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BECU (Boeing Employees Credit Union)


Overview / Commentary
www.becu.org
800-233-2328
12770 Gateway Dr S
Tukwila, WA 98168

BECU (Boeing Employees Credit Union) is headquartered in Tukwila and is the largest credit union in the state of Washington. It is also the 4th largest credit union in the nation. It was established in 1935 and as of December of 2022, it had grown to 2,677 employees and 1,388,742 members at 59 locations. BECU (Boeing Employees Credit Union)'s CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in BECU is open to anyone through membership in Northwest Credit Union Foundation's "Friends of the Foundation" ($20 membership fee). Membership is also open to the following: 1) those who live, work, worship, or attend school in the state of Washington; 2) those who live or work in Benton, Clackamas, Columbia, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill counties in Oregon; 3) current or former Boeing employees, employees of Boeing subsidiaries; 4) members of the University of Washington Alumni Association.
See current membership details

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Reviews (44)

Great Rates

Posted by: |

Good bank, great rates. However can get a little trigger happy with overdrafts if you have a maxed out line of credit. Working on some math to find out if my 10.99% interest is being calculated properly as it appears it's not. However I won't change my review from 5 stars until I discuss with a banker in person.

3

Excellent Banking for Teens

Posted by: |

I had an excellent experience opening a savings and checking account at BECU for my teen son who just got his first job. The customer service employee who assisted us was friendly, knowledgeable and very patient explaining the details about the account and helping my son set up both his ATM card and online banking account. The child/teen savings account gives generous interest for the first $500 and my son has enjoyed seeing his money grow. The website is easy to navigate and informative. We enjoy using a local credit union and are happy we chose BECU.

3

Terrible Customer Service, Unhelpful Staff, Snaky Practices

Posted by: |

No customer service and really unhelpful staff. I have to drag information out of them or I have to already know how to fix the problem before dealing with them. They are very unresponsive--there is virtually no email; you have to wait on the phone for a really long time for everything; and can't use a break or a lunch to handle any banking matters with them. I never get my mail from them--I have had to physically show up in person for the last 3 card replacements. I don't have time, i have to work and they are SO SLOW you can't do anything in under 15 minutes. Car loans with them are messy--you have to know how the process already works and watch them. They claimed they didn't have my insurance info and instead of calling, they sent me a letter that they assessed me $3204 and my car payment went from $343 to $616. Once I was able to understand what was happening and get my insurer to send proof, they refunded me $1700, and the payment is now $453. I get to deal with this during the holiday. I have been a member for a long time and no one even called me. I am on my app daily, no messages. Terrible, awful, greedy snakes. Also, don't make car payment early. I did that on my first payment and they told me I NEVER made a payment and threatened to repossess my car. I want to move but it's hard but maybe I can warn others. STAY AWAY. It's not worth it

2

BEST Experience Of A Lifetime

Posted by: |

I am an 83yr old Vet. I have been member of BECU for many years I retired from Boeing in 2017 and purchased machines for home business. one broke and the company gave me a hard time with warranty so Olivia, manager of Bonney Lake branch, helped me with dispute which led to me returning it and BECU removed the large funds from their bank.
2 July2021, I went to Amazon Cust service for help with a Fire Stick. over 4th holiday the guy got into my computer and cleaned out our checking account. Olivia prepared the paperwork and BECU replaced our funds before they recovered them. Soc. Sec. told me that direct deposit into our new account would take 60 days, I called BECU and was told they could do nothing so I asked for a supervisor and got SHELBY in Spokane, she said our old canceled account still existed so she placed monitoring and alerts on our old account and when various on-line deposits arrive, she will transfer them into our new account. I am 83yrs old and have banked all my life. I have NEVER received such competent help from employees who are so pleasant to work with. I will tell everyone and never look at another bank.

2
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Health
B+

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #62604
Year Chartered1935
Employees2677
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD5.44%
Annual Interest Income$843.7MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$28.78B$30.16B
LoansQ4 2022vs Q4 2021$16.41B$13.32B
DepositsQ4 2022vs Q4 2021$25.86B$26.06B
Equity CapitalQ4 2022vs Q4 2021$1.95B$2.80B
Loan Loss AllowanceQ4 2022vs Q4 2021$117.4MM$105.8MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$28.3MM$25.8MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not BECU (Boeing Employees Credit Union); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BECU (Boeing Employees Credit Union) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.17%*-$500Early Saver Savings
OTHER TIERS: 0.50% → $500+
3.04%*-$500Member Advantage Savings
OTHER TIERS: 0.50% → $500+
0.50%--Member Share Savings
0.50%--Business Member Share Savings
0.50%--Variable IRA Savings
0.50%--Health Savings Account
0.50%--Savings
0.50%--Business Savings

BECU (Boeing Employees Credit Union) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%--Money Market w/ Member Advantage
1.51%--Money Market
1.51%--Business Money Market

BECU (Boeing Employees Credit Union) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$500Member Advantage Checking
OTHER TIERS: 0.10% → $500+
0.10%--Checking
0.10%--Business Interest Bearing Checking

