Bloomington Municipal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bmcu.org

309-827-7266

602 S Gridley St
Bloomington, IL 61701

Bloomington Municipal Credit Union is headquartered in Bloomington and is the 77^th largest credit union in the state of Illinois. It is also the 2,616^th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 5 employees and 2,264 members at 1 location. Bloomington Municipal Credit Union has a B+ health rating.

Field of Membership Restrictions

Bloomington Municipal Credit Union is open to employees and their families of the following municipalities: Boys and Girls Club of America, Mid-Central Community Action, Bloomington Housing Authority, UPIC, Regional Office of Education, Bloomington Township, Central Illinois Airport, Bloomington & Normal Water Reclamation District, Connect Transit, McLean County, City of Bloomington.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bloomington Municipal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	63103
Year Chartered	1953
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	1.4%
Return on Equity - YTD	10.1%
Annual Interest Income	$460K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$40.8MM$37.4MM
Loans	Q1 2025vs Q1 2024	$11.6MM$11.3MM
Deposits	Q1 2025vs Q1 2024	$35.2MM$32.5MM
Equity Capital	Q1 2025vs Q1 2024	$5.5MM$4.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$78K$74K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$6K$6K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Bloomington Municipal Credit Union are currently being reviewed.

Locations

Bloomington Municipal Credit Union Locations
Branch Office	602 S Gridley St	Bloomington, IL 61701-5227

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