B.O.N.D. Community Federal Credit Union
Overview / Commentary
B.O.N.D. Community Federal Credit Union is headquartered in Atlanta and is the 36th largest credit union in the state of Georgia. It is also the 2,460th largest credit union in the nation. It was established in 1972 and as of March of 2025, it had grown to 10 employees and 3,271 members at 2 locations. B.O.N.D. Community Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, volunteer or attend school in 23 select communities in Atlanta and Decatur, Georgia.
See current membership details
Health
C+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. B.O.N.D. Community Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20974 |
| Year Chartered | 1972 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 9.11% |
| Annual Interest Income | $687K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $47.9MM$47.4MM |
| Loans | Q1 2025vs Q1 2024 | $35.6MM$38.1MM |
| Deposits | Q1 2025vs Q1 2024 | $42.9MM$42.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5MM$5.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $49K$102K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.5MM$1.5MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |