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Blue Ridge Bank and Trust Co.


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.blueridgebank.com
816-358-5000
4200 Little Blue Parkway
Independence, MO 64057

Blue Ridge Bank and Trust Co. is headquartered in INDEPENDENCE and is the 49th largest bank in the state of Missouri. It is also the 1,230th largest bank in the nation. It was established in 1958 and as of December of 2024, it had grown to 124 employees at 8 locations. Blue Ridge Bank and Trust Co.'s CD rates are 4X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17933
Year Established1958
Employees124
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD14%
Annual Interest Income$41MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$813.3MM$814.4MM
LoansQ4 2024vs Q4 2023$613MM$563.6MM
DepositsQ4 2024vs Q4 2023$693.4MM$702.2MM
Equity CapitalQ4 2024vs Q4 2023$70.4MM$61.6MM
Loan Loss AllowanceQ4 2024vs Q4 2023$9.3MM$8.6MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1.1MM$1.1MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/24/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Blue Ridge Bank and Trust Co. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.06%*$0$25k Maximum Yield (MY) Savings Account
OTHER TIERS: 0.20% → $25k+
0.20%$100-Savings Account
0.20%$0-My First Million Savings
0.20%$0-Student Savings

Blue Ridge Bank and Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$750k*-Business Maximum Yield Money Market Account
OTHER TIERS: 0.55% → $15k - $40k | 0.65% → $40k - $85k | 1.51% → $85k+
1.00%*$85k*-Maximum Yield Money Market Account
OTHER TIERS: 0.55% → $15k - $40k | 0.65% → $40k - $85k
1.00%*$50k*-Business Money Market Account
OTHER TIERS: 0.40% → $1k - $15k | 0.50% → $15k - $50k
0.75%*$50k*-Regular Money Market Account
OTHER TIERS: 0.40% → $1k - $15k | 0.50% → $15k - $50k

Blue Ridge Bank and Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%*$0$25kMaximum Yield "MY" Checking
OTHER TIERS: 0.12% → $25k+
0.20%$1k-Elite Plus Checking

Blue Ridge Bank and Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-24 Month CD
3.75%$500-12 Month CD
3.75%$500-18 Month CD
2.50%$500-30 Month CD
1.50%$500-60 Month CD
1.40%$500-48 Month CD
1.30%$500-36 Month CD
1.00%$500-31 Day CD
1.00%$500-60 Day CD
1.00%$500-91 Day CD
1.00%$500-6 Month CD

Blue Ridge Bank and Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$500-24 Month IRA
3.75%$500-12 Month IRA
3.75%$500-18 Month IRA
2.50%$500-30 Month IRA
1.50%$500-60 Month IRA
1.40%$500-48 Month IRA
1.30%$500-36 Month IRA
1.00%$500-91 Day IRA
1.00%$500-6 Month IRA
Locations


Blue Ridge Bank and Trust Co. Locations
Chipman Road Branch1812 NW Chipman RoadLees Summit, MO 64081
Blue Ridge Bank and Trust Co.4200 Little Blue PkwyIndependence, MO 64057
Drive-In Facility4315 Sterling AvenueKansas City, MO 64133
Parkwood Branch606 Sw Parkwood DriveBlue Springs, MO 64014
Raytown Branch6202 Raytown TrafficwayRaytown, MO 64133
Blue Springs North Branch621 Duncan RoadBlue Springs, MO 64014
Lee's Summit Branch651 N.E. Woods Chapel RoadLees Summit, MO 64064
Square Branch201 W. Lexington AveIndependence, MO 64050

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