Overview / Commentary
BOPTI Federal Credit Union is headquartered in San Pedro and is the 173rd largest credit union in the state of California. It is also the 2,105th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 5 employees and 4,266 members at 1 location. BOPTI Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
BOPTI Federal Credit Union membership is open to employees (and their immediate families) of the Bureau of Prisons and Commissioned Officers of the Public Health Service working at certain BOP facilities.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. BOPTI Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 10433 |
| Year Chartered | 1955 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 3.51% |
| Annual Interest Income | $709K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $73.5MM$74.6MM |
| Loans | Q1 2025vs Q1 2024 | $25.1MM$24.6MM |
| Deposits | Q1 2025vs Q1 2024 | $57.9MM$59.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $15.1MM$14.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $206K$326K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $140K$168K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |