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BMI Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bmifcu.org
614-707-4000
6165 Emerald Pkwy
Dublin, OH 43016-3248

BMI Federal Credit Union is headquartered in Dublin and is the 13th largest credit union in the state of Ohio. It is also the 592nd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 102 employees and 46,158 members at 5 locations. BMI Federal Credit Union's money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in BMI Federal Credit Union is open to those who live, work, worship, or attend school in Delaware, Fairfield, Franklin, Licking, Madison, Morrow, Pickaway, or Union Counties in Ohio. Immediate family or persons who share household expenses of current BMI FCU members are also eligible to join.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #1199
Year Chartered1936
Employees102
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.73%
Annual Interest Income$7.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$722.9MM$710.1MM
LoansQ1 2025vs Q1 2024$531.9MM$539.4MM
DepositsQ1 2025vs Q1 2024$608.6MM$582.2MM
Equity CapitalQ1 2025vs Q1 2024$68.3MM$62.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.2MM$1.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.3MM$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$550K$239K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/8/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not BMI Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BMI Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$2.5kBMI Change Jar
OTHER TIERS: 0.05% → $2.5k+
0.75%*$25k*-Health Savings Accounts
OTHER TIERS: 0.35% → $0 - $2.5k | 0.40% → $2.5k - $10k | 0.55% → $10k - $25k
0.25%$0-Holiday Club Account
0.05%$5-Regular Share Account

BMI Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.34%$50k-Platinum Plus Money Market Account
2.09%*$25k*-Plus Money Market Account
OTHER TIERS: 1.50% → $2.5k - $10k | 1.81% → $10k - $25k

BMI Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Platinum Checking
OTHER TIERS: 0.05% → $2.5k - $10k

BMI Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.06%$50-12 Month Youth CD
3.60%$500-24 Month CD
3.55%$500-18 Month CD
3.49%$500-12 Month CD
3.40%$500-30 Month CD
3.38%$500-6 Month CD
3.34%$500-36 Month CD
3.34%$500-24 Month Bump CD
3.25%$500-42 Month CD
3.20%$500-48 Month CD
3.20%$500-36 Month Bump CD
3.14%$500-54 Month CD
3.14%$500-60 Month CD
2.44%$500-3 Month CD

BMI Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.60%$500-24 Month IRA
3.55%$500-18 Month IRA
3.49%$500-12 Month IRA
3.40%$500-30 Month IRA
3.38%$500-6 Month IRA
3.34%$500-36 Month IRA
3.25%$500-42 Month IRA
3.20%$500-48 Month IRA
3.14%$500-54 Month IRA
3.14%$500-60 Month IRA
2.44%$500-3 Month IRA
Locations


BMI Federal Credit Union Locations
Branch Office760 Kinnear RdColumbus, OH 43212-1488
Branch Office6165 Emerald PkwyDublin, OH 43016-3248
Branch Office750 Bethel RdColumbus, OH 43214-1902
Branch Office505 King AveColumbus, OH 43201-2696
Branch Office543 N Cleveland AveWesterville, OH 43082-7130

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