BECU (Boeing Employees Credit Union) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%$500-6 - 11 Month CD w/ Member Advantage
3.87%*$50k*-12 Month Bump CD w/ Member Advantage
OTHER TIERS: 3.82% → $500 - $50k
3.61%*$50k*-12 - 17 Month CD w/ Member Advantage
OTHER TIERS: 3.56% → $500 - $50k
3.61%$500-6 - 11 Month CD
3.61%*$50k*-18 - 23 Month CD w/ Member Advantage
OTHER TIERS: 3.56% → $500 - $50k
3.61%$500-Business 6 - 11 Month CD
3.35%*$50k*-12 Month Bump CD
OTHER TIERS: 3.30% → $500 - $50k
3.35%*$50k*-Business 12 Month Bump CD
OTHER TIERS: 3.30% → $500 - $50k
3.09%*$50k*-12 - 17 Month CD
OTHER TIERS: 3.04% → $500 - $50k
3.09%*$50k*-18 - 23 Month CD
OTHER TIERS: 3.04% → $500 - $50k
3.09%*$50k*-Business 12 - 17 Month CD
OTHER TIERS: 3.04% → $500 - $50k
3.09%*$50k*-Business 18 - 23 Month CD
OTHER TIERS: 3.04% → $500 - $50k
2.78%*$50k*-24 - 35 Month CD w/ Member Advantage
OTHER TIERS: 2.73% → $500 - $50k
2.58%*$50k*-60 Month CD w/ Member Advantage
OTHER TIERS: 2.53% → $500 - $50k
2.53%*$50k*-24 Month Bump CD w/ Member Advantage
OTHER TIERS: 2.48% → $500 - $50k
2.48%*$50k*-48 - 59 Month CD w/ Member Advantage
OTHER TIERS: 2.43% → $500 - $50k
2.38%*$50k*-36 - 47 Month CD w/ Member Advantage
OTHER TIERS: 2.32% → $500 - $50k
2.27%*$50k*-24 - 35 Month CD
OTHER TIERS: 2.22% → $500 - $50k
2.27%*$50k*-Business 24 - 35 Month CD
OTHER TIERS: 2.22% → $500 - $50k
2.07%*$50k*-60 Month CD
OTHER TIERS: 2.02% → $500 - $50k
2.07%*$50k*-3 - 5 Month CD w/ Member Advantage
OTHER TIERS: 2.02% → $500 - $50k
2.07%*$50k*-Business 60 Month CD
OTHER TIERS: 2.02% → $500 - $50k
2.02%*$50k*-24 Month Bump CD
OTHER TIERS: 1.97% → $500 - $50k
2.02%*$50k*-Business 24 Month Bump CD
OTHER TIERS: 1.97% → $500 - $50k
1.97%*$50k*-48 - 59 Month CD
OTHER TIERS: 1.92% → $500 - $50k
1.97%*$50k*-Business 48 - 59 Month CD
OTHER TIERS: 1.92% → $500 - $50k
1.87%*$50k*-36 - 47 Month CD
OTHER TIERS: 1.81% → $500 - $50k
1.87%*$50k*-Business 36 - 47 Month CD
OTHER TIERS: 1.81% → $500 - $50k
1.56%*$50k*-3 - 5 Month CD
OTHER TIERS: 1.51% → $500 - $50k
1.56%*$50k*-Business 3 - 5 Month CD
OTHER TIERS: 1.51% → $500 - $50k

BECU (Boeing Employees Credit Union) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.87%*$50k*-12 Month Bump IRA Certificate w/ Member Advantage
OTHER TIERS: 3.82% → $500 - $50k
3.61%*$50k*-12 Month IRA w/ Member Advantage
OTHER TIERS: 3.56% → $500 - $50k
3.61%*$50k*-18 Month IRA Certificate w/ Member Advantage
OTHER TIERS: 3.56% → $500 - $50k
3.35%*$50k*-12 Month Bump IRA Certificate
OTHER TIERS: 3.30% → $500 - $50k
3.09%*$50k*-12 Month IRA
OTHER TIERS: 3.04% → $500 - $50k
3.09%*$50k*-18 Month IRA Certificate
OTHER TIERS: 3.04% → $500 - $50k
2.78%*$50k*-24 Month IRA w/ Member Advantage
OTHER TIERS: 2.73% → $500 - $50k
2.58%*$50k*-60 Month IRA Certificate w/ Member Advantage
OTHER TIERS: 2.53% → $500 - $50k
2.53%*$50k*-24 Month Bump IRA Certificate w/ Member Advantage
OTHER TIERS: 2.48% → $500 - $50k
2.48%*$50k*-48 Month IRA Certificate w/ Member Advantage
OTHER TIERS: 2.43% → $500 - $50k
2.38%*$50k*-36 Month IRA Certificate w/ Member Advantage
OTHER TIERS: 2.32% → $500 - $50k
2.27%*$50k*-24 Month IRA
OTHER TIERS: 2.22% → $500 - $50k
2.07%*$50k*-60 Month IRA Certificate
OTHER TIERS: 2.02% → $500 - $50k
2.02%*$50k*-24 Month Bump IRA Certificate
OTHER TIERS: 1.97% → $500 - $50k
1.97%*$50k*-48 Month IRA Certificate
OTHER TIERS: 1.92% → $500 - $50k
1.87%*$50k*-36 Month IRA Certificate
OTHER TIERS: 1.81% → $500 - $50k
Locations

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Seattle Area

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.