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Overview / Commentary
864-638-5444
100 East Main Street
Walhalla, SC 29691

Blue Ridge Bank (SC) is headquartered in Walhalla and is the 38th largest bank in the state of South Carolina. It is also the 3,812th largest bank in the nation. It was established in 1957 and as of December of 2017, it had grown to 31 employees at 3 locations. Blue Ridge Bank (SC) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #17773
Year Established1957
Employees31
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.64%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$127.1MM$112.6MM
LoansQ4 2017vs Q4 2016$61.1MM$62.6MM
DepositsQ4 2017vs Q4 2016$115.3MM$100.9MM
Equity CapitalQ4 2017vs Q4 2016$11.3MM$11.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$973.00K$868.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$853.00K$651.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Blue Ridge Bank (SC) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-IRA Savings Account
0.15%$100-Regular Savings Account
0.15%--Christmas Club

Blue Ridge Bank (SC) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Money Market Deposit Account
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $10k | 0.20% $10k - $25k

Blue Ridge Bank (SC) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$750-Deluxe Personal Checking
0.10%$100-Checking for Non-Profits

Blue Ridge Bank (SC) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month CD
0.80%$1k-48 Month CD
0.55%$1k-36 Month CD
0.50%$1k-30 Month CD
0.45%$1k-24 Month CD
0.40%$1k-18 Month CD
0.40%$5k-13 Month Relationship CD Special
0.30%$1k-12 Month CD
0.25%$1,500-6 Month CD
0.20%$2k-3 Month CD

Blue Ridge Bank (SC) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1,500-18 Month IRA
Locations


Blue Ridge Bank (SC) Locations
Blue Ridge Bank100 East Main StreetWalhalla, SC 29691
Walhalla Branch100 North John StreetWalhalla, SC 29691
Bountyland Road BranchBountyland RdSeneca, SC 29672
Westminister Branch200 West Windsor StreetWestminster, SC 29693

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