BOM Bank

Overview / Commentary
1000 Caddo Street
Montgomery, LA 71454

BOM Bank is headquartered in NATCHITOCHES and is the 19th largest bank in the state of Louisiana. It is also the 1,015th largest bank in the nation. It was established in 1903 and as of December of 2023, it had grown to 162 employees at 19 locations. BOM Bank has an A+ health rating.

Reviews (3)

Terrific Local Bank With A Great Checking Account

Posted by: |

I opened a checking account with BOM on Feb 1 2021. After a few weeks getting to know my way around the various banking procedures, I have now settled into a VERY pleasant banking experience. The online features for moving money in and out have been very convenient! Banking online has become a necessity, and BOM does a great job. Before this, I have had several accounts with other banks all over the country. To have a great account that pays rewards for your good banking practices is wonderful - and to have it locally is even better!
Just very impressed and enjoying being a customer.

Bad First Review, Now UPDATED !

Posted by: |

My initial experience in trying to open an account on line at BOM was a bomb! A few weeks later I decided to just drive to the bank and open an account in person. It turns out that they had recently been purchased by another bank and did not know all the requirements or how to handle online accounts and were not getting much help from their parent bank.
After I opened my account in person, everything has been great and I have had no further issues, so I am upgrading my review to 4 stars. I would have given them 5 stars by the online account opening process seems very archaic and dysfunctional. Hopefully it has improved since Feb 2020.

Robo Calls

Posted by: |

I'm not a BOM customer but I get robo calls almost every day. I have called them and been told that my phone number belongs to a person with the same last name that they are trying to contact about his account. After 3 phone calls to BOM, they are still not able to fix the problem.

If BOM can't handle a phone number problem how can they be trusted with money?

I know they will never be responsible for any of my funds.

Customer be ware.


Health Grade Components

FDIC Certificate #1373
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.43%
Return on Equity - YTD22.91%
Annual Interest Income$54.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$983.9MM$884MM
LoansQ4 2023vs Q4 2022$758.3MM$699.6MM
DepositsQ4 2023vs Q4 2022$872.1MM$755.8MM
Equity CapitalQ4 2023vs Q4 2022$106.9MM$84.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$6.5MM$5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$2.6MM$2.4MM
Real Estate OwnedQ4 2023vs Q4 2022$319K$0
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BOM Bank Checking Account Rates

4.09%*-$15kBOM Premium Checking Account
OTHER TIERS: 0.20% $15k+


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