Ave NEGrand Rapids, MI 49505

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