Blue Ridge Bank (SC)

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.30%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.15%	Savings	Regular Savings Account 1.00% - Ally Bank Online Savings Account

View all Blue Ridge Bank (SC) rates »

Overview / Commentary

www.brbwal.com

864-638-5444

100 East Main Street
Walhalla, SC 29691

Blue Ridge Bank (SC) is headquartered in Walhalla and is the 44^th largest bank in the state of South Carolina. It is also the 4,230^th largest bank in the nation. It was established in 1957 and as of June of 2016, it had grown to 24 employees at 3 locations. Blue Ridge Bank (SC) has an A health rating.

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Health

A

Data as of Q2 2016

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Health Grade Components

Overall
FDIC Certificate #	17773
Year Established	1957
Employees	24
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	7.36%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$110.2MM$105.3MM
Loans	Q2 2016vs Q2 2015	$63.8MM$64.9MM
Deposits	Q2 2016vs Q2 2015	$96.9MM$93.4MM
Equity Capital	Q2 2016vs Q2 2015	$11.2MM$11.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$757.00K$842.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$295.00K$305.00K
Real Estate Owned	Q2 2016vs Q2 2015	$99.00K$667.00K

Rates

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Blue Ridge Bank (SC) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$100	-	IRA Savings Account
0.15%	$100	-	Regular Savings Account
0.15%	-	-	Club Accounts

Blue Ridge Bank (SC) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$25k^*	-	Money Market Deposit Account
OTHER TIERS: 0.10% → Up to $2,500 \| 0.15% → $2,500 - $10k \| 0.20% → $10k - $25k

Blue Ridge Bank (SC) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	NOW Checking Account

Blue Ridge Bank (SC) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$1k	-	60 Month CD
0.80%	$1k	-	48 Month CD
0.55%	$1k	-	36 Month CD
0.50%	$1k	-	30 Month CD
0.45%	$1k	-	24 Month CD
0.40%	$1k	-	18 Month CD
0.40%	$5k	-	13 Month Relationship CD Special
0.30%	$1k	-	12 Month CD
0.25%	$1,500	-	6 Month CD
0.20%	$2k	-	3 Month CD

Blue Ridge Bank (SC) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$1,500	-	18 Month IRA

Locations

Blue Ridge Bank (SC) Locations
Blue Ridge Bank	100 East Main Street	Walhalla, SC 29691
Walhalla Branch	100 North John Street	Walhalla, SC 29691
Bountyland Road Branch	Bountyland Rd	Seneca, SC 29672