Overview / Commentary
816-358-5000
4200 Little Blue Parkway
Independence, MO 64057

Blue Ridge Bank and Trust Co. is headquartered in Independence and is the 44th largest bank in the state of Missouri. It is also the 1,295th largest bank in the nation. It was established in 1958 and as of June of 2018, it had grown to 137 employees at 9 locations. Blue Ridge Bank and Trust Co. has an A health rating.

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Reviews (2)

Very Satisfied Customer

Posted by: Gary | Sep 9, 2011

I am 62 and have banked With Blue Ridge Bank and Trust starting when I was in my 20s and on-and-off over the years (I changed towns for awhile).  Currently, I have banked with them for five years and have had nothing but excellent service. I have had issues with two outside companies concerning my checking account.  Blue Ridge employees have understood the situations immediately and have kept on top of them until resolved.  Each employee has been intelligent, professional and courteous, consistently, over many years.  I have never seen any slouchy, bored or inattentive-appearing employees at the bank. 

Just this morning I was in the main branch concerning a new, dishonest, well-advertised Internet scam company to whom I'd given permission to electronically withdraw from my account.   I closed the Internet account this morning, but don't trust the company not to further draw from my account.  Sara Wilke, Assistant Branch Manager, was very attentive and interested in hearing about this company and the situation.  There is a sure solution available should the need arise, and I feel confident that the Internet company will not be able to charge me any additional fees. 

Many of my friends and family have maintained business with Blue Ridge Bank permantly, for years and years.  I do strongly recommend Blue Ridge Bank and Trust.   

Blue Ridge Bank makes the customer feel important

Posted by: BitFree | Dec 13, 2017

I love this bank. I wanted to open a second checking account at a bank to use for an online business I had started. I went to a national chain bank and found that there were 10 other people waiting to be helped before me. I didn't want to wait and left. That's when I looked across the street and saw Blue Ridge Bank and decided to try them and I am so glad I did. I didn't have to wait at all which has been my experience ever since. Blue Ridge bank has all of the benefits I was trying to find at the big bank but without all of the hassle and crowd. Whenever I go into the bank I never have to wait. And the people are so nice. I now use Blue Ridge bank for my main checking account. The online banking is very convenient, my checking account is free and it has no minimum. I set my niece up with her own bank account when she started working and of course I took her to this bank. The woman there sat with her to determine which account would be best for her and explained all kinds of things about the account that I didn't think to ask. She knew my niece was using this for her part time job and yet she spoke to my niece and I as if we were the most important clients that the bank had. I just love this bank and cannot say enough good things about it or it's people.



Health

Health Grade Components

Overall
FDIC Certificate #17933
Year Established1958
Employees137
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD12.19%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$551.4MM$521.0MM
LoansQ2 2018vs Q2 2017$388.8MM$376.9MM
DepositsQ2 2018vs Q2 2017$485.1MM$461.8MM
Equity CapitalQ2 2018vs Q2 2017$51.0MM$48.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$6.1MM$6.8MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$4.4MM$2.4MM
Real Estate OwnedQ2 2018vs Q2 2017$41.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Blue Ridge Bank and Trust Co.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Blue Ridge Bank and Trust Co. Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.06%*-$25k Maximum Yield (MY) Savings Account
OTHER TIERS: 0.20% $25k+
0.10%$100-Savings Account
0.10%--My First Million Savings
0.10%--Student Savings

Blue Ridge Bank and Trust Co. Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.34%*$85k*-Maximum Yield Money Market Account
OTHER TIERS: 0.15% $15k - $40k | 0.31% $40k - $85k
0.34%*$85k*-Business Maximum Yield Money Market Account
OTHER TIERS: 0.15% $15k - $40k | 0.31% $40k - $85k
0.30%*$50k*-Regular Money Market Account
OTHER TIERS: 0.13% $1k - $15k | 0.15% $15k - $50k
0.26%*$50k*-Business Money Market Account
OTHER TIERS: 0.08% $1k - $15k | 0.15% $15k - $50k

Blue Ridge Bank and Trust Co. Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.55%*-$25kMaximum Yield "MY" Checking
OTHER TIERS: 0.12% $25k+
0.10%$1k-Elite Plus Checking
0.08%*$15k*-Ultimate Interest Checking
OTHER TIERS: 0.06% $500 - $15k

Blue Ridge Bank and Trust Co. CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$500-60 Month CD
1.34%$500-48 Month CD
1.08%$500-36 Month CD
0.58%$500-24 Month CD
0.58%$500-30 Month CD
0.50%$500-12 Month CD
0.50%$500-18 Month CD
0.20%$500-6 Month CD
0.10%$500-31 Day CD
0.10%$500-60 Day CD
0.10%$500-91 Day CD

Blue Ridge Bank and Trust Co. IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.61%$500-60 Month IRA
1.34%$500-48 Month IRA
1.08%$500-36 Month IRA
0.58%$500-24 Month IRA
0.58%$500-30 Month IRA
0.50%$500-12 Month IRA
0.50%$500-18 Month IRA
0.20%$500-6 Month IRA
0.10%$500-91 Day IRA
Locations


Blue Ridge Bank and Trust Co. Locations
Lee's Summit Branch121 South M-291 HighwayLee's Summit, MO 64063
Chipman Road Branch1812 NW Chipman RoadLees Summit, MO 64081
Blue Ridge Bank and Trust Co.4200 Little Blue ParkwayIndependence, MO 64057
Blue Ridge Boulevard Branch4240 Blue Ridge BoulevardKansas City, MO 64133
Drive-In Facility4315 Sterling AvenueKansas City, MO 64133
Parkwood Branch606 Sw Parkwood DriveBlue Springs, MO 64014
Raytown Branch6202 Raytown TrafficwayRaytown, MO 64133
Blue Springs North Branch621 Duncan RoadBlue Springs, MO 64014
Lee's Summit Branch651 N.E. Woods Chapel RoadLees Summit, MO 64064

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