Blue Ridge Bank (SC)

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.00%	5-year CD	3.10% - Synchrony Bank 60 Month CD
0.30%	1-year CD	2.50% - Synchrony Bank 12 Month CD
0.15%	Savings	1.90% - American Express National Bank High Yield Savings Account

View all Blue Ridge Bank (SC) rates »

Overview / Commentary

www.brbwal.com

864-638-5444

100 East Main Street
Walhalla, SC 29691

Blue Ridge Bank (SC) is headquartered in Walhalla and is the 36^th largest bank in the state of South Carolina. It is also the 3,596^th largest bank in the nation. It was established in 1957 and as of June of 2018, it had grown to 30 employees at 4 locations. Blue Ridge Bank (SC) has a B+ health rating.

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Health

B+

Data as of Q2 2018

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Health Grade Components

Overall
FDIC Certificate #	17773
Year Established	1957
Employees	30
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.66%
Return on Equity - YTD	7.25%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$137.4MM$119.3MM
Loans	Q2 2018vs Q2 2017	$60.3MM$61.2MM
Deposits	Q2 2018vs Q2 2017	$125.0MM$106.5MM
Equity Capital	Q2 2018vs Q2 2017	$12.4MM$11.8MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$1.3MM$766.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$1.5MM$726.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$58.00K

Rates

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Blue Ridge Bank (SC) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%	$100	-	IRA Savings Account
0.15%	$100	-	Regular Savings Account
0.15%	$5	-	Christmas Club

Blue Ridge Bank (SC) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$25k^*	-	Money Market Deposit Account
OTHER TIERS: 0.10% → Up to $2.5k \| 0.15% → $2.5k - $10k \| 0.20% → $10k - $25k

Blue Ridge Bank (SC) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$750	-	Deluxe Personal Checking
0.10%	$100	-	Checking for Non-Profits

Blue Ridge Bank (SC) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$1k	-	60 Month CD
0.80%	$1k	-	48 Month CD
0.55%	$1k	-	36 Month CD
0.50%	$1k	-	30 Month CD
0.45%	$1k	-	24 Month CD
0.40%	$1k	-	18 Month CD
0.40%	$5k	-	13 Month Relationship CD Special
0.30%	$1k	-	12 Month CD
0.25%	$1.5k	-	6 Month CD
0.20%	$2k	-	3 Month CD

Blue Ridge Bank (SC) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%	$1.5k	-	18 Month IRA

Locations

Blue Ridge Bank (SC) Locations
Blue Ridge Bank	100 East Main Street	Walhalla, SC 29691
Walhalla Branch	100 North John Street	Walhalla, SC 29691
Bountyland Road Branch	Bountyland Rd	Seneca, SC 29672
Westminister Branch	200 West Windsor Street	Westminster, SC 29693

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