BluPeak Credit Union is headquartered in San Diego and is the 49th largest credit union in the state of California. It is also the 341st largest credit union in the nation. It was established in 1936 and as of June of 2024, it had grown to 128 employees and 56,925 members at 6 locations. BluPeak Credit Union's money market rates are 9X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in BluPeak Credit Union is open to anyone through a membership in KPBS (PBS member station in San Diego. Those who live, work, or worship in the California counties of California counties of Alameda, Sacramento, San Diego, Santa Clara, or Yolo also qualify for membership. Also, eligible to join are employees of the State of California; employees, retirees, students, and alumni of the University of California and California State University system; and employees and members of Select Employee Group. Immediate family and household members of a BluPeak Credit Union member are welcome to apply.
See current membership details
Related Posts
8/24 - BluPeak Credit Union Has Nationally Available Rate-Leading 9-Month CD Special
8/18 - 9 Months Certificate 5.75% APY - Easy Membership Also, High IRA Rates
7/24 - 5.08% APY Savings Account And 5.25% 12 Months Certificate With Easy Membership Requirement.
6/30 - 5.25% 12 Months Certificate Of Deposit - California
Amazing Credit Union
Wonderful credit union with exceptional level of Member Service.
Too Long Time To Be Functional
Is this a way banking -- you have to wait for 10 days to link external accounts after you registered online banking, not the day open your account. Then rep even don't know if your account would have Zelle for your app or not. YOu still have to wait and see.
They Badly Lack Decency And Integrity.
Their associates also maliciously deceive customers and understand only the language of legal actions.
Read The Fine Print
Been a member of this credit union for decades - it is rife with borderline deceptive advertising and has slid to a low point over the last 5 years. Formerly the Univ and State Employees CU, it created such ill will from its main constituency that it has changed it's name to "BluPeak." In the last few months it has started offering higher CD and savings rates, but only to new members and once the limited time deal runs out you are left high and dry, stuck with high fees and bad customer service. Beware!
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60801 |
| Year Chartered | 1936 |
| Employees | 128 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.01% |
| Return on Equity - YTD | -18.91% |
| Annual Interest Income | $29.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $1.38B$1.42B |
| Loans | Q2 2024vs Q2 2023 | $856.6MM$938.8MM |
| Deposits | Q2 2024vs Q2 2023 | $1.29B$1.1B |
| Equity Capital | Q2 2024vs Q2 2023 | $75.4MM$79MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $12.6MM$5.9MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $921K$1.2MM |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |