Bluestone Federal Credit Union

Overview / Commentary
5010 S Solberg Ave
Sioux Falls, SD 57108

Bluestone Federal Credit Union is headquartered in Sioux Falls and is the 7th largest credit union in the state of South Dakota. It is also the 1,336th largest credit union in the nation. It was established in 1938 and as of December of 2021, it had grown to 69 employees and 10,936 members at 3 locations. Bluestone Federal Credit Union has an A health rating.

Field of Membership Restrictions

Bluestone Federal Credit Union is open to anyone in Clark, Codington, Grant, Deuel, Kingsbury, Brookings, Miner, Lake, Moody, McCook, Minnehaha, Douglas, Hutchinson, Turner, Lincoln, Bon Homme, Yankton, Clay, or Union counties in South Dakota; Lincoln, Lyon, Pipestone, Murray, Rock, or Nobles county in Minnesota; Lyon, Sioux, Plymouth, or Woodbury counties in Iowa; and Holt, Knox, Cedar, Dixon, Dakota, Wayne, Stanton, Madison, Platte, Boone, Antelope, Pierce, or Wheeler counties in Nebraska.
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Health Grade Components

NCUA #2874
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD9.38%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$177.4MM$159.0MM
LoansQ4 2021vs Q4 2020$82.0MM$79.6MM
DepositsQ4 2021vs Q4 2020$152.7MM$134.4MM
Equity CapitalQ4 2021vs Q4 2020$18.0MM$16.4MM
Loan Loss AllowanceQ4 2021vs Q4 2020$543.00K$554.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$538.00K$539.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bluestone Federal Credit Union Savings Account Rates

0.05%$50-Ownership Share Account
0.05%$50-Christmas Club
0.05%$50-Secondary Share
0.05%$50-Business Ownership Share Account

Bluestone Federal Credit Union Money Market Rates

0.20%*$25k*-Money Market SAS
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k
0.20%*$25k*-Business Money Market SAS
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k
0.05%$25k-Prime Yield Money Market Savings

Bluestone Federal Credit Union Checking Account Rates

1.39%*$100k*-Business PLUS Checking
OTHER TIERS: 0.88% Up to $25k | 1.13% $25k - $100k
0.05%$1k-Dividend Bearing Share Draft

Bluestone Federal Credit Union CD Rates

0.75%$1k-60 Month Share Certificate
0.75%$1k-Business 60 Month Share Certificate
0.50%$1k-12 Month Variable Share Certificate
0.50%$1k-48 Month Share Certificate
0.50%$1k-Business 12 Month Variable Share Certificate
0.50%$1k-Business 48 Month Share Certificate
0.40%$1k-36 Month Share Certificate
0.40%$1k-Business 36 Month Share Certificate
0.30%$1k-24 Month Share Certificate
0.30%$1k-Business 24 Month Share Certificate
0.25%$1k-18 Month Share Certificate
0.25%$1k-Business 18 Month Share Certificate
0.20%$1k-12 Month Share Certificate
0.20%$1k-Business 12 Month Share Certificate
0.15%$1k-6 Month Share Certificate
0.15%$1k-Business 6 Month Share Certificate
0.10%$1k-3 Month Share Certificate
0.10%$1k-Business 3 Month Share Certificate

Bluestone Federal Credit Union IRA Rates

0.75%$1k-60 Month IRA
0.50%$1k-12 Month Variable IRA
0.50%$1k-48 Month IRA
0.40%$1k-36 Month IRA
0.30%$1k-24 Month IRA
0.25%$1k-18 Month IRA
0.20%$1k-12 Month IRA
0.15%$1k-6 Month IRA
0.10%$1k-3 Month IRA

Bluestone Federal Credit Union Locations
Branch Office3400 S Sycamore AveSioux Falls, SD 57110-4412
Branch Office901 N West AveSioux Falls, SD 57104
Branch Office5010 S Solberg AveSioux Falls, SD 57108-2232

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