Bonanza Valley State Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.bvsb.bank

320-346-2234

147 Central Ave South
Brooten, MN 56316

Bonanza Valley State Bank is headquartered in BROOTEN and is the 197^th largest bank in the state of Minnesota. It is also the 4,035^th largest bank in the nation. It was established in 1894 and as of March of 2025, it had grown to 7 employees at 1 location. Bonanza Valley State Bank's savings rates are 6X the national average, and it has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Bonanza Valley State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	10993
Year Established	1894
Employees	7
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.98%
Return on Equity - YTD	10.85%
Annual Interest Income	$936K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$74.3MM$74.9MM
Loans	Q1 2025vs Q1 2024	$56.5MM$55.7MM
Deposits	Q1 2025vs Q1 2024	$59.5MM$63.7MM
Equity Capital	Q1 2025vs Q1 2024	$6.6MM$6.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$276K$322K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$6K$3K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bonanza Valley State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$25	$2.5k	Christmas Club Savings
3.00%^*	$250k^*	-	Tiered Savings
OTHER TIERS: 0.60% → $100 - $10k \| 1.25% → $10k - $50k \| 2.00% → $50k - $100k \| 2.25% → $100k - $250k
2.00%	$0	-	Health Savings Account

Bonanza Valley State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.10%^*	$250k^*	-	Money Market
OTHER TIERS: 0.80% → $1k - $25k \| 0.90% → $25k - $50k \| 0.95% → $50k - $100k \| 1.00% → $100k - $250k

Bonanza Valley State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%^*	$75k^*	-	Free Interest Checking
OTHER TIERS: 0.50% → $1k - $10k \| 1.00% → $10k - $25k \| 1.25% → $25k - $75k

Bonanza Valley State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.80%	$500	-	12 Month CD
3.40%	$500	-	60 Month CD
3.30%	$500	-	6 Month CD
3.30%	$500	-	48 Month CD
3.10%	$500	-	24 Month CD
3.00%	$500	-	18 Month CD
3.00%	$500	-	36 Month CD
2.75%	$500	-	30 Month CD
2.20%	$500	-	91 Day CD

Bonanza Valley State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$0	-	IRA Savings

Locations

Bonanza Valley State Bank Locations
Bonanza Valley State Bank	147 Central Ave S	Brooten, MN 56316

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