Featured Savings Rates
Featured Accounts

Blue Water Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD1 Year Share Certificate
0.15%SavingsSpecial Account
0.75%3-year CD3 Year Share Certificate

Overview / Commentary
810-985-6993
526 WATER ST RM 113
PORT HURON, MI 48060-5463

Blue Water Federal Credit Union is headquartered in PORT HURON and is the 212th largest credit union in the state of Michigan. It is also the 3,923rd largest credit union in the nation. It was established in 1959 and as of June of 2016, it had grown to 3 employees and 1,403 members at 3 locations. Blue Water Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to postal and federal employees in Huron, St. Clair, Tuscola and Sanilac Counties in Michigan and in the towns of Memphis, Armada, New Baltimore, Mount Clemens, Richmond, New Haven, and Saint Clair Shores in Macomb County and the towns of Clifford, Imlay City and Lapeer in Lapeer County.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Blue Water Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12906
Year Chartered1959
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD0.96%
Annual Interest Income$206.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$13.4MM$13.6MM
LoansQ2 2016vs Q2 2015$8.8MM$8.2MM
DepositsQ2 2016vs Q2 2015$10.7MM$11.0MM
Equity CapitalQ2 2016vs Q2 2015$2.5MM$2.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$33.00K$38.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$7.00K$8.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Blue Water Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Regular Savings
0.15%*$200*-Regular Share Savings Account
OTHER TIERS: 0.10% Up to $200
0.15%*$200*-Special Account
OTHER TIERS: 0.10% Up to $200
0.15%--Holiday Savings Account

Blue Water Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2,500-Money Management Account

Blue Water Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$2,500-3 Year Share Certificate
0.50%$5k-1 Year Share Certificate
0.35%$10k-6 Month Share Certificate

Blue Water Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$2,500-3 Year IRA Certificate
0.50%$5k-1 Year IRA Certificate
0.35%$10k-6 Month IRA Certificate
Locations


Blue Water Federal Credit Union Locations
Branch Office526 WATER ST RM 113PORT HURON, MI 48060-5463
Branch Office3910 Lapeer RdPort Huron, MI 48060-2402
Branch Office3031 Airpark Dr NFlint, MI 48507-3471