Overview / Commentary
Bopti Federal Credit Union is headquartered in San Pedro and is the 177th largest credit union in the state of California. It is also the 1,960th largest credit union in the nation. It was established in 1955 and as of December of 2019, it had grown to 5 employees and 4,894 members at 1 location. Bopti Federal Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to Bureau of Prisons employees and Commissioned Officers of the Public Health Service working at certain BOP facilities, and their immediate families.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bopti Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 10433 |
| Year Chartered | 1955 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.94% |
| Return on Equity - YTD | 5.01% |
| Annual Interest Income | $2.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $71.7MM$71.8MM |
| Loans | Q4 2019vs Q4 2018 | $24.1MM$25.3MM |
| Deposits | Q4 2019vs Q4 2018 | $58.1MM$58.9MM |
| Equity Capital | Q4 2019vs Q4 2018 | $13.4MM$12.7MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $306.00K$288.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $292.00K$377.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |